250+ iOS apps curated and reviewed
The best l.point with l.pay apps on iPhone average 4.6★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 |  | Free | 2.9★ (97) | Yes | No | Sep 2026 | |
| 2 |  | Free | 3.7★ (78) | No | No | Sep 2026 | |
| 3 |  | Free | 4.9★ (858K) | No | No | Sep 2026 | |
| 4 |  | Free | 4.8★ (6.3M) | Yes | No | Sep 2026 | |
| 5 |  | Free | 4.8★ (604K) | No | No | Sep 2026 | |
| 6 |  | Free | 4.9★ (753K) | No | No | Sep 2026 | |
| 7 |  | Free | 4.8★ (117K) | No | No | Sep 2026 | |
| 8 |  | Free | 4.8★ (487K) | No | No | Sep 2026 |
This app transforms enjoyable activities into habits that yield benefits. Discover exclusive offers from a vast network of partners across retail, finance, and travel. Earn points through daily missions and access curated financial information and shopping deals.
Discover a new way to shop duty-free with a comprehensive mobile experience. Reserve in-store services, browse curated trends, and access exclusive deals and promotions.
Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.
