Best Loan Services Apps

247+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Looking for free loan services apps? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Loan Services Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoSep 2026
2Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (457K)NoNoSep 2026
3OneMainOneMainFree4.8★ (91K)NoNoSep 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
5My LoanCare GoMy LoanCare GoFree4.8★ (25K)NoNoSep 2026
6Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
7Apacm Loan AppApacm Loan AppFreeNoNoMay 2026
8Your Mortgage Servicing CenterYour Mortgage Servicing CenterFree4.8★ (2.1K)NoNoSep 2026

Top Picks for Loan Services

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(41K ratings)
Free
#83in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
Tilt: Cash Advance & Credit#2

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Strong Contender
💰 Finance
4.8😐(457K ratings)
Free
#23in Finance
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Tilt: Cash Advance & Credit screenshot 3
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Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • 🚀 Instant cash advances
  • 👍 Easy to use
  • 💡 Helpful budgeting features
  • 🚀 Fast application process

Room to Improve

  • 🐛 Inconsistent advance limits
  • 🐛 Delayed repayment processing
  • 🐛 Unresponsive customer support
OneMain#3

OneMain by One Main Financial

Personal & Auto Loans
Worth Considering
💰 Finance
4.8😐(91K ratings)
Free
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OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices

More Loan Services apps to explore

FAQ about Loan Services

What are the best loan services apps for iPhone?
Upstart: Personal Loans + More tops our loan services apps ranking as of August 2026, with a 4.9-star average from 41K App Store ratings, and it's free to download.
Yes — 20 of the top loan services apps we rank are free to download, including Upstart: Personal Loans + More and Tilt: Cash Advance & Credit.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ loan services apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.

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