Best Loan Services Apps

218+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Looking for free loan services apps? 20 of our 218+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Loan Services

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(35K ratings)
Free
#73in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing
Bright: Loans & Credit Builder#2

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(248K ratings)
FreeAds
#42in Finance
Bright: Loans & Credit Builder screenshot 1
Bright: Loans & Credit Builder screenshot 2
Bright: Loans & Credit Builder screenshot 3
Bright: Loans & Credit Builder screenshot 4
Bright: Loans & Credit Builder screenshot 5
Bright: Loans & Credit Builder screenshot 6

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

What We Love

  • ๐Ÿš€ Helpful in paying off debt
  • ๐Ÿ‘ Automated payment management
  • ๐Ÿš€ Efficient credit building
  • ๐Ÿ’ก Useful budgeting and savings features

Room to Improve

  • ๐Ÿ› Connectivity issues with bank accounts
  • ๐Ÿ”’ Concerns about unauthorized withdrawals
  • ๐Ÿ‘Ž Confusing or misleading pricing
Tilt: Cash Advance & Credit#3

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(446K ratings)
FreeAds
#31in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • ๐Ÿš€ Instant cash advances
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful budgeting features
  • ๐Ÿš€ Fast application process

Room to Improve

  • ๐Ÿ› Inconsistent advance limits
  • ๐Ÿ› Delayed repayment processing
  • ๐Ÿ› Unresponsive customer support

More Loan Services apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(63K)
free
5
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Manage your mortgage loan servicing with ease. This app allows homeowners to make payments, review statements, track finances, and set up autopay. Access important documents and manage paperless billing conveniently from your mobile device.

Make loan paymentsReview monthly statementsSetup AutoPay
๐Ÿ’ฐ Finance
(25K)
free
6
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
๐Ÿ’ฐ Finance
(77K)
free
7
PENNYMAC MOBILE
PENNYMAC MOBILE
PENNYMAC MOBILE
Your mortgage, made easy
Free

Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

Check loan balanceTrack loan paymentsSet up automatic payments
๐Ÿ’ฐ Finance
(154K)
free
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
๐Ÿ’ฐ Finance
(8.2K)
freemium
9
Your Mortgage Servicing Center
Your Mortgage Servicing Center
Your Mortgage Servicing Center
Your Loan Management Platform
Free

Manage your mortgage account online with this self-service platform. Access loan data, download documents, and make payments without needing to contact customer service. Save time and gain control over your loan management.

Online account inquiriesAccess loan dataDownload mortgage documentation
๐Ÿ’ฐ Finance
(1.8K)
free
10
Loan Calculatorโ€ฐ
Loan Calculatorโ€ฐ
Loan Calculatorโ€ฐ
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
๐Ÿ’ฐ Finance
(96K)
ad-supported
11
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your home loan finances with ease. This app allows you to make payments, review statements, set up autopay, and track your loan details. Access your mortgage information and agent assistance 24/7 for convenient account management.

Make loan paymentsReview monthly statementsSetup AutoPay
๐Ÿ’ฐ Finance
(20K)
free
12
Mr. Cooper
Mr. Cooper
Mr. Cooper
Revolutionary home loan tools.
Free

Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

Make mortgage paymentsTrack home value and equityExplore refinance options
๐Ÿ’ฐ Finance
(106K)
free
13
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICOยฎ Score 8 accessTransUnionยฎ credit report accessDark web alerts for identity theft
๐Ÿ’ฐ Finance
(306K)
free
14
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
๐Ÿ’ฐ Finance
(16K)
free
15
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
๐Ÿ’ฐ Finance
(14K)
free
16
Lexus Financial Services
Lexus Financial Services
Lexus Financial Services
Manage your vehicle lease/loan
Free

Manage your auto lease or loan with ease. This app offers frictionless payments, recurring payment options, and a clear snapshot of your account details. Navigate your finances effortlessly with a redesigned interface and quick access to key features.

Frictionless paymentsRecurring payment setupAccount snapshot view
๐Ÿ’ฐ Finance
(75K)
free
17
Evergreen Home Loans Servicing
Evergreen Home Loans Servicing
Evergreen Home Loans Servicing
by Evergreen Moneysource Mortgage
Free

Manage your home loan and financial assets with ease. This app offers secure access to loan information, payment scheduling, and educational tools to help you understand and grow your home equity. Explore financing options and neighborhood data all within a convenient digital platform.

Secure loan information accessPayment scheduling and immediate paymentsLoan balance and history review
๐Ÿ’ฐ Finance
(366)
free
18
RoundPoint You Are Home
RoundPoint You Are Home
RoundPoint You Are Home
Securely manage your home loan
Free

Easily manage your mortgage from your phone. Access loan documents, set up payments, and update account information securely. Opt out of paper statements and monitor local property trends.

Secure loan document accessOne-time and recurring paymentsAccount information updates
๐Ÿ’ฐ Finance
(20K)
free
19
Westlake MyAccount
Westlake MyAccount
Westlake MyAccount
by Westlake Services, Llc
Free

Manage your Westlake Financial Services accounts on the go. Make payments, set up recurring payments, and access payoff information easily from your mobile device.

Manage accounts on mobileMake paymentsSign up for recurring payments
๐Ÿ’ฐ Finance
(188K)
free
20
LoanNav
LoanNav
LoanNav
by Cornerstone Capital Bank, SSB
Free

Manage your loan account conveniently from your mobile device. Make and track payments, access escrow details, and sign up for services like autopay. Securely message your customer care team and access important documents.

Make and view paymentsAccess escrow informationSign up for autopay
๐Ÿ’ฐ Finance
(895)
free

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