Best Loan Servicing Apps

245+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Whether you're new to loan servicing or looking for an upgrade, our curated collection of 245+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Loan Servicing Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
2iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
3PENNYMAC MOBILEPENNYMAC MOBILEFree4.8★ (165K)NoNoSep 2026
4Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (458K)NoNoSep 2026
5My LoanCare GoMy LoanCare GoFree4.8★ (25K)NoNoSep 2026
6Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
7Your Mortgage Servicing CenterYour Mortgage Servicing CenterFree4.8★ (2.1K)NoNoSep 2026
8Apacm Loan AppApacm Loan AppFreeNoNoMay 2026

Top Picks for Loan Servicing

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(43K ratings)
Free
#84in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
iMobile: Loan, Cards & Banking#2

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Strong Contender
💰 Finance
4.8😞(67K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
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This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking
  • 🚀 Improved compared to previous versions

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience
  • 🐛 Slow performance and lagging
  • 🐛 Frequent login and registration issues
  • 🐛 Buggy and unstable app
PENNYMAC MOBILE#3

PENNYMAC MOBILE by PennyMac Loan Services, LLC

Your mortgage, made easy
Worth Considering
💰 Finance
4.8😐(165K ratings)
Free
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Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

What We Love

  • 🚀 Easy to use
  • 👍 User-friendly interface
  • 💰 Convenient payment options
  • 📱 Helpful mobile app
  • 🔒 Secure login options
  • 💻 Efficient website
  • 🗓️ Helpful payment reminders
  • 🤝 Caring and understanding customer service

Room to Improve

  • 🐛 Frequent app crashes
  • 🔍 Difficult to navigate
  • 🔑 Login issues
  • 🕰️ Slow loading times
  • 🤖 Unhelpful automated systems
  • 📃 Unclear payment information
  • 🤔 Confusing user experience
  • 🤯 Frustrating customer service experiences

More Loan Servicing apps to explore

FAQ about Loan Servicing

What are the best loan servicing apps for iPhone?
Upstart: Personal Loans + More tops our loan servicing apps ranking as of July 2026, with a 4.9-star average from 43K App Store ratings, and it's free to download.
Yes — 20 of the top loan servicing apps we rank are free to download, including Upstart: Personal Loans + More and iMobile: Loan, Cards & Banking.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 245+ loan servicing apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.

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