Best Melakapay Apps

248+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good melakapay apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Melakapay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MelakaPayMelakaPayFreeβ€”NoNoJun 2026
2Moniepoint Personal BankingMoniepoint Personal BankingFree4.6β˜… (30K)NoNoAug 2026
3OPay BusinessOPay BusinessFree3.5β˜… (560)NoNoAug 2026
4PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7β˜… (170K)NoNoAug 2026
5Flexi ParkingFlexi ParkingFree3.3β˜… (3)NoNoAug 2026
6MechiliMechiliFree5.0β˜… (5)NoNoAug 2026
7Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7β˜… (39K)YesNoAug 2026
8bKashbKashFree3.9β˜… (11K)NoNoAug 2026

Top Picks for Melakapay

Moniepoint Personal Banking#2

Moniepoint Personal Banking by Moniepoint

Savings account | Send money
Strong Contender
πŸ’° Finance
4.6😞(30K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • πŸš€ Fast transactions
  • πŸ‘ Smooth onboarding
  • πŸ”’ Secure banking
  • πŸ’‘ Innovative features

Room to Improve

  • πŸ› Login issues
  • πŸ› Transfer failures
  • πŸ”’ Account restrictions
OPay Business#3

OPay Business by OPay Digital Services Pte.Ltd.

Worth Considering
πŸ’° Finance
3.5😞(560 ratings)
Free
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

  • πŸ‘ Good app functionality overall
  • πŸ’‘ Bill payment feature requested and appreciated

Room to Improve

  • πŸ› Missing loan icon in updated version
  • πŸ› Transaction history not displaying properly
  • πŸ› Sub-account creation failing on iPhone

More Melakapay apps to explore

4
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
πŸ’° Finance
(170K)
free with in-app purchases
5
Flexi Parking
Flexi Parking
Flexi Parking
by Leading Innovative Technologies And Systems Sdn Bhd
Free

Easily pay for parking in multiple locations with just a few taps. Manage multiple vehicles, receive expiry alerts, and access digital receipts. Supports numerous municipal councils and offers convenient in-app credit reloading.

Multi-council parking paymentsVehicle management (up to 10)Parking expiry alerts
πŸ“Š Productivity
(3)
free
6
Mechili
Mechili
Mechili
by MATTEL MONEY
Free

This electronic wallet allows individuals, traders, and businesses to conduct financial transactions easily, quickly, and securely from their mobile devices. Developed by a subsidiary of a telecommunications company, it aims to meet everyday financial needs.

Electronic wallet solutionSecure financial transactionsMobile-based transactions
πŸ’° Finance
(5)
free
7
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
πŸ’° Finance
(39K)
free with in-app purchases
8
bKash
bKash
bKash
Transactions, now that simple
Free

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Fast account registrationAdd money from bank/cardQR code payments
πŸ’° Finance
(11K)
free
9
Instapay eWallet
Instapay eWallet
Instapay eWallet
EVERYTHING IS POSSIBLE
Free

Manage your finances with a digital account and a linked global Mastercard. Easily receive salaries, send remittances, load funds, withdraw cash, and make purchases worldwide. All transactions are tracked for your convenience.

Digital account managementLinked global MastercardSalary reception
πŸ’° Finance
(20)
ad-supported
10
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
πŸ’° Finance
(1.1K)
free with in-app purchases
11
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
πŸ’° Finance
(11K)
free with in-app purchases
12
SadaPay: Money made simple
SadaPay: Money made simple
SadaPay: Money made simple
by SadaPay
Free

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

Digital wallet and virtual MastercardZero-fee money transfersGlobal online and in-person spending
πŸ’° Finance
(1.3K)
free with in-app purchases
13
Mintpay | Pay Better.
Mintpay | Pay Better.
Mintpay | Pay Better.
Unlimited Cashback I Pay in 3
Free

Shop smarter and earn rewards with this payment app. Choose to pay now for instant cashback in loyalty coins or pay later in three interest-free installments. Redeem your earned coins across a wide network of partner brands.

Pay Now with instant cashbackPay Later in 3 interest-free installmentsEarn and redeem Mint Coins
πŸ›οΈ Shopping
(163)
free
14
Flash Pay MP Plus
Flash Pay MP Plus
Flash Pay MP Plus
by FLASH PAY COMPANY LIMITED
Free
πŸ’Ό Business
(0)
15
My-OneApp
My-OneApp
My-OneApp
by Safaricom Limited
Free

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

View M-PESA balanceBiometric loginSend money via QR, contacts, or favorites
πŸ’° Finance
(187)
free with in-app purchases
16
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

QRIS scanning for paymentsSend money to bank accounts with no admin feesTop up DANA balance without admin fees
πŸ’° Finance
(6.8K)
free
17
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
πŸ” Food & Drink
(3K)
free
18
Click SuperApp
Click SuperApp
Click SuperApp
ΠžΠΏΠ»Π°Ρ‚Ρ‹ ΠΈ ΠΏΠ΅Ρ€Π΅Π²ΠΎΠ΄Ρ‹ UZCARD HUMO
Free

Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.

Card-to-Card TransfersClick WalletWidgets for quick payments
πŸ’° Finance
(2.6K)
freemium
19
JomParking
JomParking
JomParking
Pay parking on-the-go
Free

This app simplifies parking across Malaysia with seamless on-street and off-street payments. Manage parking, monthly passes, and vehicle services all from your smartphone. Enjoy real-time updates and transaction history for a stress-free experience.

Seamless parking paymentsReal-time parking notificationsMulti-city coverage in Malaysia
πŸ—ΊοΈ Navigation
(349)
free
20
iCuracao
iCuracao
iCuracao
by Adir International, LLC
Free

Manage your online shopping, account details, and payments in one place. Track orders, explore catalogs, and access exclusive rewards and financing options. Connect with customer support and additional services like money transfer and travel planning.

Secure account managementSpending activity and bills trackingEffortless online shopping
πŸ›οΈ Shopping
(3)
free

FAQ about Melakapay

Are there free melakapay apps for iPhone?
Yes β€” 20 of the top melakapay apps we rank are free to download, including MelakaPay and Moniepoint Personal Banking.
MelakaPay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ melakapay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
You can use this app to make payments for various Melaka State government services. This includes taxes, compounds, education loan repayments, and other bills issued by Melaka State government agencies.
The app specifically supports payment services for Melaka State government agencies. It is designed to streamline transactions with these entities.