Best Melakapay Apps

250+ iOS apps curated and reviewed

4.3 avg rating

20 free apps

Updated September 2026

Every iPhone needs a few good melakapay apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Melakapay Apps (September 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	MelakaPay	Free	—	No	No	Jun 2026
2	AsetKu - Digital Lending	Free	4.6★ (17)	No	No	Oct 2026
3	DANA Dompet Digital Indonesia	Free	4.8★ (7.6K)	No	No	Oct 2026
4	PhonePe: UPI, Gold, Insurance	Free	4.7★ (174K)	No	No	Oct 2026
5	Akulaku Merchant	Free	—	No	No	Aug 2026
6	OPay Business	Free	3.6★ (717)	No	No	Oct 2026
7	Paytm: Secure UPI Payments	Free	4.7★ (40K)	Yes	No	Oct 2026
8	Superbank: Savings & Loans	Free	4.6★ (9)	No	No	Oct 2026

Top Picks for Melakapay

#1

MelakaPay by Jabatan Ketua Menteri Melaka

Payment services for Melaka

Editor's Choice

0.0(0 ratings)

Free

MelakaPay screenshot 1

MelakaPay screenshot 2

MelakaPay screenshot 3

MelakaPay screenshot 4

MelakaPay screenshot 5

Facilitates payments to Melaka State government agencies. Settle taxes, compounds, education loan repayments, and various bills conveniently through a single platform.

#2

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK

Strong Contender

4.6(17 ratings)

Free

AsetKu - Digital Lending screenshot 1

AsetKu - Digital Lending screenshot 2

AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

#3

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS

Worth Considering

4.8😞(7.6K ratings)

Free

DANA Dompet Digital Indonesia screenshot 1

DANA Dompet Digital Indonesia screenshot 2

DANA Dompet Digital Indonesia screenshot 3

DANA Dompet Digital Indonesia screenshot 4

DANA Dompet Digital Indonesia screenshot 5

DANA Dompet Digital Indonesia screenshot 6

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

What We Love

💰 Affordable and great value
🚀 Fast and simple transactions
🤑 Lots of discounts and promotions
👍 Easy to use and convenient
💳 Seamless integration with bank accounts

Room to Improve

🐛 Buggy and unreliable app performance
🤖 Poor customer service and unresponsive support
🔒 Security and verification issues
💸 Unauthorized transactions and missing funds
🤷‍♀️ Confusing and unintuitive user experience

More Melakapay apps to explore

PhonePe: UPI, Gold, Insurance

PhonePe: UPI, Gold, Insurance

PhonePe: UPI, Gold, Insurance

Pay Bills, Mutual Fund SIP

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments

free with in-app purchases

Akulaku Merchant

Akulaku Merchant

Akulaku Merchant

Bisnis di Satu Genggaman

by OPay Digital Services Pte.Ltd.

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management

Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

UPI, Recharge & Pay Bills

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges

free with in-app purchases

Superbank: Savings & Loans

Superbank: Savings & Loans

Superbank: Savings & Loans

Save, borrow & zero admin fee!

This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

High-yield savings and deposit accountsQRIS paymentsFree transfers

DOMO – Kommunal ilova

DOMO – Kommunal ilova

DOMO – Kommunal ilova

Uyingiz uchun aqlli yechim.

This app consolidates all utility and home-related services in Uzbekistan into a single platform. It allows users to pay for electricity, gas, water, internet, and other services, manage payments, track consumption, and receive cashback.

Pay for utilities (electricity, gas, water, internet)Manage home service paymentsAI-powered utility analytics

Bank Islam Mobile Banking

Manage your finances effortlessly with this comprehensive mobile banking application. It offers secure login, bill payments, fund transfers, and convenient access to various financial services. Stay connected and in control of your money with real-time alerts and easy transaction management.

Quick & Secure Biometric LoginIntuitive Financial DashboardSecure Transaction Authorization (BIMB Secure)

Mobile Banking dari BRI

This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.

Digital account registration (domestic & international)International transfers and QR payments abroadLifestyle and entertainment purchases

by Adir International, LLC

Manage your online shopping, account details, and payments in one place. Track orders, explore catalogs, and access exclusive rewards and financing options. Connect with customer support and additional services like money transfer and travel planning.

Secure account managementSpending activity and bills trackingEffortless online shopping

🛍️ Shopping

Melio Business Payments

Melio Business Payments

Melio Business Payments

A simpler way to pay vendors

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments

by Benefit Company

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments

For all your everyday payments

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances

free with in-app purchases

Pagamentos por aproximação

This app empowers entrepreneurs to sell, manage, and grow their businesses. It offers mobile card payments, POS machines, and online payment links. Track sales, manage finances, and access a product catalog to streamline operations and boost growth.

Mobile card payments (TapTon)POS machines for various sales channelsOnline payment links

free with in-app purchases

GoPay: Transfer, Payment, QRIS

GoPay: Transfer, Payment, QRIS

GoPay: Transfer, Payment, QRIS

Free Transfer & QRIS Payments

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)

free with in-app purchases

Touch ‘n Go eWallet

Touch ‘n Go eWallet

Touch ‘n Go eWallet

It’s the way to GO

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Secure digital walletBill payments and reloadsInvestments and savings

free with in-app purchases

#SemuaJadiMudah

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Open accounts remotelyQRIS and bill paymentsE-wallet top-ups

SadaPay: Money made simple

SadaPay: Money made simple

SadaPay: Money made simple

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

Digital wallet and virtual MastercardZero-fee money transfersGlobal online and in-person spending

free with in-app purchases

FAQ about Melakapay

Are there free melakapay apps for iPhone?

Yes — 20 of the top melakapay apps we rank are free to download, including MelakaPay and AsetKu - Digital Lending.

Does MelakaPay have ads or in-app purchases?

MelakaPay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.

How many melakapay apps are on the App Store?

We track 250+ melakapay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.