Best Microfinance App

239+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good microfinance app apps. We benchmark 239+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Microfinance App

FairMoney: Loan App In Nigeria#2

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Strong Contender
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
HBL Microfinance#3

HBL Microfinance by The First MicroFinanceBank Ltd.

HBL Microfinance Bank
Worth Considering
💰 Finance
3.2(19 ratings)
Free
HBL Microfinance screenshot 1
HBL Microfinance screenshot 2
HBL Microfinance screenshot 3
HBL Microfinance screenshot 4
HBL Microfinance screenshot 5
HBL Microfinance screenshot 6

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

More Microfinance App apps to explore

4
NPF Microfinance Bank
NPF Microfinance Bank
NPF Microfinance Bank
by NPF MICROFINANCE BANK PLC
Free

Manage your banking needs conveniently from your mobile device. Perform various banking activities anytime, anywhere with this application.

Mobile bankingOn-the-go transactionsBanking on your phone
💰 Finance
(4)
free
5
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
6
Starfish Microfinance
Starfish Microfinance
Starfish Microfinance
by First AI Myanmar Company Limited
Free

This application streamlines loan management by facilitating loan application submissions and repayments. It serves as a digital payment system designed to enhance users' financial lives.

Loan application submissionLoan repayment managementDigital payment system
💰 Finance
(1)
free
7
OneCash One Microfinance
OneCash One Microfinance
OneCash One Microfinance
by BelCash
Free
💰 Finance
(0)
8
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
9
Petra Microfinance Bank
Petra Microfinance Bank
Petra Microfinance Bank
Mobile banking application
Free
💰 Finance
(0)
10
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by Lapo Microfinance Bank limited
Free

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Self-OnboardingBill PaymentsTransfers
💰 Finance
(34)
free
11
Ahli Microfinance
Ahli Microfinance
Ahli Microfinance
by Ahli Microfinance Company
Free
💰 Finance
(0)
12
Moneyfield MFB Mobile App
Moneyfield MFB Mobile App
Moneyfield MFB Mobile App
by CIT MICROFINANCE BANK LTD
Free

Manage your finances with ease through this mobile banking application. Track your accounts, make transfers, and access financial services conveniently from your smartphone.

Account managementFund transfersFinancial service access
💰 Finance
(9)
free
13
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
14
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
15
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(38K)
free with in-app purchases
16
Happen Bank
Happen Bank
Happen Bank
Get more from your money
Free

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account managementLoan progress trackingFree credit score and report monitoring
💰 Finance
(8.2K)
free
17
MyKayiApp
MyKayiApp
MyKayiApp
Kayi Microfinance Bank
Free

This digital banking app offers essential financial services, with plans to expand into investments, insurance, loans, and cryptocurrency. It aims to provide a comprehensive suite of tools to manage your finances securely.

Basic digital financial servicesStock investments (planned)Insurance coverage (planned)
💰 Finance
(3)
free
18
Aella MFB
Aella MFB
Aella MFB
Seamless Digital Banking
Free

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

LoansInvestmentsBill payments
💰 Finance
(23)
free
19
Grooming Mobile App
Grooming Mobile App
Grooming Mobile App
Simple and Convenient Banking
Free

Manage your bank accounts, transfer funds, and pay bills securely from your mobile device. Offers convenient login options and robust security features for a seamless banking experience.

Account managementFund transfersBill payments
💰 Finance
(3)
free
20
Parkway Microfinance Bank
Parkway Microfinance Bank
Parkway Microfinance Bank
Loans. Savings. Deposits.
Free
💰 Finance
(0)