Best Momo Nigeria Apps

200+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated April 2026

MoMo PSB is the household name in momo nigeria, but it's far from the only option. We track 200+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Momo Nigeria

MoMo PSB#1

MoMo PSB by MTN Nigeria Communications Plc

Better than cash.
Editor's Choice
💰 Finance
4.5😐(4.7K ratings)
Free
MoMo PSB screenshot 1
MoMo PSB screenshot 2
MoMo PSB screenshot 3

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

What We Love

  • 🚀 Fast and reliable transfers
  • 👍 Easy to use and navigate
  • 💯 Convenient transactions
  • 🔒 Secure platform

Room to Improve

  • 🐛 Login and password issues
  • ⏱️ Slow and frustrating performance
  • 💰 Excessive fees and deductions
MTN MoMo#2

MTN MoMo by MTN Group LTD

MoMo
Strong Contender
💰 Finance
3.1😞(554 ratings)
Free
MTN MoMo screenshot 1
MTN MoMo screenshot 2
MTN MoMo screenshot 3
MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • 👍 Useful for money transfers
  • 💡 Suggestion for resending from transaction history
  • 👍 Decent app interface and design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security issues with saved login details
  • 🔍 Difficult to log in and register
MoMo App#3

MoMo App by MTN GROUP FINTECH (PTY) LTD

Your Ultimate Financial App
Worth Considering
💰 Finance
3.5😞(1.1K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • 🚀 Fast transactions
  • 💡 Innovative features
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Bugs and glitches
  • 🔒 Security issues
  • 🔋 Performance problems

More Momo Nigeria apps to explore

4
MoMo PSB Business
MoMo PSB Business
MoMo PSB Business
by MTN Nigeria Communications Plc
Free

Manage business finances on the go with this app. Accept various digital payments, track revenue, issue invoices, and analyze performance with detailed reports. It's designed for business owners to simplify financial operations.

Accept digital paymentsTrack revenue growthIssue invoices
💼 Business
(3)
free
5
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
6
MoMo Agent
MoMo Agent
MoMo Agent
by MTN Group LTD
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
💰 Finance
(20)
free
7
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
📊 Productivity
(16K)
ad-supported
8
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(28K)
free
9
MOMO陌陌-视频交友与语音聊天平台
MOMO陌陌-视频交友与语音聊天平台
MOMO陌陌-视频交友与语音聊天平台
同城在线语音视频,社交更真实
Free

Discover nearby individuals through dynamic sharing and live streaming. Engage in anonymous text and voice chats to forge new connections. Explore local events and find entertainment with a focus on genuine interactions.

Nearby people and dynamicsLive streaming with interactive hostsAnonymous chat (text and voice)
🌐 Social Networking
(13K)
free with in-app purchases
10
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(14K)
free with in-app purchases
11
Jiji Nigeria
Jiji Nigeria
Jiji Nigeria
Buy & Sell Online
Free

This app allows users to buy and sell a wide variety of items across Nigeria. It facilitates easy online deals, offers secure payment options like pay on delivery, and provides tools for sellers to promote their products and businesses. Users can also find job openings and order services.

Browse millions of ads in 16 categoriesPay on delivery after inspectionPost ads easily to sell items
🛍️ Shopping
(1.1K)
free with in-app purchases
12
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
💰 Finance
(1)
ad-supported
13
Momo Live -Live Stream & Chat
Momo Live -Live Stream & Chat
Momo Live -Live Stream & Chat
by PT. Jingsheng Technology Jakarta
Free

This app offers an interactive live streaming experience with global broadcasters, featuring live chat, virtual gifts, and competitive "Live PK" modes. It's designed for low-end devices and unstable networks, ensuring accessibility worldwide. Content is culturally sensitive and supported by 24-hour customer service.

Live chat interactionLive PK competitionsVirtual gift system
🌐 Social Networking
(39)
free with in-app purchases
14
YouTube
YouTube
YouTube
Videos, Music and Live Streams
Free

Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.

Personalized video recommendationsSubscribe to favorite channelsExplore trending and popular content
📷 Photo & Video
(48M)
free with in-app purchases
15
Womata
Womata
Womata
by Guangzhou Lenfei Network Technology Co., Ltd.
Free

Easily purchase goods directly from China's 1688 Mall. This app provides convenient transshipment services for users in Nigeria, simplifying international online shopping.

Purchase from 1688 MallTransshipment servicesInternational shopping
🛍️ Shopping
(210)
free
16
momo購物 l 值得信賴的購物首選
momo購物 l 值得信賴的購物首選
momo購物 l 值得信賴的購物首選
by Fubon Multimedia Technology Co., Ltd.
Free

Shop millions of products with fast delivery options, including 24-hour shipping and in-store pickup. Discover exclusive deals, official brand stores, and easily manage digital tickets. Utilize image search and multiple payment methods for a convenient shopping experience.

Millions of products24h fast deliveryIn-store pickup
🛍️ Shopping
(3K)
free
17
Top Gift Card
Top Gift Card
Top Gift Card
Top Gift Card
Free

This platform offers a secure and efficient way to trade gift cards in Nigeria. It provides competitive buyback rates, fast fund processing, and 24/7 customer support to resolve user issues promptly. The service aims to be the most reliable gift card trading platform with a focus on transparency and security.

Safe and efficient gift card tradingCompetitive buyback ratesFast fund processing
🔧 Utilities
(1.9K)
free
18
MY-EC NIGERIA
MY-EC NIGERIA
MY-EC NIGERIA
by Myecurrency Nigeria Limited
Free

This app allows users to securely trade cryptocurrencies and gift cards for cash, offering competitive rates and instant payouts. It also facilitates easy payment for bills, airtime, and data bundles, consolidating daily financial transactions into one platform.

Trade Bitcoin, USDT, EthereumSell gift cards for cashPay electricity and cable bills
💰 Finance
(49)
free
19
Favex: Giftcards & Coins
Favex: Giftcards & Coins
Favex: Giftcards & Coins
Turn Unused Gift Cards to Cash
Free

This platform allows users to exchange unused gift cards for cash. It offers competitive exchange rates, instant payments, and 24/7 customer support for fast and profitable transactions.

Exchange unused gift cards for cashBest exchange ratesInstant payment
💰 Finance
(621)
ad-supported
20
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free