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Best Money Management App Japan

0+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

The best money management app japan on iPhone average 4.7★ across 0+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Money Management App Japan (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1YNABYNABFree4.8★ (61K)NoYesAug 2026
2Money Lover: Money ManagerMoney Lover: Money ManagerFree4.6★ (2.3K)YesYesAug 2026
3Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7★ (71K)NoNoAug 2026
4Money Network Mobile AppMoney Network Mobile AppFree4.2★ (138K)NoNoAug 2026
5Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (255K)NoNoAug 2026
6CoinKeeper: money managerCoinKeeper: money managerFree4.6★ (1.6K)NoYesAug 2026
7Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesAug 2026
8Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesAug 2026

Top Picks for Money Management App Japan

YNAB#1

YNAB by You Need A Budget LLC

Never worry about money again
Editor's Choice
💰 Finance
4.8😊(61K ratings)
FreeIn-App Purchases
#6in Finance
YNAB screenshot 1
YNAB screenshot 2
YNAB screenshot 3
YNAB screenshot 4
YNAB screenshot 5
YNAB screenshot 6

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

What We Love

  • 💰 Helps save money
  • 👍 Intuitive and easy to use
  • 🚀 Efficient budgeting system
  • 🤝 Helpful for couples/families

Room to Improve

  • 🔍 Steep learning curve
  • 🔌 Connectivity issues with some banks
  • 💰 Expensive subscription
Money Lover: Money Manager#2

Money Lover: Money Manager by Finsify JSC

Money Manager Expense Tracker
Strong Contender
💰 Finance
4.6😊(2.3K ratings)
FreeAdsIn-App Purchases
Money Lover: Money Manager screenshot 1
Money Lover: Money Manager screenshot 2
Money Lover: Money Manager screenshot 3
Money Lover: Money Manager screenshot 4
Money Lover: Money Manager screenshot 5
Money Lover: Money Manager screenshot 6

Effortlessly track expenses, create budgets, and manage your finances. This app offers automatic bill reminders, debt management, and multi-currency support. Secure your data with biometric protection and sync across devices.

What We Love

  • 👍 Easy to use
  • 🚀 Efficient expense tracking
  • 💰 Helpful for budgeting and managing finances
  • 🌟 Great user experience

Room to Improve

  • 🐛 Bugs and glitches
  • 🔒 Privacy concerns with data sharing
  • 💸 Paywall for core features
Revolut: Send, spend and save#3

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Worth Considering
💰 Finance
4.7😐(71K ratings)
Free
#75in Finance
Revolut: Send, spend and save screenshot 1
Revolut: Send, spend and save screenshot 2
Revolut: Send, spend and save screenshot 3
Revolut: Send, spend and save screenshot 4
Revolut: Send, spend and save screenshot 5
Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • 🚀 Seamless international transactions
  • 💳 Convenient multi-currency accounts
  • 🔒 Robust security features
  • 👍 User-friendly app interface

Room to Improve

  • 🐛 Unreliable account verification process
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and account restrictions

More Money Management App Japan apps to explore

4
Money Network Mobile App
Money Network Mobile App
Money Network Mobile App
by First Data Corporation
Free

Manage your finances on the go with this secure mobile application. Track balances, set aside funds, receive alerts, and deposit checks. Access account details and locate ATMs and reload agents 24/7.

Quick balance view without loginAccount balance and transaction detailsPiggy Banks for saving
💰 Finance
(138K)
free
5
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(255K)
freemium
6
CoinKeeper: money manager
CoinKeeper: money manager
CoinKeeper: money manager
spending tracker & budgeting
Free

Track your spending, manage budgets, and plan your finances with this intuitive personal finance manager. Gain control over your money with quick transaction entry, detailed statistics, and cloud synchronization across devices.

Quick income/expense entryMonthly budgeting and financial planningCloud sync for multi-device use
💰 Finance
(1.6K)
freemium
7
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Bill Tracker & Money Manager
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.4K)
free with in-app purchases
8
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
9
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases
10
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
11
X-Money: All Your Money Moves
X-Money: All Your Money Moves
X-Money: All Your Money Moves
Manage your personal finances
Free

Effortlessly track expenses, plan budgets, and gain insights into your spending habits. This app offers advanced tools like multi-currency support and double-entry bookkeeping for comprehensive financial management.

Fast expense loggingSpending insights and reportsBudget planner
💰 Finance
(565)
free with in-app purchases
12
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(26K)
free with in-app purchases
13
Bankin' - Your money manager
Bankin' - Your money manager
Bankin' - Your money manager
Bank and budget assistance app
Free

This finance app helps you manage expenses, budgets, savings, and credits. It offers automatic expense classification, spending insights through graphs, and alerts for potential overdrafts. Securely link multiple bank accounts and financial services to gain a clear overview of your money.

Automatic expense classificationBudget and goal configurationSpending insights via graphs
💰 Finance
(152)
free with in-app purchases
14
Money Manager (Remove Ads)
Money Manager (Remove Ads)
Money Manager (Remove Ads)
20M+DN,Budget&Expense Tracker
$5.99

This app simplifies personal and household account management with intuitive data entry and powerful customization. Track spending, view statistics graphically, and manage budgets with features like double-entry bookkeeping and PC synchronization.

Simplified account managementGraphical spending analysisCustomizable categories
💰 Finance
(2.9K)
subscription
15
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Investing, Spending, Net Worth
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(12K)
free with in-app purchases
16
Paysera Super App
Paysera Super App
Paysera Super App
The all in one finance app
Free

Manage all your finances in one place with this versatile app. Open accounts, control spending, save money, use payment cards, and even trade gold. Available in multiple languages with robust security features and 24/7 support.

Online account openingManage spending and savingsContactless Visa cards
💰 Finance
(816)
free with in-app purchases
17
Telda
Telda
Telda
Send, Spend & Save Money
Free

Manage your finances with an all-in-one app. Send, spend, save, and invest money easily. Get a customizable card, track expenses, and earn rewards. Securely manage your accounts with instant notifications and biometric protection.

Instant money transfersZero commission stock and mutual fund investingCustomizable debit card
💰 Finance
(2.6K)
free with in-app purchases
18
matometePay -Japan cashless
matometePay -Japan cashless
matometePay -Japan cashless
cashless app manager in Japan
Free

Consolidate all your Japanese smartphone payment apps into a single, convenient manager. Quickly launch your preferred payment methods with iPhone widget support. Upgrade to premium for unlimited widget registrations.

Manage multiple payment apps in one placeiPhone widget for quick accessSupports numerous popular Japanese payment services
💰 Finance
(35)
freemium
19
Debit & Credit
Debit & Credit
Debit & Credit
Personal Finance Manager
Free

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

All accounts in one appApple Card integrationFast transaction entry
💰 Finance
(2.3K)
free with in-app purchases
20
Achieve MoLO - Money Left Over
Achieve MoLO - Money Left Over
Achieve MoLO - Money Left Over
Manage Money, Beat Debt, Save
Free

This app simplifies money management by connecting your financial accounts to track spending and predict your money left over each month. It helps you improve spending habits, increase savings, and take control of your finances with automatic tracking and personalized notifications.

Connect all financial accountsTrack spending automaticallyPredict money left over
💰 Finance
(554)
free with in-app purchases

FAQ about Money Management App Japan

What is the best money management app japan for iPhone?
YNAB tops our money management app japan ranking as of July 2026, with a 4.8-star average from 61K App Store ratings, and it's free to download.
Yes — 19 of the top money management app japan we rank are free to download, including YNAB and Money Lover: Money Manager.
YNAB has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
YNAB is a personal finance management application designed to help users get better at managing their money. It focuses on proactive budgeting, tracking expenses, planning for the future, and reducing debt. The app aims to reduce financial stress and empower users to achieve their financial goals.
Key features include the ability to create and share unlimited spending plans with up to six people, automatically import transactions by securely linking financial accounts, and manually add transactions. It also offers a Loan Planner to help calculate debt paydown progress and visualize progress towards financial goals.