Best Mortgage Payoff Tracker Apps

216+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Out of 216+ mortgage payoff tracker apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Mortgage Payoff Tracker Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Tracker | SPARCMortgage Tracker | SPARCFree5.0★ (1)NoYesMay 2026
2Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
3PayOff Pro: Mortgage TrackerPayOff Pro: Mortgage TrackerFree4.5★ (8)NoYesJul 2026
4Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoJul 2026
5Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026
6Rocket MortgageRocket MortgageFree4.9★ (176K)NoNoJul 2026
7Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
8Onity MortgageOnity MortgageFreeNoJul 2026

Top Picks for Mortgage Payoff Tracker

Mortgage Tracker | SPARC#1

Mortgage Tracker | SPARC by SPARC SOLUTIONS LLC

A simple mortgage calculator
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Mortgage Tracker | SPARC screenshot 1
Mortgage Tracker | SPARC screenshot 2
Mortgage Tracker | SPARC screenshot 3
Mortgage Tracker | SPARC screenshot 4
Mortgage Tracker | SPARC screenshot 5
Mortgage Tracker | SPARC screenshot 6

This app helps you manage and understand your mortgage details. It calculates key metrics, provides an amortization schedule, and visualizes your financial progress. Keep track of multiple properties with iCloud syncing across your iOS devices.

Mortgage Calculator- Home Loan#2

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Strong Contender
💰 Finance
4.6(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

PayOff Pro: Mortgage Tracker#3

PayOff Pro: Mortgage Tracker by Daniel Lamptey

Extra Payments & Debt Free
Worth Considering
💰 Finance
4.5(8 ratings)
FreeIn-App Purchases
PayOff Pro: Mortgage Tracker screenshot 1
PayOff Pro: Mortgage Tracker screenshot 2
PayOff Pro: Mortgage Tracker screenshot 3
PayOff Pro: Mortgage Tracker screenshot 4
PayOff Pro: Mortgage Tracker screenshot 5
PayOff Pro: Mortgage Tracker screenshot 6

Understand the true cost of your mortgage and discover strategies to pay it off faster. Track extra payments, visualize interest savings, and monitor your debt-free countdown with detailed analytics and exportable schedules.

More Mortgage Payoff Tracker apps to explore

4
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
5
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Track additional principal paymentsVisualize loan progress with graphsCalculate interest savings
💰 Finance
(55)
ad-supported
6
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
7
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
8
Onity Mortgage
Onity Mortgage
Onity Mortgage
by PHH Mortgage Corporation
Free
💰 Finance
(0)
9
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.3K)
free with in-app purchases
10
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your home loan finances with ease. This app allows you to make payments, review statements, set up autopay, and track your loan details. Access your mortgage information and agent assistance 24/7 for convenient account management.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(20K)
free
11
Cenlar Mobile™
Cenlar Mobile™
Cenlar Mobile™
Manage your mortgage on the go
Free

Manage your home loan conveniently and securely from your mobile device. Make payments, check balances, view statements, and sign up for automatic payments. Utilize calculators to explore interest savings and faster payoff options.

Make mortgage paymentsCheck account balanceView statements
💰 Finance
(16K)
free
12
Your Mortgage Online
Your Mortgage Online
Your Mortgage Online
by DMI Software, Inc
Free

Manage your mortgage with ease. Make payments, track escrow accounts, taxes, and insurance. Access 24/7 support for a seamless mortgage management experience.

Online paymentsEscrow account managementTax and insurance tracking
💰 Finance
(31K)
free
13
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
14
Debt Free - Snowball Avalanche
Debt Free - Snowball Avalanche
Debt Free - Snowball Avalanche
Payoff loans & credit cards
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
15
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Manage your mortgage loan servicing with ease. This app allows homeowners to make payments, review statements, track finances, and set up autopay. Access important documents and manage paperless billing conveniently from your mobile device.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(25K)
free
16
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
17
New American Funding
New American Funding
New American Funding
My Mortgage App
Free

Manage your home loan with this app, offering 24/7 access to loan details, payment options, and property insights. Track your balance, payment history, and escrow information. Discover your home's equity and explore related housing market data.

Access loan informationMake paymentsReview payment history
💼 Business
(18K)
free
18
Mortgage & Loan Calculator +
Mortgage & Loan Calculator +
Mortgage & Loan Calculator +
Payment Calc & Payoff Tracker
Free

This app helps manage mortgages and loans with detailed calculations, repayment schedules, and payment tracking. It offers features for overpayment, interest rate analysis, and currency flexibility. Premium options include unlimited calculations and iCloud synchronization.

Mortgage and loan calculationOverpayment and interest rate calculationRepayment schedule
💰 Finance
(3)
free with in-app purchases
19
Freedom Mortgage
Freedom Mortgage
Freedom Mortgage
by Freedom Mortgage
Free

Manage your mortgage conveniently and securely on the go. View loan details, make payments, access documents, and receive important notifications. Built with robust security features for peace of mind.

Manage mortgage from anywhereView mortgage balance and loan detailsPay bills and manage recurring payments
💰 Finance
(111K)
free with in-app purchases
20
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported

FAQ about Mortgage Payoff Tracker

What are the best mortgage payoff tracker apps for iPhone?
Mortgage Tracker | SPARC tops our mortgage payoff tracker apps ranking as of June 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top mortgage payoff tracker apps we rank are free to download, including Mortgage Tracker | SPARC and Mortgage Calculator- Home Loan.
Mortgage Tracker | SPARC has no ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 216+ mortgage payoff tracker apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Tracker calculates essential figures such as principal, interest, premium, and monthly payments. This helps users stay informed about their mortgage obligations.
Yes, Mortgage Tracker provides a detailed amortization schedule. This allows users to visualize their mortgage payoff journey and see the breakdown of principal versus interest payments over time.