Best Online Loan Lender Apps

142+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good online loan lender apps. We benchmark 142+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Online Loan Lender Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8โ˜… (258K)YesNoSep 2026
2MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8โ˜… (326K)YesNoSep 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (40K)YesNoSep 2026
4Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7โ˜… (6.8K)NoNoSep 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (557K)NoNoSep 2026
6Payday Loans USAPayday Loans USAFree4.4โ˜… (3.8K)NoNoSep 2026
7Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8โ˜… (8.2K)NoYesSep 2026
8Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026

Top Picks for Online Loan Lender

Bright: Loans & Credit Builder#1

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(258K ratings)
FreeAds
#50in Finance
Bright: Loans & Credit Builder screenshot 1
Bright: Loans & Credit Builder screenshot 2
Bright: Loans & Credit Builder screenshot 3
Bright: Loans & Credit Builder screenshot 4
Bright: Loans & Credit Builder screenshot 5
Bright: Loans & Credit Builder screenshot 6

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

What We Love

  • ๐Ÿš€ Helpful in paying off debt
  • ๐Ÿ‘ Automated payment management
  • ๐Ÿš€ Efficient credit building
  • ๐Ÿ’ก Useful budgeting and savings features
  • ๐Ÿ‘ Good customer service

Room to Improve

  • ๐Ÿ› Connectivity issues with bank accounts
  • ๐Ÿ”’ Concerns about unauthorized withdrawals
  • ๐Ÿ‘Ž Confusing or misleading pricing
  • ๐Ÿ‘Ž Poor communication from the company
  • ๐Ÿ› Inconsistent app functionality
MoneyLion: Cash Advance App#2

MoneyLion: Cash Advance App by MoneyLion

Cashback rewards & Loan Offers
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(326K ratings)
FreeAds
#38in Finance
MoneyLion: Cash Advance App screenshot 1
MoneyLion: Cash Advance App screenshot 2
MoneyLion: Cash Advance App screenshot 3
MoneyLion: Cash Advance App screenshot 4
MoneyLion: Cash Advance App screenshot 5
MoneyLion: Cash Advance App screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • ๐Ÿ’ณ Variety of banking options
  • ๐Ÿ’ฐ Helpful for financial stability
  • ๐Ÿ” Informative and educational
  • ๐Ÿค Good customer service (for some)
  • ๐Ÿ† Rewards and cash-back features
  • ๐Ÿ”’ Secure platform
  • ๐Ÿ•ฐ๏ธ Early direct deposit

Room to Improve

  • ๐Ÿ’ฐ Expensive membership fees
  • ๐Ÿค– Poor customer service (for others)
  • ๐Ÿค” Confusing policies and hidden fees
  • ๐Ÿ”’ Difficulty accessing/withdrawing funds
  • ๐Ÿ”„ Inconsistent app performance
  • ๐Ÿšซ Accounts closed without notice
  • ๐Ÿคฏ Frustrating verification process
  • ๐Ÿค‘ Predatory lending practices
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods
  • ๐Ÿ†™ Ability to build credit score

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults
  • ๐Ÿคฌ Lack of lender protection
  • ๐Ÿ“‰ Declining lender satisfaction

More Online Loan Lender apps to explore

FAQ about Online Loan Lender

What are the best online loan lender apps for iPhone?
Bright: Loans & Credit Builder tops our online loan lender apps ranking as of June 2026, with a 4.8-star average from 258K App Store ratings, and it's free to download.
Yes โ€” 20 of the top online loan lender apps we rank are free to download, including Bright: Loans & Credit Builder and MoneyLion: Cash Advance App.
Bright: Loans & Credit Builder shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 142+ online loan lender apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Bright app offers cash advances up to $750 with no credit check and no interest. It also provides access to personal loan offers up to $10,000, tools to rebuild credit history through on-time payments and rent reporting, and AI-driven debt payoff and budgeting plans.
You can rebuild your credit history by making on-time monthly payments on a secured line of credit, which is reported to credit agencies. Additionally, the app allows you to build credit history by reporting your rent payments, potentially covering up to two years of past and ongoing payments.