Best Onpay Apps

222+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Finding the right onpay apps can be overwhelming with so many options. We've analyzed 222+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Onpay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnPay MobileOnPay MobileFree4.8★ (316)NoNoAug 2026
2OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (391K)NoNoAug 2026
3OnPayOnPayFree1.5★ (20)NoNoAug 2026
4DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (470K)NoNoAug 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
6HitPayHitPayFree3.9★ (34)NoNoAug 2026
7fastPayfastPayFree3.8★ (47)YesNoMay 2026
8Dayforce Wallet: On-demand PayDayforce Wallet: On-demand PayFree4.9★ (55K)NoNoAug 2026

Top Picks for Onpay

OnPay Mobile#1

OnPay Mobile by Onpay, Inc

Check your pay, hours and PTO.
Editor's Choice
💼 Business
4.8(316 ratings)
Free
OnPay Mobile screenshot 1
OnPay Mobile screenshot 2
OnPay Mobile screenshot 3
OnPay Mobile screenshot 4
OnPay Mobile screenshot 5
OnPay Mobile screenshot 6

Access your pay stubs, update personal and banking information, and manage time off requests. Easily find colleague contact details and sign important work documents directly from your phone. The app provides lifetime access to employment documents and offers customizable display modes.

OnePay – Mobile Banking#2

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Strong Contender
💰 Finance
4.9😞(391K ratings)
Free
#8in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency

More Onpay apps to explore

4
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
HitPay
HitPay
HitPay
POS and Remote Payments
Free

This app allows businesses to manage all their payment types, including credit cards, e-wallets, and bank transfers, directly from their mobile device. It facilitates both in-person and online transactions, enabling users to create payment links and manage inventory.

Accept all payment methodsTap to pay on iPhoneCreate payment links
💼 Business
(34)
free
7
fastPay
fastPay
fastPay
Pay with your mobile wallet!
Free

Manage all your financial transactions easily from anywhere. Load balance, send money 24/7, pay bills, top up transportation cards, and make contactless QR code payments with instant cashback. Easily pay credit card debt and mobile phone credit.

Load balance via bank card or EFT24/7 money transfersTop up public transportation cards
💰 Finance
(47)
free with in-app purchases
8
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(55K)
free
9
payzy
payzy
payzy
A new world of payments
Free

Securely make everyday purchases, pay bills instantly, and send/receive money from friends. Earn cashback on purchases and easily split expenses with groups. Save money with electronic piggy banks.

1% cashback on purchasesInstant money transfers via chatAutomatic expense splitting
💰 Finance
(19)
free
10
Cenoa: Get Paid Globally
Cenoa: Get Paid Globally
Cenoa: Get Paid Globally
Get paid with zero fees!
Free

Receive global payments with significantly lower fees and faster payouts. Open free US, EU, or UK accounts in minutes and manage personal or business finances easily. Withdraw funds to your local bank account quickly and send money to other users for free.

Free US, EU, UK accountsReceive payments from major platformsZero fees on incoming payments
💰 Finance
(57)
free
11
UCPayWallet
UCPayWallet
UCPayWallet
UCPay
Free

Manage your daily finances with this app, allowing you to send, spend, store, and convert money globally. It consolidates multiple currency wallets into one and offers a rechargeable payment card for convenient transactions.

Send, spend, store, and manage moneyConvert currency and make global transfersConsolidate multiple currency wallets
💰 Finance
(10)
ad-supported
12
Keepz POS - Get paid easily
Keepz POS - Get paid easily
Keepz POS - Get paid easily
by FINGERPRINT FINANCE INC
Free

This app simplifies transactions between customers and merchants by allowing easy QR code payments. It offers a secure and cost-effective way to transfer money, eliminating the need for intermediary apps. Track all your spending in one place.

QR code paymentsSecure money transfersLow commission rates
💰 Finance
(14)
free
13
9jaPay - Making More Possible!
9jaPay - Making More Possible!
9jaPay - Making More Possible!
Making More Possible!
Free

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

Easy money managementBill paymentsSend and receive money
💰 Finance
(10)
free
14
AstroPay - Global Wallet
AstroPay - Global Wallet
AstroPay - Global Wallet
Global multicurrency wallet
Free

Manage your money globally with this all-in-one digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a globally accepted card, and exchange multiple currencies directly within the app. Enjoy financial freedom with no hidden fees and secure transactions.

Free international transfersSend and receive money overseasConvert 10+ currencies
💰 Finance
(450)
free with in-app purchases
15
Kuto Pay
Kuto Pay
Kuto Pay
A better way to pay.
Free

This app offers a novel payment method, allowing users to pay with just their name at select establishments. It provides a streamlined and convenient alternative to traditional payment methods.

Pay with your nameParticipating locationsStreamlined payment
💰 Finance
(60)
free
16
RunPay
RunPay
RunPay
by RunPay
Free

Manage your digital wallet, pay bills, and make P2P transfers. This app allows you to pay for various services, including utilities and online games, and withdraw cash at supported locations.

E-wallet balance controlUtility bill paymentsMobile operator payments
💰 Finance
(75)
free
17
Noupia: Virtual Card
Noupia: Virtual Card
Noupia: Virtual Card
by Noupia Limited
Free

Create and fund virtual debit cards instantly using mobile money. Use them for online shopping, subscriptions, advertising, and digital wallets.

Create virtual debit cardsFund via mobile moneyOnline shopping payments
💰 Finance
(172)
ad-supported
18
JhaPay
JhaPay
JhaPay
by PROFICIENTEA LLC
Free

This app facilitates fast, secure, and fee-free peer-to-peer money transfers. It allows users to send funds wallet-to-wallet, link bank accounts, and receive real-time notifications. Merchants can also list products and services for local discovery.

Zero-fee P2P money transfersWallet-to-wallet fund transfersBank account linking
💼 Business
(2)
free
19
Get paid - by Vipps MobilePay
Get paid - by Vipps MobilePay
Get paid - by Vipps MobilePay
by Vipps MobilePay AS
Free

This app provides businesses with an easy way to manage sales and request payments using Vipps MobilePay's Open Amount and Shopping Basket solutions. Track daily totals, view transaction history, and generate QR codes for instant payment requests.

Daily sales totalsFull transaction overviewSwitch between sales units
💼 Business
(1)
free
20
S1lkPay
S1lkPay
S1lkPay
S1lkPay Ltd
Free

A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.

Instant digital payment cardSecure mobile money transferFamily finance management
💰 Finance
(21)
ad-supported

FAQ about Onpay

What are the best onpay apps for iPhone?
OnPay Mobile tops our onpay apps ranking as of July 2026, with a 4.8-star average from 316 App Store ratings, and it's free to download.
Yes — 20 of the top onpay apps we rank are free to download, including OnPay Mobile and OnePay – Mobile Banking.
OnPay Mobile has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 222+ onpay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to view your pay stubs, update your personal and banking information, and request vacation time. You can also clock in and out, find contact information for colleagues, and sign important work documents directly from your phone.
Yes, the app provides lifetime self-service access to your old pay stubs, W-2 or 1099 tax forms, and other employment documents, even after you switch jobs.

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