Best Onpay Apps

228+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Finding the right onpay app can be overwhelming with so many options. We've analyzed 228+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Onpay

OnPay Mobile#1

OnPay Mobile by Onpay, Inc

Check your pay, hours and PTO.
Editor's Choice
💼 Business
4.8(135 ratings)
Free
OnPay Mobile screenshot 1
OnPay Mobile screenshot 2
OnPay Mobile screenshot 3
OnPay Mobile screenshot 4
OnPay Mobile screenshot 5
OnPay Mobile screenshot 6

Access your pay stubs, update personal and banking information, and manage time off requests. Easily find colleague contact details and sign important work documents directly from your phone. The app provides lifetime access to employment documents and offers customizable display modes.

OnePay – Mobile Banking#2

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Strong Contender
💰 Finance
4.9😞(359K ratings)
FreeAds
#8in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency

More Onpay apps to explore

4
ONE@Work (formerly Even)
ONE@Work (formerly Even)
ONE@Work (formerly Even)
Your Pay, Your Way
Free

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

Access earned wages earlyTrack earnings per shiftAutomatic paycheck savings
💰 Finance
(159K)
free
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(53K)
free
7
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.2M)
free with in-app purchases
8
OGPay Business
OGPay Business
OGPay Business
by Original Digital Corporation
Free

Manage your business finances with secure, fast, and easy payment solutions. This app allows you to make and manage payments online and offline using a dedicated VISA debit card, all within a multilingual and multicurrency mobile platform.

Secure business payment managementOnline and offline paymentsIntegrated VISA debit card
💰 Finance
(263)
free
9
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
10
Clip
Clip
Clip
Terminal de Pagos
Free

Accept payments from all major credit and debit cards, including contactless and mobile wallets. Grow your business with fast daily deposits, no monthly fees, and the ability to send payment links for remote transactions. Manage your inventory with an interactive catalog.

Accept all credit/debit cardsContactless and mobile wallet paymentsDaily deposits
💰 Finance
(2.9K)
free with in-app purchases
11
Click SuperApp
Click SuperApp
Click SuperApp
Оплаты и переводы UZCARD HUMO
Free

Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.

Card-to-Card TransfersClick WalletWidgets for quick payments
💰 Finance
(2.5K)
freemium
12
SadaPay: Money made simple
SadaPay: Money made simple
SadaPay: Money made simple
by Sada Tech Corp
Free

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

Digital wallet and virtual MastercardZero-fee money transfersGlobal online and in-person spending
💰 Finance
(1.3K)
free with in-app purchases
13
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
14
Pawns.app: Money Making App
Pawns.app: Money Making App
Pawns.app: Money Making App
Surveys, Games & Free Cash
Free

Earn money by completing paid surveys, playing mobile games, and finishing reward offers. Cash out your earnings quickly via PayPal, Cash App, or digital gift cards. It's a flexible way to make money in your spare time.

Paid surveysMobile gamesReward offers
🌟 Lifestyle
(2.5K)
free
15
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
16
HesabPay
HesabPay
HesabPay
Pay anyone, anywhere, anytime!
Free

This app provides a secure digital wallet for instant financial transactions. It allows for seamless money transfers from various channels, bill payments, mobile top-ups, and worldwide cash withdrawals. It's accessible via a mobile app and USSD for feature phones.

Instant money transfers from 20+ channelsBill payments for utilities and internetMobile top-up services
💰 Finance
(866)
free
17
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
18
WebMoney Keeper
WebMoney Keeper
WebMoney Keeper
by VEBMANI.RU, OOO
Free

Manage your digital finances on the go. Track purse balances, send and receive funds, pay for services, and securely chat with contacts. Protect your accounts with location-based security features.

Control purse balance and cash flowIssue invoices, send/receive WebMoneyTop up cards and bank accounts
💰 Finance
(9.8K)
free
19
Síminn Pay
Síminn Pay
Síminn Pay
Léttu þér lífið
Free

This app functions as a digital wallet for seamless online and in-store payments. It offers features like installment plans, parking meter payments, exclusive deals, and a centralized location for all your receipts.

Digital wallet for payments14-day payment deferralInstallment plans up to 36 months
💰 Finance
(268)
free
20
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(8.8K)
free

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