Best Onpay Apps

250+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Finding the right onpay apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Onpay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnPay MobileOnPay MobileFree4.8★ (374)NoNoAug 2026
2OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (411K)NoNoAug 2026
3OnPayOnPayFree1.5★ (20)NoNoAug 2026
4Onmove OnPayOnmove OnPayFreeNoNoMay 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
6DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (478K)NoNoAug 2026
7rapid! Payrapid! PayFree4.5★ (189K)NoNoAug 2026
8Dayforce Wallet: On-demand PayDayforce Wallet: On-demand PayFree4.9★ (56K)NoNoAug 2026

Top Picks for Onpay

OnPay Mobile#1

OnPay Mobile by Onpay, Inc

Check your pay, hours and PTO.
Editor's Choice
💼 Business
4.8(374 ratings)
Free
OnPay Mobile screenshot 1
OnPay Mobile screenshot 2
OnPay Mobile screenshot 3
OnPay Mobile screenshot 4
OnPay Mobile screenshot 5
OnPay Mobile screenshot 6

Access your pay stubs, update personal and banking information, and manage time off requests. Easily find colleague contact details and sign important work documents directly from your phone. The app provides lifetime access to employment documents and offers customizable display modes.

OnePay – Mobile Banking#2

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Strong Contender
💰 Finance
4.9😞(411K ratings)
Free
#10in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency

More Onpay apps to explore

4
Onmove OnPay
Onmove OnPay
Onmove OnPay
by ZAST LOGISOLUTIONS PRIVATE LIMITED
Free
✈️ Travel
(0)
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
7
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
8
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(56K)
free
9
PNC EarnedIt
PNC EarnedIt
PNC EarnedIt
by Daily Pay Inc.
Free

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

Access earned wages before paydayTransfer funds to bank account or cardInstant or next-day fund delivery
💰 Finance
(5.4K)
free with in-app purchases
10
Way2Pay
Way2Pay
Way2Pay
by COUNTER SOLUTIONS U.K. LIMITED
Free

Manage your loyalty points and payments seamlessly. Top up your account online, pay with your mobile device using QR codes, and easily view your transaction history and accrued loyalty points.

Mobile cashless paymentsQR code payment optionOnline account top-up
💰 Finance
(0)
free
11
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(40K)
free with in-app purchases
12
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
13
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
14
NETinfoPAY
NETinfoPAY
NETinfoPAY
by NETinfoPAY
Free

Make fast, secure payments using your smartphone at physical stores and online. Manage your accounts, send and receive money instantly, and earn rewards on your purchases.

Fast and secure smartphone paymentsIn-store and online payment optionsInstant money sending and receiving
💰 Finance
(1)
free
15
Instant Financial
Instant Financial
Instant Financial
by Instant Financial Inc.
Free

Access your earned wages instantly and fee-free, without waiting for payday. Manage your money, pay bills, and transfer funds with real-time financial control.

Fee-free wage accessReal-time earnings accessBill payment
💰 Finance
(9.9K)
free
16
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
17
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
18
AsiaPay AppPay
AsiaPay AppPay
AsiaPay AppPay
AppPay accept payments
Free
💼 Business
(0)
19
USD GoPay
USD GoPay
USD GoPay
by United Software Developers Inc.
Free
💼 Business
(0)
20
Pay2Pay
Pay2Pay
Pay2Pay
Pay2Pay, Digital Wallet & QR
Free
💰 Finance
(0)

FAQ about Onpay

What are the best onpay apps for iPhone?
OnPay Mobile tops our onpay apps ranking as of August 2026, with a 4.8-star average from 374 App Store ratings, and it's free to download.
Yes — 20 of the top onpay apps we rank are free to download, including OnPay Mobile and OnePay – Mobile Banking.
OnPay Mobile has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ onpay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to view your pay stubs, update your personal and banking information, and request vacation time. You can also clock in and out, find contact information for colleagues, and sign important work documents directly from your phone.
Yes, the app provides lifetime self-service access to your old pay stubs, W-2 or 1099 tax forms, and other employment documents, even after you switch jobs.

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