Best Owovault Apps

228+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 228+ owovault apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Owovault

OwoVault#1

OwoVault by OwoVault

Editor's Choice
💰 Finance
4.0(2 ratings)
Free
OwoVault screenshot 1
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OwoVault screenshot 4

Easily convert popular brand gift cards to Naira (NGN) with a secure and quick process. Submit your card details for automatic verification and receive payouts directly to your Nigerian bank account or wallet.

Chipper Cash#2

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Strong Contender
💰 Finance
4.4😊(14K ratings)
Free
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Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues
Prestmit: Gift Cards & Coins#3

Prestmit: Gift Cards & Coins by PRESTMIT TECHNOLOGIES LIMITED

Gift Card Redeem App & Coins
Worth Considering
💰 Finance
4.5😊(7.1K ratings)
Free
Prestmit: Gift Cards & Coins screenshot 1
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Easily buy and sell gift cards in various currencies, convert airtime to cash, and pay bills. Earn points on transactions and enjoy competitive rates for all your financial needs.

What We Love

  • 🚀 Fast and reliable
  • 🔒 Secure transactions
  • 👍 Easy to use
  • 💰 Competitive rates

Room to Improve

  • 🐛 Occasional transaction issues
  • 🕰️ Delayed customer support response
  • 💳 Limited payment options

More Owovault apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
5
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
The app that pays you back!
Free

Earn rewards for everyday activities like shopping and sharing opinions. Turn your purchases into points redeemable for cash or gift cards from popular brands. Make everyday errands a rewarding experience.

Earn points for walking into storesScan products for pointsShare opinions for rewards
🛍️ Shopping
(4.2K)
ad-supported
6
Carding - Sell Gift Cards
Carding - Sell Gift Cards
Carding - Sell Gift Cards
Sell Fast, Securely,and Easily
Free

Easily sell your unused gift cards for cash. This app offers fast transactions, top-tier security, and quick withdrawals for various retail, gaming, and dining gift cards. Turn unwanted cards into money efficiently.

Sell gift cards instantlyFast transaction processingSecure trading with encryption
🔧 Utilities
(26K)
free
7
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

Instant money transfersBill payments and airtime top-upsDaily interest on savings
💰 Finance
(87K)
free
8
Benjamin - Earn Money Moments
Benjamin - Earn Money Moments
Benjamin - Earn Money Moments
Cashback, Surveys & Games
Free

Turn your phone time into cash by playing games, taking surveys, scanning receipts, and watching ads. Earn rewards on purchases and withdraw earnings directly to your bank account. Offers personalized opportunities and daily bonuses for consistent earning.

Play games for cash rewardsComplete paid surveysScan receipts for cashback
🛍️ Shopping
(73K)
free with in-app purchases
9
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Make Money Shopping Every Day
Free

Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

Earn cash back on everyday purchasesRedeem offers before shoppingUpload receipts for rewards
🛍️ Shopping
(1.9M)
free with in-app purchases
10
Swagbucks: Surveys for Money
Swagbucks: Surveys for Money
Swagbucks: Surveys for Money
Share opinions, get paid cash
Free

Earn cash and gift cards by sharing your opinions through surveys, playing games, and shopping. Discover deals and get cashback on purchases. Redeem rewards for PayPal or various popular gift cards.

Take paid surveysEarn cash and gift cardsMystery shopping
🌟 Lifestyle
(148K)
free with in-app purchases
11
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Transfer, Exchange & Converter
Free

Easily send money internationally to over 200 countries and 100+ currencies. Get competitive rates, track transfers, and choose flexible payment and payout methods. Millions trust this app for fast, secure, and reliable global money transfers.

Send money internationally to 200+ countriesTransfer across 100+ currenciesCheck live exchange rates
💰 Finance
(122K)
free with in-app purchases
12
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(162K)
free with in-app purchases
13
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(115K)
free
14
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases
15
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(354K)
free with in-app purchases
16
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(80K)
free with in-app purchases
17
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
Surveys for Money & Rewards
Free

Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.

Earn money by completing surveysReceive instant cash rewardsAccess a variety of tailored surveys
🌟 Lifestyle
(67K)
free
18
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
💰 Finance
(89K)
free
19
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Answer questions and get paid
Free

Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.

Take paid surveysEarn cash or gift cardsChoose survey length and topic
🌟 Lifestyle
(88K)
free with in-app purchases
20
Survey Pop: Make money fast!
Survey Pop: Make money fast!
Survey Pop: Make money fast!
Earn easy cash
Free

Earn cash by sharing your opinions, checking in with brands, and voting on daily polls. Get paid quickly via PayPal or gift cards. It's a simple way to make money on your phone.

Take surveys for cashCheck in with brands for moneyVote on daily polls for rewards
🌟 Lifestyle
(88K)
free with in-app purchases