Best Oxygen Loan Apps

182+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated May 2026

Looking for free oxygen loan apps? 20 of our 182+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Oxygen Loan

CASH 1 LOANS#2

CASH 1 LOANS by THRIVOS INC

Access & Manage Your Credit
Strong Contender
💰 Finance
3.5😐(8 ratings)
Free
CASH 1 LOANS screenshot 1
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Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

What We Love

  • 🚀 Fast and easy loan approval process
  • 📱 User-friendly app interface
  • 💰 Quick access to funds same day
  • 👥 Excellent in-store customer service

Room to Improve

  • 💸 Extremely high interest rates and fees
  • 🐛 Persistent app login and functionality issues
  • 📞 Aggressive collection calls and messages

More Oxygen Loan apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(35K)
free
5
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
6
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(38K)
free with in-app purchases
7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(63K)
free
8
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(73K)
subscription
9
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
10
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends
💰 Finance
(116)
ad-supported
11
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(248K)
subscription
12
LoanTap
LoanTap
LoanTap
Bringing Dreams to Life
Free

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

Fast loan disbursal (24 hours)Flexible repayment plansCustomized personal loans
💰 Finance
(2)
free
13
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
💰 Finance
(16K)
free
14
Loan Mobile App
Loan Mobile App
Loan Mobile App
by Vong Srey
Free
💼 Business
(0)
15
FinEzzy : Mutual Funds Loan
FinEzzy : Mutual Funds Loan
FinEzzy : Mutual Funds Loan
Loan Against Mutual Funds
Free
💰 Finance
(0)
16
Mariner Finance
Mariner Finance
Mariner Finance
Manage-Payments-Offers-History
Free

Manage your personal loans, monitor account activity, and make payments on the go. Apply for new loans, view current offers, and find local branches. Designed for existing customers to easily access their account information and manage their finances.

Monitor account activitySet up auto payMake monthly payments
💰 Finance
(1.4K)
free
17
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
18
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
19
Prodigy Finance
Prodigy Finance
Prodigy Finance
Your loan at your fingertips
Free

Manage your international student loan with ease. Track funds, check balances, and explore payment options on the go. Set up auto debit and monitor payment status for convenient financial management.

Track funds to schoolCheck loan balanceView payment options
💰 Finance
(760)
free
20
Borrow Money Instantly Easy ㅤ
Borrow Money Instantly Easy ㅤ
Borrow Money Instantly Easy ㅤ
Cash Loan Instant Approval
Free
💰 Finance
(0)