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Best Pay In Four Travel Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Four | Buy Now, Pay Later is the household name in pay in four travel, but it's far from the only option. We track 250+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top Pay In Four Travel Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8β˜… (117K)NoNoSep 2026
2AirfordableAirfordableFree4.9β˜… (3.1K)NoNoSep 2026
3CheapOair: Flights Hotels CarsCheapOair: Flights Hotels CarsFree4.8β˜… (273K)YesNoSep 2026
4PayLater: Split Your PaymentsPayLater: Split Your PaymentsFree3.5β˜… (298)NoNoSep 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9β˜… (753K)NoNoSep 2026
6TravelArrowTravelArrowFree4.6β˜… (2.2K)NoNoSep 2026
7Directo extensionDirecto extensionFreeβ€”NoNoAug 2026
8Zwitchy: Travel eSIMZwitchy: Travel eSIMFreeβ€”YesNoSep 2026

Top Picks for Pay In Four Travel

Four | Buy Now, Pay Later#1

Four | Buy Now, Pay Later by Four Technologies, Inc

Flexible Shopping & Payments
Editor's Choice
πŸ›οΈ Shopping
4.8😞(117K ratings)
Free
#55in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • πŸ’³ Convenient payment option
  • πŸ›’ Wide variety of stores
  • πŸ€‘ Affordable payment plans
  • πŸ“ˆ Increasing spending limits
  • 🀩 Great app experience

Room to Improve

  • πŸ€– Poor customer service
  • ❌ Declined/canceled orders
  • πŸ’° Unauthorized charges
  • πŸ•°οΈ Slow refund processing
  • πŸ”’ Account/login issues
Airfordable#2

Airfordable by Airfordable

Installment plans for flights
Strong Contender
✈️ Travel
4.9😊(3.1K ratings)
Free
Airfordable screenshot 1
Airfordable screenshot 2
Airfordable screenshot 3
Airfordable screenshot 4

Book flights with flexible payment options. Pay a fraction of the cost upfront and spread the remaining balance across installments before your departure. Secure your airfare at a locked-in price and receive your e-ticket upon final payment.

What We Love

  • πŸš€ Affordable flights
  • πŸ‘ Flexible payment plans
  • 🀝 Excellent customer service
  • πŸ”’ No credit check required
  • ✈️ Convenient booking process

Room to Improve

  • πŸ› App glitches and crashes
  • πŸ’° Expensive service fees
  • πŸ€” Lack of transparency with changes
  • πŸ” Poor communication from company
CheapOair: Flights Hotels Cars#3

CheapOair: Flights Hotels Cars by Fareportal, Inc.

Flight Deals,6XRewards,Support
Worth Considering
✈️ Travel
4.8😞(273K ratings)
FreeAds
CheapOair: Flights Hotels Cars screenshot 1
CheapOair: Flights Hotels Cars screenshot 2
CheapOair: Flights Hotels Cars screenshot 3
CheapOair: Flights Hotels Cars screenshot 4
CheapOair: Flights Hotels Cars screenshot 5
CheapOair: Flights Hotels Cars screenshot 6

Easily book flights, hotels, and car rentals in one place. Discover travel deals, compare airfares, and enjoy a seamless, secure booking process. Get expert travel advice and plan your next adventure with flexible options.

What We Love

  • πŸš€ Affordable deals
  • πŸ‘ Easy to use
  • πŸš€ Fast booking process
  • πŸ’‘ Convenient travel tools

Room to Improve

  • πŸ› Unreliable customer service
  • πŸ”’ Questionable refund and cancellation policies
  • πŸ› Inaccurate flight information
  • πŸ› Buggy app experience

More Pay In Four Travel apps to explore

FAQ about Pay In Four Travel

What are the best pay in four travel apps for iPhone?
Four | Buy Now, Pay Later tops our pay in four travel apps ranking as of September 2026, with a 4.8-star average from 117K App Store ratings, and it's free to download.
Yes β€” 20 of the top pay in four travel apps we rank are free to download, including Four | Buy Now, Pay Later and Airfordable.
Four | Buy Now, Pay Later has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ pay in four travel apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to shop at hundreds of online retailers and split your purchases into four equal payments. The payments are scheduled to be paid every two weeks, making it easier to manage your spending and stay on budget while shopping online.
When you choose to pay with Four at a partner retailer, your purchase is split into four payments. The first payment is made at the time of purchase, and the remaining three payments are automatically charged every two weeks. This provides a clear and predictable payment schedule.