Best Perpay Marketplace Apps

223+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Whether you're new to perpay marketplace or looking for an upgrade, our curated collection of 223+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Perpay Marketplace Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (11K)YesNoAug 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
3Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
4Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
6Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (296K)NoNoAug 2026
7Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (653)NoNoAug 2026
8eBay online shopping & sellingeBay online shopping & sellingFree4.8★ (5M)NoNoAug 2026

Top Picks for Perpay Marketplace

Perpay - Shop and Build Credit#1

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Editor's Choice
💰 Finance
4.9😐(11K ratings)
FreeAds
#98in Finance
Perpay - Shop and Build Credit screenshot 1
Perpay - Shop and Build Credit screenshot 2
Perpay - Shop and Build Credit screenshot 3
Perpay - Shop and Build Credit screenshot 4
Perpay - Shop and Build Credit screenshot 5
Perpay - Shop and Build Credit screenshot 6

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

What We Love

  • 💳 Easy payment setup
  • 🚀 Fast delivery
  • 🔍 Wide product selection
  • 💳 Builds credit

Room to Improve

  • 💰 Overpriced items
  • 🕰️ Slow shipping and approval process
  • 🤖 Poor app performance and glitches
Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(752K ratings)
Free
#31in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#18in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3
Affirm: Buy now, pay over time screenshot 4
Affirm: Buy now, pay over time screenshot 5
Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More Perpay Marketplace apps to explore

4
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
6
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay in 4 & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(296K)
free with in-app purchases
7
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
8
eBay online shopping & selling
eBay online shopping & selling
eBay online shopping & selling
Buy, sell & resell marketplace
Free

Discover and purchase millions of items, from new to pre-loved, with personalized alerts and AI-powered listing tools. Shop sustainably, join live auctions, and buy with confidence through authenticity and money-back guarantees.

AI-powered item listingReal-time deal alertsSearch with images
🛍️ Shopping
(5M)
free with in-app purchases
9
그립 Grip
그립 Grip
그립 Grip
패션&라이프 영상 쇼핑 앱
Free

Discover fashion, beauty, and local delicacies through engaging video content. Shop with confidence via live streams and short videos, minimizing purchase mistakes. Follow favorite sellers for exclusive benefits and real-time interaction.

Video shopping for fashion and lifestyleLive stream and short video shoppingFollow favorite sellers
🛍️ Shopping
(43)
free with in-app purchases
10
Marketplace  Buy and sell
Marketplace  Buy and sell
Marketplace Buy and sell
Nearby Deals, Sold Fast & Safe
Free

This app facilitates local buying and selling of various items, from electronics to fashion. Users can easily list their own items or discover deals nearby through direct chat with other users. It offers a straightforward and fast experience for local commerce.

Post ads in secondsBrowse local listingsDirect chat with buyers/sellers
🛍️ Shopping
(153)
free with in-app purchases
11
Alipay - Simplify Your Life
Alipay - Simplify Your Life
Alipay - Simplify Your Life
by Alipay (Hangzhou) Technology Co., Ltd.
Free

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

Online paymentsIn-person paymentsInternational merchant acceptance
🌟 Lifestyle
(4.2K)
free with in-app purchases
12
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
Built for Field Service Teams
Free

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

Tap-to-pay on iPhoneQR code and payment link generationAccepts multiple payment methods
💼 Business
(423)
free with in-app purchases
13
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

This app enables businesses to accept digital payments instantly through various methods like UPI, cards, and wallets. It simplifies payment tracking, allows for easy refunds, and supports both registered and unregistered businesses. Join a large community of businesses going cashless.

Accept payments via UPI, cards, wallets, net bankingInstant payment links for social media and emailTrack sales and digital payments in real-time
💰 Finance
(23)
free with in-app purchases
14
Payability Mobile
Payability Mobile
Payability Mobile
by Payability Commercial Factors, LLC
Free

This app offers flexible funding and cash flow solutions for eCommerce marketplace sellers. It allows users to check their available balance, review recent transactions, and transfer funds conveniently from their mobile device.

Check available balanceTransfer funds to bank accountReview seller card transactions
💰 Finance
(14)
free
15
Tamara Business
Tamara Business
Tamara Business
Instant BNPL orders management
Free

Empower your business with flexible, Sharia-compliant payment options. Allow customers to split purchases into up to 12 interest-free installments, both online and in-store. Manage orders, transactions, and refunds seamlessly.

Create and manage BNPL ordersSplit customer payments interest-freeManage transactions and disputes
💼 Business
(217)
free
16
K SHOP (Kasikorn SHOP)
K SHOP (Kasikorn SHOP)
K SHOP (Kasikorn SHOP)
by KASIKORNBANK PUBLIC COMPANY LIMITED
Free

This app helps merchants manage cashless payments by accepting various QR codes and credit card installments. It offers automated settlements, payment links, and detailed sales reports with real-time notifications.

Accept various QR code paymentsAutomated and manual settlementPayment link sharing
💰 Finance
(6)
ad-supported
17
Bikroy - Everything Sells
Bikroy - Everything Sells
Bikroy - Everything Sells
by Walie Holdings Ltd.
Free

This app is Bangladesh's largest online marketplace for buying and selling a wide variety of items. Easily find new and used vehicles, electronics, property, and jobs. Connect with sellers, post ads quickly, and discover local deals.

Buy and sell new/used itemsThousands of deals in 50+ categoriesFind vehicles, electronics, property, jobs
🛍️ Shopping
(8.7K)
free with in-app purchases
18
Nelo
Nelo
Nelo
Compra ahora. Paga después
Free

Shop and pay for items in installments across Mexico. Easily pay bills for utilities, phone, and streaming services. Secure your purchases with a virtual card and enjoy convenient shopping at top retailers.

Pay bills in installmentsShop at favorite storesVirtual single-use card
🛍️ Shopping
(531)
free
19
Helcim: Point of Sale
Helcim: Point of Sale
Helcim: Point of Sale
All-in-one POS system for SMBs
Free

This app provides a comprehensive point-of-sale system for small to medium-sized businesses. It offers flexible payment options, cost-effective hardware, and unified management for both online and in-person transactions. The platform aims to simplify the transition to modern payment solutions with user-friendly features and dedicated support.

Accept all payment typesCost-effective hardwareUniversal device compatibility
💰 Finance
(96)
free
20
Mazadat - مزادات
Mazadat - مزادات
Mazadat - مزادات
Buy | Sell | Bid New & Used
Free

This platform allows users to buy and sell a wide variety of items, from electronics to cars, in new or used conditions. It offers auction and direct sale options, with secure payment methods and service points for safe transactions. Explore over 35 categories for unique finds or to list your own items.

Bid and buy itemsSell items in various conditionsAuctions and direct sales
🛍️ Shopping
(62)
ad-supported

FAQ about Perpay Marketplace

What are the best perpay marketplace apps for iPhone?
Perpay - Shop and Build Credit tops our perpay marketplace apps ranking as of July 2026, with a 4.9-star average from 11K App Store ratings, and it's free to download.
Yes — 20 of the top perpay marketplace apps we rank are free to download, including Perpay - Shop and Build Credit and Afterpay: Pay over time.
Perpay - Shop and Build Credit shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 223+ perpay marketplace apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Perpay allows you to access up to $1,000 to shop for a variety of products on its marketplace. You can pay for your purchases over time with no interest or fees. Additionally, the app offers features to help you build your credit history.
You can build credit by choosing to have your Perpay Marketplace payment history reported to all three major credit bureaus. This feature, Perpay+, helps establish a positive credit record as you make your payments.