Best Renmoney Apps

248+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated August 2026

With an average user rating of 3.9★, the renmoney category is one of the App Store's strongest. Browse all 248+ apps we track, sorted so the most loved ones surface first.

Compare top Renmoney Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoAug 2026
2FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoAug 2026
3Branch: A Better PaydayBranch: A Better PaydayFree4.8★ (67K)NoNoAug 2026
4LAPO Mobile AppLAPO Mobile AppFree2.4★ (35)NoNoAug 2026
5MonibacMonibacFree2.7★ (61)NoNoAug 2026
6Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026
7Zedvance: Loans & BillsZedvance: Loans & BillsFree3.5★ (186)NoNoAug 2026
8Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026

Top Picks for Renmoney

Carbon: Mobile Banking & Loans#1

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Editor's Choice
💰 Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
Carbon: Mobile Banking & Loans screenshot 2
Carbon: Mobile Banking & Loans screenshot 3
Carbon: Mobile Banking & Loans screenshot 4
Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates
FairMoney: Save, Spend, Credit#2

FairMoney: Save, Spend, Credit by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Strong Contender
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
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FairMoney: Save, Spend, Credit screenshot 3
FairMoney: Save, Spend, Credit screenshot 4
FairMoney: Save, Spend, Credit screenshot 5
FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
Branch: A Better Payday#3

Branch: A Better Payday by Branch Messenger Inc.

Your money—fast
Worth Considering
💰 Finance
4.8😞(67K ratings)
Free
Branch: A Better Payday screenshot 1
Branch: A Better Payday screenshot 2
Branch: A Better Payday screenshot 3
Branch: A Better Payday screenshot 4
Branch: A Better Payday screenshot 5
Branch: A Better Payday screenshot 6

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

What We Love

  • 🚀 Convenient instant pay
  • 💡 Helpful for emergencies
  • 👍 Easy to use app
  • 🚀 Prompt payback processing

Room to Improve

  • 🐛 Inconsistent advance limits
  • 🔒 Security issues with account access
  • 🔒 Unreliable fraud protection

More Renmoney apps to explore

4
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by LAPO MFB
Free

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Self-OnboardingBill PaymentsTransfers
💰 Finance
(35)
free
5
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Collateral-free loansEarn interest on savingsLoans up to 150% of savings
💰 Finance
(61)
free with in-app purchases
6
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
7
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
💰 Finance
(186)
free with in-app purchases
8
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
9
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
10
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
11
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
12
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(67K)
free
13
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
14
Payday Today
Payday Today
Payday Today
PaydayToday
Free

Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.

Access accrued wagesWithdraw available fundsTransfer to banks/e-wallets
💰 Finance
(1)
free
15
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
16
SoonPay - Send, Receive, Save
SoonPay - Send, Receive, Save
SoonPay - Send, Receive, Save
by Soon Pay LLC
Free

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

Instant P2P paymentsACH bank transfersSpending tracking
💰 Finance
(3)
free
17
Happy Pay MN
Happy Pay MN
Happy Pay MN
Happy Pay
Free

This app simplifies payments with fast, free transfers and easy account management. It offers exclusive merchant discounts and instant transaction notifications to help users stay in control of their finances.

Free and fast money transfersEasy account and card managementTransaction history and statements
💰 Finance
(2)
free
18
LendFlow
LendFlow
LendFlow
by DEVLOOPS SOFTWARE NEPAL
Free
💰 Finance
(0)
19
Avvio - Global Account
Avvio - Global Account
Avvio - Global Account
Send, Save & Invest Globally
Free

Manage global finances with real USD and EUR accounts, local payouts in over 10 currencies, and a self-custodial wallet. Set savings goals, earn yield, and hold Bitcoin, gold, and stocks all in one app.

Global USD and EUR accountsLocal payouts in 10+ currenciesSelf-custodial wallet
💰 Finance
(3)
free
20
O-Cash
O-Cash
O-Cash
O-Cash Mobile Banking
Free

Manage your finances on the go with this mobile banking app. Perform money transfers, track account activity, pay bills, and access currency rates. It offers a convenient way to handle your banking needs anytime, anywhere.

Balance history trackingMoney transfers (account, phone, QR)Standing payment orders
💰 Finance
(2)
free

FAQ about Renmoney

What are the best renmoney apps for iPhone?
Carbon: Mobile Banking & Loans tops our renmoney apps ranking as of August 2026, with a 4.5-star average from 10K App Store ratings, and it's free to download.
Yes — 20 of the top renmoney apps we rank are free to download, including Carbon: Mobile Banking & Loans and FairMoney: Save, Spend, Credit.
Carbon: Mobile Banking & Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ renmoney apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Carbon is a digital bank that provides comprehensive financial management tools. It allows users to save money with high interest rates, access instant loans without collateral, and utilize a buy now, pay later service with 0% interest. The app also offers a customizable debit card and secure banking services.
Key features include high-yield savings accounts offering up to 20% interest per annum, instant loans ranging from ₦10,000 to ₦1,000,000 with flexible repayment terms, and Carbon Zero for buy now, pay later purchases at 0% monthly interest. Users also benefit from a customizable debit card, real-time transaction alerts, and secure, NDIC-insured deposits.

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