Best Retail Pay Qps Apps

231+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Finding the right retail pay qps app can be overwhelming with so many options. We've analyzed 231+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Retail Pay Qps

PayPal - Send, Manage, Pay#2

PayPal - Send, Manage, Pay by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#4in Finance
PayPal - Send, Manage, Pay screenshot 1
PayPal - Send, Manage, Pay screenshot 2
PayPal - Send, Manage, Pay screenshot 3
PayPal - Send, Manage, Pay screenshot 4
PayPal - Send, Manage, Pay screenshot 5
PayPal - Send, Manage, Pay screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Shop anywhere, manage & save
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(2.2M ratings)
FreeAds
#12in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • ๐Ÿ’ณ Easy payment process
  • ๐Ÿ“ฆ Wide range of stores
  • ๐Ÿ•ฐ๏ธ Flexible payment plans
  • ๐Ÿ” Convenient for large purchases

Room to Improve

  • ๐Ÿšซ Inconsistent approval process
  • โš ๏ธ Lack of Apple Wallet integration
  • ๐Ÿค– Automated decision-making issues

More Retail Pay Qps apps to explore

4
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
๐Ÿ”ง Utilities
(28K)
free with in-app purchases
5
Square: Retail Point of Sale
Square: Retail Point of Sale
Square: Retail Point of Sale
Payment, Inventory Management
Free

This app provides a comprehensive point-of-sale system for retail businesses. It allows you to accept payments, manage inventory across multiple locations, track customer data, and manage employee timecards. Seamlessly integrate in-store and online sales for a unified business operation.

Accept all major payment typesBarcode scanner for quick salesMulti-location inventory tracking
๐Ÿ’ผ Business
(15K)
free with in-app purchases
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
๐Ÿ’ฐ Finance
(133K)
freemium
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
8
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
๐Ÿ’ฐ Finance
(6.7M)
free
9
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
๐Ÿ’ฐ Finance
(39K)
free with in-app purchases
10
Citizens Pay
Citizens Pay
Citizens Pay
by Citizens Bank, N.A.
Free

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

24/7 secure account accessPaperless PDF statementsSchedule one-time payments
๐Ÿ’ฐ Finance
(14K)
free
11
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
12
bKash
bKash
bKash
Transactions, now that simple
Free

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Fast account registrationAdd money from bank/cardQR code payments
๐Ÿ’ฐ Finance
(11K)
free
13
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
๐Ÿ’ฐ Finance
(118K)
free
14
ADP Mobile Solutions
ADP Mobile Solutions
ADP Mobile Solutions
HR for Employees & Managers
Free

Access payroll, time, benefits, and HR information for yourself and your team. Track time, view pay statements, manage time off, and connect with colleagues. Managers can approve requests and view team calendars.

View pay & W2 statementsRequest and approve time offTrack time & attendance (punch in/out, timesheets)
๐Ÿ’ผ Business
(4.3M)
free with in-app purchases
15
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(8.2K)
free with in-app purchases
16
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Gas & Grocery Rewards
Free

This app offers cash back on groceries, gas, and prescriptions by simply uploading photos of your receipts. Discover new deals weekly on everyday items and popular brands, and earn rewards at participating gas stations. It's an easy way to save money on your regular purchases.

Cash back on groceriesGas rewards and savingsPrescription savings card
๐Ÿ›๏ธ Shopping
(6.5K)
free with in-app purchases
17
SuperQi
SuperQi
SuperQi
Your all-in-one super app
Free

This all-in-one digital lifestyle partner simplifies cashless transactions in Iraq and globally. It offers money transfers, scan-to-pay, bill payments, e-commerce, and mobile recharge. Access Qi bank accounts, manage finances, and discover integrated mini-apps for a seamless daily experience.

Cashless digital transactionsMoney transfersScan-to-pay functionality
๐ŸŒŸ Lifestyle
(9.3K)
free
18
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
๐Ÿ’ฐ Finance
(25K)
free
19
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
๐Ÿ›๏ธ Shopping
(1.3K)
free
20
CB Pay
CB Pay
CB Pay
by CB BANK PCL
Free

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Money transfers via ATM, account, phone, or NRIC numberDynamic and static QR code paymentsMobile top-ups for major carriers
๐Ÿ’ฐ Finance
(527)
free