Best Retail Payment App

0+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Whether you're new to retail payment app or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Retail Payment App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square: Retail Point of SaleSquare: Retail Point of SaleFree4.7β˜… (15K)NoNoAug 2026
2HDFC Bank App: Banking & CardsHDFC Bank App: Banking & CardsFree4.8β˜… (13K)NoNoAug 2026
3Mindbody BusinessMindbody BusinessFree4.6β˜… (23K)NoNoAug 2026
4Square Point of Sale (POS)Square Point of Sale (POS)Free4.8β˜… (604K)NoNoAug 2026
5Shopify Point of Sale (POS)Shopify Point of Sale (POS)Free4.4β˜… (7.5K)NoNoAug 2026
6The Home DepotThe Home DepotFree4.8β˜… (3.4M)NoNoAug 2026
7HMP RetailHMP RetailFree3.7β˜… (15)NoNoMay 2026
8Apple StoreApple StoreFree3.5β˜… (166K)NoNoAug 2026

Top Picks for Retail Payment App

Square: Retail Point of Sale#1

Square: Retail Point of Sale by Block, Inc.

Payment, Inventory Management
Editor's Choice
πŸ’Ό Business
4.7😐(15K ratings)
Free
Square: Retail Point of Sale screenshot 1
Square: Retail Point of Sale screenshot 2
Square: Retail Point of Sale screenshot 3
Square: Retail Point of Sale screenshot 4
Square: Retail Point of Sale screenshot 5
Square: Retail Point of Sale screenshot 6

This app provides a comprehensive point-of-sale system for retail businesses. It allows you to accept payments, manage inventory across multiple locations, track customer data, and manage employee timecards. Seamlessly integrate in-store and online sales for a unified business operation.

What We Love

  • πŸš€ Convenient
  • πŸš€ Easy to use
  • πŸš€ Helpful cash management
  • πŸš€ Seamless system

Room to Improve

  • πŸ› Buggy updates and issues
  • πŸ” Lacking in functionality
  • πŸ” Cumbersome inventory management
HDFC Bank App: Banking & Cards#2

HDFC Bank App: Banking & Cards by HDFC Bank Ltd.

UPI, Payments, Loans & Offers
Strong Contender
πŸ’° Finance
4.8😞(13K ratings)
Free
HDFC Bank App: Banking & Cards screenshot 1
HDFC Bank App: Banking & Cards screenshot 2
HDFC Bank App: Banking & Cards screenshot 3
HDFC Bank App: Banking & Cards screenshot 4
HDFC Bank App: Banking & Cards screenshot 5
HDFC Bank App: Banking & Cards screenshot 6

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

What We Love

  • πŸš€ Smooth UI/UX transitions
  • πŸš€ Intuitive app flow
  • πŸš€ Minimal API call time
  • πŸ‘ Modern and visually appealing interface

Room to Improve

  • πŸ› Registration fails for overseas customers
  • πŸ› SMS verification issues for international users
  • πŸ› Inconsistent font sizes and cluttered UI
Mindbody Business#3

Mindbody Business by MINDBODY Inc.

Worth Considering
πŸ’Ό Business
4.6😞(23K ratings)
Free
Mindbody Business screenshot 1
Mindbody Business screenshot 2
Mindbody Business screenshot 3
Mindbody Business screenshot 4
Mindbody Business screenshot 5

Manage your business operations remotely with access to client information, scheduling, sales, and performance metrics. Staff can update their schedules and view class sign-ups on mobile devices. Promote your business and fill open spots through social media sharing.

What We Love

  • πŸš€ Reliability in services
  • πŸ‘ Great experience and mobility
  • πŸ‘ Helpful reporting

Room to Improve

  • πŸ› Constant glitches and crashes
  • πŸ” Limited functionality compared to website
  • πŸ•°οΈ Slow load times and freezing

More Retail Payment App apps to explore

4
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
πŸ’Ό Business
(604K)
free with in-app purchases
5
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Unify in-person & online sales
Free

This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.

Accept all major payment methodsManage inventory across online and in-storeProcess local pickup and delivery orders
πŸ’Ό Business
(7.5K)
free
6
The Home Depot
The Home Depot
The Home Depot
by The Home Depot, Inc.
Free

Shop over a million products and find the information you need. Snap a picture to identify items, locate them in-store with a GPS-like feature, and read customer reviews before buying. Manage your account for order tracking and instant checkout.

Shop over one million productsImage Search to find itemsProduct Locator with aisle and bay
πŸ›οΈ Shopping
(3.4M)
free with in-app purchases
7
HMP Retail
HMP Retail
HMP Retail
by Heartland Payment Systems, Inc.
Free

Process credit card payments securely and reliably from your mobile device. This app offers a cost-effective solution with no hidden fees, and a reliable offline mode for accepting payments anywhere. It supports various transaction types and provides detailed reporting.

Secure credit card swipe or keyed entryProcess major credit cards and gift cardsCustomizable email receipts
πŸ’° Finance
(15)
free
8
Apple Store
Apple Store
Apple Store
Shopping designed around you
Free

Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

Personalized product recommendationsBrowse latest Apple productsOrder tracking
πŸ›οΈ Shopping
(166K)
free
9
USAePay RetailPOS
USAePay RetailPOS
USAePay RetailPOS
Credit Card Payment System
Free

Transform your Apple device into a comprehensive checkout system. Accept various payment types, manage inventory, and process transactions securely on the go or in-store. All data is stored on a PCI-compliant gateway.

Diverse payment processing (cash, card, gift card, check)Inventory management with built-in databaseCompatibility with card swipers and receipt printers
πŸ’Ό Business
(19)
free
10
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
πŸ’Ό Business
(361)
free with in-app purchases
11
Carlo | Cashback instantanΓ©
Carlo | Cashback instantanΓ©
Carlo | Cashback instantanΓ©
5% sur vos achats du quotidien
Free

This payment app lets you earn 5% cashback on purchases at local businesses. Discover new shops, pay with QR codes, and track your spending. Currently available in Monaco and Aix-en-Provence.

Earn 5% cashbackQR code paymentsDiscover local businesses
πŸ›οΈ Shopping
(13)
free
12
LocalPay: Loyalty and Payments
LocalPay: Loyalty and Payments
LocalPay: Loyalty and Payments
Instant secure retail payments
Free

This app offers a secure and convenient way to handle retail payments for consumers and merchants. It allows users to link bank accounts, receive instant discounts, and reduce transaction fees. Merchants benefit from faster settlement and lower processing costs.

Securely link multiple bank accountsInstant discounts from local merchantsReduce transaction fees
πŸ’° Finance
(4)
free
13
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
by sanasa development bank limited
Free

This app simplifies retail payments and daily financial tasks across Sri Lanka. It allows users to pay bills, manage bank accounts, and perform fund transfers securely with just a few taps.

Quick LoginBill Payments to 40+ providersSavings account management
πŸ’° Finance
(7)
free
14
Pos System : Wise Sale
Pos System : Wise Sale
Pos System : Wise Sale
Invoices , Inventory , Shops
Free

Manage sales, track profits, and organize payments for your physical or online store. Create professional invoices, manage customer installments, and even build an online shop. Securely back up your data and use it offline.

Sales and profit trackingProfessional invoice creationCustomer and installment management
πŸ’° Finance
(344)
free with in-app purchases
15
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Accept payments with Stripe
Free
πŸ’Ό Business
(0)
16
POS Billing System by Moon
POS Billing System by Moon
POS Billing System by Moon
Retail Point of Sale & Payment
Free

Streamline retail and restaurant operations with a powerful point-of-sale system. Enhance workflow speed, manage orders, track inventory, and process payments efficiently. Gain insights with an interactive dashboard and simplify checkout for customers.

Order ManagementQR Code MenuInventory Tracking
πŸ’Ό Business
(27)
free with in-app purchases
17
Mobi POS - Point of Sale
Mobi POS - Point of Sale
Mobi POS - Point of Sale
by TECHBOX PLT
Free

This app provides a comprehensive point-of-sale system for restaurants, cafes, and food trucks. It offers offline functionality, inventory management, customer relationship management, and detailed reporting. It integrates with various payment gateways and printer types.

Offline operationInventory managementTable layout management
πŸ’Ό Business
(26)
free with in-app purchases
18
KadePay
KadePay
KadePay
Retail Payment Solution
Free

Accept payments seamlessly from your mobile device using various methods like QR codes, tap-to-pay, and text links. This solution offers flexible fee options and enterprise-grade security for small and medium businesses.

Accept payments via QR codes, tap-to-pay, and text linksSupport for Google Pay, Apple Pay, ACH, credit cards, and moreFlexible fee options to absorb, pass on, or split costs
πŸ’Ό Business
(2)
freemium
19
eRetail
eRetail
eRetail
Retailers Order & Payment App
Free
πŸ’Ό Business
(0)
20
Hubtel Retailer
Hubtel Retailer
Hubtel Retailer
Receive payments & track sales
Free

Manage your retail business with tools for inventory, order processing, and sales tracking. See how your business appears to customers and get real-time notifications for all transactions. This app helps streamline operations for businesses of all sizes.

Inventory managementOrder processingSales reporting
πŸ“Š Productivity
(50)
free

FAQ about Retail Payment App

What is the best retail payment app for iPhone?
Square: Retail Point of Sale tops our retail payment app ranking as of June 2026, with a 4.7-star average from 15K App Store ratings, and it's free to download.
Yes β€” 20 of the top retail payment app we rank are free to download, including Square: Retail Point of Sale and HDFC Bank App: Banking & Cards.
Square: Retail Point of Sale has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
Square for Retail is a point-of-sale application designed for retail businesses. It enables you to accept various payment types, manage your inventory across different locations, track sales performance, and build customer profiles. It aims to consolidate essential retail operations into a single, integrated system.
The app allows you to upload thousands of items and track them efficiently. You can monitor stock levels, adjust quantities, transfer items between locations, and set up low-stock alerts to prevent running out. It also helps track the cost of goods sold to understand profit margins.