Best Retail Payment App

180+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

Whether you're new to retail payment app or looking for an upgrade, our curated collection of 180+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Retail Payment App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square: Retail Point of SaleSquare: Retail Point of SaleFree4.7β˜… (14K)NoNoSep 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8β˜… (604K)NoNoSep 2026
3HMP RetailHMP RetailFree3.7β˜… (15)NoNoMay 2026
4The Home DepotThe Home DepotFree4.8β˜… (3.4M)NoNoSep 2026
5HDFC Bank App: Banking & CardsHDFC Bank App: Banking & CardsFree4.8β˜… (13K)NoNoSep 2026
6Tap to Pay, POS System・TofuTap to Pay, POS System・TofuFree4.8β˜… (361)NoYesSep 2026
7Apple StoreApple StoreFree3.5β˜… (168K)NoNoSep 2026
8Gen By PaywayGen By PaywayFree5.0β˜… (4)NoNoSep 2026

Top Picks for Retail Payment App

Square: Retail Point of Sale#1

Square: Retail Point of Sale by Block, Inc.

Payment, Inventory Management
Editor's Choice
πŸ’Ό Business
4.7😐(14K ratings)
Free
Square: Retail Point of Sale screenshot 1
Square: Retail Point of Sale screenshot 2
Square: Retail Point of Sale screenshot 3
Square: Retail Point of Sale screenshot 4
Square: Retail Point of Sale screenshot 5
Square: Retail Point of Sale screenshot 6

This app provides a comprehensive point-of-sale system for retail businesses. It allows you to accept payments, manage inventory across multiple locations, track customer data, and manage employee timecards. Seamlessly integrate in-store and online sales for a unified business operation.

What We Love

  • πŸš€ Convenient
  • πŸš€ Easy to use
  • πŸš€ Helpful cash management
  • πŸš€ Seamless system
  • πŸš€ Powerful and feature-rich
  • πŸš€ Great for small businesses
  • πŸš€ Transforms business operations

Room to Improve

  • πŸ› Buggy updates and issues
  • πŸ” Lacking in functionality
  • πŸ” Cumbersome inventory management
  • πŸ” Inconsistent user experience
  • πŸ” Poor customer service
  • πŸ”’ Account deactivation concerns
  • πŸ’° High fees and costs
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
πŸ’Ό Business
4.8😐(604K ratings)
Free
#28in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • πŸ‘ Convenient and easy to use
  • πŸš€ Quick transactions and payouts
  • πŸ’‘ Useful reporting and inventory management features
  • πŸ‘ Professional and sleek hardware design

Room to Improve

  • πŸ› Connectivity issues with card readers
  • πŸ”’ Concerns over account deactivation and fund holds
  • πŸ€– Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
HMP Retail#3

HMP Retail by Heartland Payment Systems, Inc.

Worth Considering
πŸ’° Finance
3.7(15 ratings)
Free
HMP Retail screenshot 1
HMP Retail screenshot 2
HMP Retail screenshot 3
HMP Retail screenshot 4

Process credit card payments securely and reliably from your mobile device. This app offers a cost-effective solution with no hidden fees, and a reliable offline mode for accepting payments anywhere. It supports various transaction types and provides detailed reporting.

More Retail Payment App apps to explore

FAQ about Retail Payment App

What is the best retail payment app for iPhone?
Square: Retail Point of Sale tops our retail payment app ranking as of September 2026, with a 4.7-star average from 14K App Store ratings, and it's free to download.
Yes β€” 20 of the top retail payment app we rank are free to download, including Square: Retail Point of Sale and Square Point of Sale (POS).
Square: Retail Point of Sale has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 180+ retail payment app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Square for Retail is a point-of-sale application designed for retail businesses. It enables you to accept various payment types, manage your inventory across different locations, track sales performance, and build customer profiles. It aims to consolidate essential retail operations into a single, integrated system.
The app allows you to upload thousands of items and track them efficiently. You can monitor stock levels, adjust quantities, transfer items between locations, and set up low-stock alerts to prevent running out. It also helps track the cost of goods sold to understand profit margins.