Best Retail Payments Apps

0+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Whether you're new to retail payments or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Retail Payments Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square: Retail Point of SaleSquare: Retail Point of SaleFree4.7β˜… (15K)NoNoAug 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8β˜… (604K)NoNoAug 2026
3HMP RetailHMP RetailFree3.7β˜… (15)NoNoMay 2026
4LocalPay: Loyalty and PaymentsLocalPay: Loyalty and PaymentsFree5.0β˜… (4)NoNoJul 2026
5VoucherPay RetailVoucherPay RetailFreeβ€”NoNoMay 2026
6Mindbody BusinessMindbody BusinessFree4.6β˜… (23K)NoNoAug 2026
7Shopify Point of Sale (POS)Shopify Point of Sale (POS)Free4.4β˜… (7.5K)NoNoAug 2026
8HDFC Bank App: Banking & CardsHDFC Bank App: Banking & CardsFree4.8β˜… (13K)NoNoAug 2026

Top Picks for Retail Payments

Square: Retail Point of Sale#1

Square: Retail Point of Sale by Block, Inc.

Payment, Inventory Management
Editor's Choice
πŸ’Ό Business
4.7😐(15K ratings)
Free
Square: Retail Point of Sale screenshot 1
Square: Retail Point of Sale screenshot 2
Square: Retail Point of Sale screenshot 3
Square: Retail Point of Sale screenshot 4
Square: Retail Point of Sale screenshot 5
Square: Retail Point of Sale screenshot 6

This app provides a comprehensive point-of-sale system for retail businesses. It allows you to accept payments, manage inventory across multiple locations, track customer data, and manage employee timecards. Seamlessly integrate in-store and online sales for a unified business operation.

What We Love

  • πŸš€ Convenient
  • πŸš€ Easy to use
  • πŸš€ Helpful cash management
  • πŸš€ Seamless system

Room to Improve

  • πŸ› Buggy updates and issues
  • πŸ” Lacking in functionality
  • πŸ” Cumbersome inventory management
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
πŸ’Ό Business
4.8😐(604K ratings)
Free
#27in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • πŸ‘ Convenient and easy to use
  • πŸš€ Quick transactions and payouts
  • πŸ’‘ Useful reporting and inventory management features
  • πŸ‘ Professional and sleek hardware design

Room to Improve

  • πŸ› Connectivity issues with card readers
  • πŸ”’ Concerns over account deactivation and fund holds
  • πŸ€– Poor customer service and lack of live support
HMP Retail#3

HMP Retail by Heartland Payment Systems, Inc.

Worth Considering
πŸ’° Finance
3.7(15 ratings)
Free
HMP Retail screenshot 1
HMP Retail screenshot 2
HMP Retail screenshot 3
HMP Retail screenshot 4

Process credit card payments securely and reliably from your mobile device. This app offers a cost-effective solution with no hidden fees, and a reliable offline mode for accepting payments anywhere. It supports various transaction types and provides detailed reporting.

More Retail Payments apps to explore

4
LocalPay: Loyalty and Payments
LocalPay: Loyalty and Payments
LocalPay: Loyalty and Payments
Instant secure retail payments
Free

This app offers a secure and convenient way to handle retail payments for consumers and merchants. It allows users to link bank accounts, receive instant discounts, and reduce transaction fees. Merchants benefit from faster settlement and lower processing costs.

Securely link multiple bank accountsInstant discounts from local merchantsReduce transaction fees
πŸ’° Finance
(4)
free
5
VoucherPay Retail
VoucherPay Retail
VoucherPay Retail
Start Accepting Payments Today
Free
πŸ›οΈ Shopping
(0)
6
Mindbody Business
Mindbody Business
Mindbody Business
by MINDBODY Inc.
Free

Manage your business operations remotely with access to client information, scheduling, sales, and performance metrics. Staff can update their schedules and view class sign-ups on mobile devices. Promote your business and fill open spots through social media sharing.

Client managementSchedule managementPoint-of-sale (POS)
πŸ’Ό Business
(23K)
free
7
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Unify in-person & online sales
Free

This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.

Accept all major payment methodsManage inventory across online and in-storeProcess local pickup and delivery orders
πŸ’Ό Business
(7.5K)
free
8
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
UPI, Payments, Loans & Offers
Free

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals
πŸ’° Finance
(13K)
free
9
Hubtel Retailer
Hubtel Retailer
Hubtel Retailer
Receive payments & track sales
Free

Manage your retail business with tools for inventory, order processing, and sales tracking. See how your business appears to customers and get real-time notifications for all transactions. This app helps streamline operations for businesses of all sizes.

Inventory managementOrder processingSales reporting
πŸ“Š Productivity
(50)
free
10
Apple Store
Apple Store
Apple Store
Shopping designed around you
Free

Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

Personalized product recommendationsBrowse latest Apple productsOrder tracking
πŸ›οΈ Shopping
(166K)
free
11
USAePay RetailPOS
USAePay RetailPOS
USAePay RetailPOS
Credit Card Payment System
Free

Transform your Apple device into a comprehensive checkout system. Accept various payment types, manage inventory, and process transactions securely on the go or in-store. All data is stored on a PCI-compliant gateway.

Diverse payment processing (cash, card, gift card, check)Inventory management with built-in databaseCompatibility with card swipers and receipt printers
πŸ’Ό Business
(19)
free
12
M&M POS - Payments For Stripe
M&M POS - Payments For Stripe
M&M POS - Payments For Stripe
Inventory Sales & Expenses POS
Free

This app is a comprehensive point-of-sale system designed to streamline business operations for retail, cafes, and e-commerce. It offers inventory management, sales reporting, expense tracking, and online ordering, integrating with Stripe for secure payments. The system is easy to use and accessible across multiple devices.

Inventory ManagementSales ReportingExpense Tracking
πŸ’Ό Business
(31)
free
13
Retail Store Manager: Invoice
Retail Store Manager: Invoice
Retail Store Manager: Invoice
Inventory,Payments,PDF,Email
Free

Manage retail sales, inventory, and customer payments with this comprehensive business system. Automate invoice generation, track expenses, and generate detailed reports for multiple store locations. Supports product and service businesses with customizable templates and tax options.

Multi-location inventory trackingCustomizable invoice templatesSales and purchase order generation
πŸ’Ό Business
(1)
free
14
KadePay
KadePay
KadePay
Retail Payment Solution
Free

Accept payments seamlessly from your mobile device using various methods like QR codes, tap-to-pay, and text links. This solution offers flexible fee options and enterprise-grade security for small and medium businesses.

Accept payments via QR codes, tap-to-pay, and text linksSupport for Google Pay, Apple Pay, ACH, credit cards, and moreFlexible fee options to absorb, pass on, or split costs
πŸ’Ό Business
(2)
freemium
15
Guala: All Payments, One QR
Guala: All Payments, One QR
Guala: All Payments, One QR
Turn Hustle Into Growth
Free

This app provides a comprehensive selling system for entrepreneurs, enabling them to accept various payment methods, track sales, and leverage customer sharing for marketing. It allows users to sell anywhere without a website or storefront, all managed from their mobile device.

Accept multiple payment typesTrack sales and customer dataSell via link or QR code
πŸ’Ό Business
(41)
free with in-app purchases
16
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
πŸ’Ό Business
(361)
free with in-app purchases
17
Mobi POS - Point of Sale
Mobi POS - Point of Sale
Mobi POS - Point of Sale
by TECHBOX PLT
Free

This app provides a comprehensive point-of-sale system for restaurants, cafes, and food trucks. It offers offline functionality, inventory management, customer relationship management, and detailed reporting. It integrates with various payment gateways and printer types.

Offline operationInventory managementTable layout management
πŸ’Ό Business
(26)
free with in-app purchases
18
Payzli POS: Next-Gen Payments
Payzli POS: Next-Gen Payments
Payzli POS: Next-Gen Payments
One point for all sales
Free

This app streamlines business operations with a user-friendly point of sale system. It handles transactions, manages inventory, provides sales insights, and offers 24/7 live support. Designed for retail, restaurants, and salons, it ensures secure payments and next-day fund transfers.

Effortless transaction processingReal-time inventory managementData-driven sales analytics
πŸ’Ό Business
(3)
free
19
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Accept payments with Stripe
Free
πŸ’Ό Business
(0)
20
Pos System : Wise Sale
Pos System : Wise Sale
Pos System : Wise Sale
Invoices , Inventory , Shops
Free

Manage sales, track profits, and organize payments for your physical or online store. Create professional invoices, manage customer installments, and even build an online shop. Securely back up your data and use it offline.

Sales and profit trackingProfessional invoice creationCustomer and installment management
πŸ’° Finance
(344)
free with in-app purchases

FAQ about Retail Payments

What are the best retail payments apps for iPhone?
Square: Retail Point of Sale tops our retail payments apps ranking as of July 2026, with a 4.7-star average from 15K App Store ratings, and it's free to download.
Yes β€” 20 of the top retail payments apps we rank are free to download, including Square: Retail Point of Sale and Square Point of Sale (POS).
Square: Retail Point of Sale has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
Square for Retail is a point-of-sale application designed for retail businesses. It enables you to accept various payment types, manage your inventory across different locations, track sales performance, and build customer profiles. It aims to consolidate essential retail operations into a single, integrated system.
The app allows you to upload thousands of items and track them efficiently. You can monitor stock levels, adjust quantities, transfer items between locations, and set up low-stock alerts to prevent running out. It also helps track the cost of goods sold to understand profit margins.