Best Retirement Planner App

238+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated September 2026

If you already know Retirement Advisor, this is the deeper bench. 238+ retirement planner app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Retirement Planner App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Retirement AdvisorRetirement AdvisorFree5.0★ (6)YesNoSep 2026
2Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
3Seraph Retirement PlannerSeraph Retirement PlannerFree4.9★ (18)NoNoSep 2026
4John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoOct 2026
5The Retirement PlannerThe Retirement PlannerFree4.0★ (4)NoNoJul 2026
6My RetirementMy RetirementFree4.8★ (24K)NoNoOct 2026
7Thrift Savings PlanThrift Savings PlanFree4.8★ (123K)NoNoOct 2026
8VoyaVoyaFree4.7★ (188K)NoNoOct 2026

Top Picks for Retirement Planner App

Retirement Advisor#1

Retirement Advisor by Eric Chang

Retirement calculator
Editor's Choice
💰 Finance
5.0(6 ratings)
FreeAds
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Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

Empower ®#2

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(412K ratings)
Free
#44in Finance
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
Seraph Retirement Planner#3

Seraph Retirement Planner by Hailcat LLC

Monte Carlo Money Simulator
Worth Considering
💰 Finance
4.9(18 ratings)
Free
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This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

More Retirement Planner App apps to explore

FAQ about Retirement Planner App

What is the best retirement planner app for iPhone?
Retirement Advisor tops our retirement planner app ranking as of September 2026, with a 5.0-star average from 6 App Store ratings, and it's free to download.
Yes — 19 of the top retirement planner app we rank are free to download, including Retirement Advisor and Empower ®.
Retirement Advisor shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 238+ retirement planner app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.