Best Soonpay Apps

218+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

SoonPay is the household name in soonpay, but it's far from the only option. We track 218+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Soonpay Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoonPay - Send, Receive, SaveSoonPay - Send, Receive, SaveFree5.0★ (3)NoNoJul 2026
2xPortal: BTC & Crypto WalletxPortal: BTC & Crypto WalletFree4.8★ (1.8K)YesNoJul 2026
3MoonPay: Buy CryptoMoonPay: Buy CryptoFree4.6★ (9.2K)NoNoJul 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
5DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (468K)YesNoJul 2026
6Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (292K)YesNoJul 2026
7Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (83K)NoNoJul 2026
8JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (9.6K)YesNoJul 2026

Top Picks for Soonpay

xPortal: BTC & Crypto Wallet#2

xPortal: BTC & Crypto Wallet by MultiversX Labs S.R.L.

Buy Bitcoin, ETH, SOL and more
Strong Contender
💰 Finance
4.8😊(1.8K ratings)
FreeAds
xPortal: BTC & Crypto Wallet screenshot 1
xPortal: BTC & Crypto Wallet screenshot 2
xPortal: BTC & Crypto Wallet screenshot 3
xPortal: BTC & Crypto Wallet screenshot 4
xPortal: BTC & Crypto Wallet screenshot 5
xPortal: BTC & Crypto Wallet screenshot 6

This app is an intelligent, non-custodial crypto and NFT wallet. It allows users to buy, swap, and manage over 50,000 tokens and NFTs across multiple blockchains. Features include AI-powered trading assistance, crypto cashback, staking, and a web3 browser for dApp exploration.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure wallet with on-chain guardians
  • 👍 User-friendly interface
  • 👍 Seamless crypto management

Room to Improve

  • 🐛 Occasional crashes and bugs
  • 🐛 Balance and transaction issues
  • 🐛 Difficulty recovering seed phrase
MoonPay: Buy Crypto#3

MoonPay: Buy Crypto by MoonPay

Buy any coin with Apple Pay
Worth Considering
💰 Finance
4.6😞(9.2K ratings)
Free
MoonPay: Buy Crypto screenshot 1
MoonPay: Buy Crypto screenshot 2
MoonPay: Buy Crypto screenshot 3
MoonPay: Buy Crypto screenshot 4
MoonPay: Buy Crypto screenshot 5
MoonPay: Buy Crypto screenshot 6

Easily buy, sell, and swap over 170 cryptocurrencies using various payment methods, including Apple Pay. Manage all your crypto wallets in one place and set up recurring purchases to grow your portfolio automatically.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure transactions
  • 👍 Smooth user experience
  • 🤑 Convenient way to buy crypto

Room to Improve

  • 💰 Extremely high fees
  • 🐛 Glitchy app with bugs
  • 🤖 Poor customer support

More Soonpay apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(468K)
free with in-app purchases
6
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(292K)
free with in-app purchases
7
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(83K)
free
8
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
9
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
10
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
11
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
12
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(36K)
free with in-app purchases
13
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
14
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(266)
free
15
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
16
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
17
Instant Financial
Instant Financial
Instant Financial
by Instant Financial Inc.
Free

Access your earned wages instantly and fee-free, without waiting for payday. Manage your money, pay bills, and transfer funds with real-time financial control.

Fee-free wage accessReal-time earnings accessBill payment
💰 Finance
(9.9K)
free
18
Fastpay Agent
Fastpay Agent
Fastpay Agent
Fastpay application for agent
Free

Manage daily transactions and customer interactions efficiently. This app allows agents to easily perform cash-in and cash-out operations, view transaction history, and receive instant notifications. It's designed for seamless agent operations.

Scan customer QR for cash-inShow QR for customer cash-outView account balance
💼 Business
(157)
free
19
AstroPay - Global Wallet
AstroPay - Global Wallet
AstroPay - Global Wallet
Global multicurrency wallet
Free

Manage your money globally with this all-in-one digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a globally accepted card, and exchange multiple currencies directly within the app. Enjoy financial freedom with no hidden fees and secure transactions.

Free international transfersSend and receive money overseasConvert 10+ currencies
💰 Finance
(444)
free with in-app purchases
20
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Bitcoin BTC・USDT・Litecoin・ETH
Free

This platform allows users to exchange, buy, and sell over 1,000 cryptocurrencies with competitive rates and transparent fees. It supports various payment methods, including credit cards and bank transfers, and offers 24/7 support. Stay updated with the latest crypto news and market data.

Exchange 1,000+ cryptocurrenciesBuy crypto with credit card/bank transferSell crypto via Visa/Mastercard/bank transfer
💰 Finance
(6.3K)
free with in-app purchases

FAQ about Soonpay

What are the best soonpay apps for iPhone?
SoonPay - Send, Receive, Save tops our soonpay apps ranking as of June 2026, with a 5.0-star average from 3 App Store ratings, and it's free to download.
Yes — 20 of the top soonpay apps we rank are free to download, including SoonPay - Send, Receive, Save and xPortal: BTC & Crypto Wallet.
SoonPay - Send, Receive, Save has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 218+ soonpay apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
SoonPay is a secure digital wallet designed for moving, managing, and growing your money. It offers instant peer-to-peer payments and seamless ACH bank transfers, all within one app.
SoonPay prioritizes security with bank-level encryption, authentication, and compliance built in. This ensures your financial data is protected.