Best Soonpay Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

SoonPay is the household name in soonpay, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Soonpay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoonPay - Send, Receive, SaveSoonPay - Send, Receive, SaveFree5.0★ (3)NoNoJul 2026
2xPortal: BTC & Crypto WalletxPortal: BTC & Crypto WalletFree4.8★ (1.8K)NoNoAug 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
4MoonPay: Buy CryptoMoonPay: Buy CryptoFree4.6★ (9.3K)NoNoAug 2026
5DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (470K)NoNoAug 2026
6Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (297K)NoNoAug 2026
7Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (846K)NoNoAug 2026
8Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026

Top Picks for Soonpay

xPortal: BTC & Crypto Wallet#2

xPortal: BTC & Crypto Wallet by MultiversX Labs S.R.L.

Buy Bitcoin, ETH, SOL and more
Strong Contender
💰 Finance
4.8😊(1.8K ratings)
Free
xPortal: BTC & Crypto Wallet screenshot 1
xPortal: BTC & Crypto Wallet screenshot 2
xPortal: BTC & Crypto Wallet screenshot 3
xPortal: BTC & Crypto Wallet screenshot 4
xPortal: BTC & Crypto Wallet screenshot 5
xPortal: BTC & Crypto Wallet screenshot 6

This app is an intelligent, non-custodial crypto and NFT wallet. It allows users to buy, swap, and manage over 50,000 tokens and NFTs across multiple blockchains. Features include AI-powered trading assistance, crypto cashback, staking, and a web3 browser for dApp exploration.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure wallet with on-chain guardians
  • 👍 User-friendly interface
  • 👍 Seamless crypto management

Room to Improve

  • 🐛 Occasional crashes and bugs
  • 🐛 Balance and transaction issues
  • 🐛 Difficulty recovering seed phrase
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
Free
#35in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support

More Soonpay apps to explore

4
MoonPay: Buy Crypto
MoonPay: Buy Crypto
MoonPay: Buy Crypto
Buy Crypto with Apple Pay
Free

Easily buy, sell, and swap over 170 cryptocurrencies using various payment methods, including Apple Pay. Manage all your crypto wallets in one place and set up recurring purchases to grow your portfolio automatically.

Buy, sell, and swap over 170 cryptocurrenciesUse Apple Pay, credit/debit cards, PayPal, and moreSet up recurring crypto purchases
💰 Finance
(9.3K)
free with in-app purchases
5
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
6
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay in 4 & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(297K)
free with in-app purchases
7
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
8
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
9
­Moonshot
­Moonshot
­Moonshot
Buy & Sell Memes
Free

Discover, buy, and sell memecoins easily. Convert cash to digital assets in minutes with secure, self-custodial control. Track trending memes and share your gains with friends.

Discover trending memecoinsBuy and sell memecoinsEasy cash deposits
💰 Finance
(29K)
free with in-app purchases
10
ezbillpay
ezbillpay
ezbillpay
by DreamInfinity Technology Private Limited
Free
🔧 Utilities
(0)
11
PayBox by MoonPay
PayBox by MoonPay
PayBox by MoonPay
Connect payment with agents
Free

This app provides a secure way to connect AI tools and agents to your financial accounts and sensitive information. It allows you to create protected wallets and manage access permissions for connected services, ensuring your data remains safe.

Passkey-protected walletsManage connected accountsApprove important actions
💰 Finance
(13)
free
12
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
Crypto Card & Payment & Wallet
Free

This app allows users to spend cryptocurrency like cash globally using virtual and physical cards. It also offers a crypto credit account, fiat on-ramps, and a multi-currency wallet for seamless management of digital assets and local currencies.

Spend crypto like cash worldwideStablecoin-based virtual & physical cardsCrypto credit account
💰 Finance
(3.8K)
free with in-app purchases
13
QPAY wallet
QPAY wallet
QPAY wallet
by KKTT LLC
Free

This mobile wallet allows secure and easy payments online, in apps, and in stores. Digitize loyalty and rewards cards for convenient use. Connect any bank card for seamless transactions.

Secure online, in-app, and in-store paymentsDigitalize loyalty and rewards cardsConnect any bank payment card
💰 Finance
(1)
free
14
dopay
dopay
dopay
Get EarlyPay, access anytime
Free

Manage your finances with this app, offering secure sign-in, instant balance checks, and early access to eligible funds. Control your card, track deliveries, and get quick support.

Secure mobile sign-inInstant balance checksEarlyPay access
💰 Finance
(1)
free
15
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(40K)
free with in-app purchases
16
AsiaPay AppPay
AsiaPay AppPay
AsiaPay AppPay
AppPay accept payments
Free
💼 Business
(0)
17
SafetyPayment
SafetyPayment
SafetyPayment
by Xiao Mu (Beijing) TECHNOLOGY CO., LTD.
Free
💼 Business
(0)
18
OxPay Lite
OxPay Lite
OxPay Lite
The way you make payments
Free
💰 Finance
(0)
19
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Bitcoin BTC・USDT・Litecoin・ETH
Free

This platform allows users to exchange, buy, and sell over 1,000 cryptocurrencies with competitive rates and transparent fees. It supports various payment methods, including credit cards and bank transfers, and offers 24/7 support. Stay updated with the latest crypto news and market data.

Exchange 1,000+ cryptocurrenciesBuy crypto with credit card/bank transferSell crypto via Visa/Mastercard/bank transfer
💰 Finance
(6.3K)
free with in-app purchases
20
Moon Phase: Tracker & Calendar
Moon Phase: Tracker & Calendar
Moon Phase: Tracker & Calendar
by Bedirhan Saygin
Free
🎬 Entertainment
(0)

FAQ about Soonpay

What are the best soonpay apps for iPhone?
SoonPay - Send, Receive, Save tops our soonpay apps ranking as of July 2026, with a 5.0-star average from 3 App Store ratings, and it's free to download.
Yes — 20 of the top soonpay apps we rank are free to download, including SoonPay - Send, Receive, Save and xPortal: BTC & Crypto Wallet.
SoonPay - Send, Receive, Save has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ soonpay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
SoonPay is a secure digital wallet designed for moving, managing, and growing your money. It offers instant peer-to-peer payments and seamless ACH bank transfers, all within one app.
SoonPay prioritizes security with bank-level encryption, authentication, and compliance built in. This ensures your financial data is protected.

Related searches