Best Spare Change Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Finding the right spare change apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Spare Change Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (958K)NoNoSep 2026
2SpareChange: Round Up & DonateSpareChange: Round Up & DonateFree5.0★ (4)NoNoMay 2026
3Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (681K)NoNoSep 2026
4Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7★ (2.9K)YesYesSep 2026
5Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoSep 2026
6Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
7Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoSep 2026
8SUKITOMO-Friend FinderSUKITOMO-Friend FinderFreeNoYesSep 2026

Top Picks for Spare Change

Acorns: Save & Invest Money#1

Acorns: Save & Invest Money by Acorns Grow Incorporated

ETF, Stock Investing & Savings
Editor's Choice
💰 Finance
4.7😊(958K ratings)
Free
#88in Finance
Acorns: Save & Invest Money screenshot 1
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Acorns: Save & Invest Money screenshot 3
Acorns: Save & Invest Money screenshot 4
Acorns: Save & Invest Money screenshot 5
Acorns: Save & Invest Money screenshot 6

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

What We Love

  • 🚀 Exceptionally remarkable and highly impressive cryptocurrency recovery technology solution!!
  • 🚀 Professional and highly efficient cryptocurrency recovery services!
  • 🚀 Most extremely effective well experienced crypto recovery service expertises!
  • 🚀 Helping people make good decisions about recovering their cryptocurrency lost funds.
  • 🚀 Amazing way to recover your stolen funds!
  • 🚀 Full lost coin recovery
  • 👍 A Great Way To Save Spare Change:
  • 👍 Incredible!!!!
  • 👍 Acorns is AWESOME

Room to Improve

  • 🐛 You may never see your money again
  • 🐛 Lack of non automated assistance, a real person would be nice.
  • 🐛 Terrible when you need it most
  • 🐛 Unnecessarily Complicated
  • 🐛 I don't even know man
  • 🐛 Horrible customer support.
  • 🐛 Only good for investing
  • 🐛 Pathetic Business Practices
  • 🐛 Useless if you don't have a mainstream bank.
  • 🐛 Worst customer experience
  • 🐛 More like a weed then an oak this app is a joke
  • 🐛 Transaction Dispute
  • 🐛 Do not use this Company
  • 🐛 Retrasos intencionados
Upside: Gas & Food Cash Back#3

Upside: Gas & Food Cash Back by Upside Services Inc

Shop & save on grocery & fuel
Worth Considering
✈️ Travel
4.8😐(681K ratings)
Free
#21in Travel
Upside: Gas & Food Cash Back screenshot 1
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Upside: Gas & Food Cash Back screenshot 3
Upside: Gas & Food Cash Back screenshot 4
Upside: Gas & Food Cash Back screenshot 5
Upside: Gas & Food Cash Back screenshot 6

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

What We Love

  • 💰 Saves money on gas
  • 💳 Easy to use
  • 🤑 Earns cash back
  • 🆓 Free app

Room to Improve

  • 🐛 Buggy app with glitches
  • 🕰️ Slow processing of transactions
  • 🤔 Inconsistent cash back amounts
  • 🤷‍♀️ Limited participating gas stations
  • 🤨 Deceptive advertising

More Spare Change apps to explore

FAQ about Spare Change

What are the best spare change apps for iPhone?
Acorns: Save & Invest Money tops our spare change apps ranking as of September 2026, with a 4.7-star average from 958K App Store ratings, and it's free to download.
Yes — 20 of the top spare change apps we rank are free to download, including Acorns: Save & Invest Money and SpareChange: Round Up & Donate.
Acorns: Save & Invest Money has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ spare change apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Acorns helps you save, invest, and grow your money for the future through automated tools. It allows you to invest spare change from purchases, set up recurring investments, and manage your financial wellness.
Key features include automated investing with Round-Ups®, the ability to invest in Bitcoin ETFs, personalized portfolios, retirement accounts (Acorns Later), kids' investment accounts (Acorns Early), and emergency savings with APY.