Best Spare Change Apps

215+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Finding the right spare change apps can be overwhelming with so many options. We've analyzed 215+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Spare Change Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (670K)YesNoJul 2026
2SpareChange: Round Up & DonateSpareChange: Round Up & DonateFree5.0★ (4)NoNoMay 2026
3Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (956K)NoNoJul 2026
4Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)YesNoJul 2026
5Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7★ (2.7K)YesYesJul 2026
6Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoJul 2026
7Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoJul 2026
8Change GivingChange GivingFree5.0★ (7)NoNoMay 2026

Top Picks for Spare Change

Upside: Gas & Food Cash Back#1

Upside: Gas & Food Cash Back by Upside Services Inc.

Shop & earn on grocery & fuel
Editor's Choice
✈️ Travel
4.8😐(670K ratings)
FreeAds
#19in Travel
Upside: Gas & Food Cash Back screenshot 1
Upside: Gas & Food Cash Back screenshot 2
Upside: Gas & Food Cash Back screenshot 3
Upside: Gas & Food Cash Back screenshot 4
Upside: Gas & Food Cash Back screenshot 5
Upside: Gas & Food Cash Back screenshot 6

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

What We Love

  • 💰 Saves money on gas
  • 💳 Easy to use
  • 🤑 Earns cash back
  • 🆓 Free app

Room to Improve

  • 🐛 Buggy app with glitches
  • 🕰️ Slow processing of transactions
  • 🤔 Inconsistent cash back amounts
Acorns: Save & Invest Money#3

Acorns: Save & Invest Money by Acorns Grow Incorporated

ETF, Stock Investing & Savings
Worth Considering
💰 Finance
4.7😊(956K ratings)
Free
#65in Finance
Acorns: Save & Invest Money screenshot 1
Acorns: Save & Invest Money screenshot 2
Acorns: Save & Invest Money screenshot 3
Acorns: Save & Invest Money screenshot 4
Acorns: Save & Invest Money screenshot 5
Acorns: Save & Invest Money screenshot 6

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

What We Love

  • 🚀 Exceptionally remarkable and highly impressive cryptocurrency recovery technology solution!!
  • 🚀 Professional and highly efficient cryptocurrency recovery services!
  • 🚀 Most extremely effective well experienced crypto recovery service expertises!
  • 🚀 Helping people make good decisions about recovering their cryptocurrency lost funds.

Room to Improve

  • 🐛 You may never see your money again
  • 🐛 Lack of non automated assistance, a real person would be nice.
  • 🐛 Terrible when you need it most

More Spare Change apps to explore

4
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
5
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
6
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.2M)
free with in-app purchases
7
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
8
Change Giving
Change Giving
Change Giving
Donate Your Spare Change
Free

This micro-donation platform lets you contribute spare change to charities. You can set a monthly minimum or link your bank account to round up transactions for donations. Follow campaigns, view updates, and track your giving progress.

Micro-donation platformRound up transactionsChoose donation amount
💰 Finance
(7)
free
9
MyChange Counter.
MyChange Counter.
MyChange Counter.
Manage Your Change
Free

Easily track your spare USD coins and bills with this electronic counter. Know your exact change amount without manual counting, perfect for saving or quick purchases like laundry or coffee.

Electronic coin and bill countingTrack spare changeSave for future needs
💰 Finance
(82)
free with in-app purchases
10
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Expert-built portfoliosAutomated investingPersonalized financial guidance
💰 Finance
(311K)
subscription
11
SpareRoom US
SpareRoom US
SpareRoom US
Room & Roommate Finder
Free

Find your ideal room or roommate across the US. Filter by lifestyle preferences like profession, student status, dietary choices, and pet ownership. Connect with thousands of listings nationwide to discover your perfect living situation.

Roommate filtering by profession and student statusFilter by dietary preferences and pet ownershipThousands of room-sharing opportunities nationwide
🌟 Lifestyle
(5.7K)
free with in-app purchases
12
52 Week Money Saving Challenge
52 Week Money Saving Challenge
52 Week Money Saving Challenge
A Fun Way to Save Money
Free

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs
💰 Finance
(2.3K)
free with in-app purchases
13
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
14
SpareRoom — Find Home Together
SpareRoom — Find Home Together
SpareRoom — Find Home Together
Room & Flatmate Finder
Free

Find your ideal room or flatmate with the UK's leading platform. Browse thousands of listings across the UK, connect with potential housemates, and secure your perfect living situation on the go.

Room and roommate searchThousands of UK listingsOn-the-go access
🌟 Lifestyle
(4.1K)
free with in-app purchases
15
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
16
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
17
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
18
Grifin: Stock Where You Shop™
Grifin: Stock Where You Shop™
Grifin: Stock Where You Shop™
Where investing gets fun.
Free

Automatically invest in companies by spending at them. Link your bank account and make purchases, and the app invests $1 in that company for you. Customize your weekly limits and risk tolerance.

Automatic $1 investments per purchaseInvests in over 3,000+ public companiesCustomizable weekly investment limits
💰 Finance
(6.8K)
free with in-app purchases
19
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
20
Finimize: Investing Insights
Finimize: Investing Insights
Finimize: Investing Insights
Daily finance news + research
Free

Get curated, jargon-free financial insights from expert analysts in minutes daily. Understand markets, trends, and strategies to become a smarter investor. Access audio and text content, plus connect with a global investor network.

Jargon-free finance insightsDaily market analysisAudio and text content
💰 Finance
(8K)
free with in-app purchases

FAQ about Spare Change

What are the best spare change apps for iPhone?
Upside: Gas & Food Cash Back tops our spare change apps ranking as of June 2026, with a 4.8-star average from 670K App Store ratings, and it's free to download.
Yes — 20 of the top spare change apps we rank are free to download, including Upside: Gas & Food Cash Back and SpareChange: Round Up & Donate.
Upside: Gas & Food Cash Back shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 215+ spare change apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Upside app allows users to earn cash back on everyday purchases, including gas, groceries, and dining. Users claim offers within the app, pay with their usual credit or debit card, and then receive cash back rewards.
To earn cash back, you first claim an offer in the Upside app. Then, you pay for your purchase as you normally would with any credit or debit card. After completing your purchase, the cash back will be credited to your account.