Best Spare Change Apps

247+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Finding the right spare change apps can be overwhelming with so many options. We've analyzed 247+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Spare Change Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SpareChange: Round Up & DonateSpareChange: Round Up & DonateFree5.0★ (4)NoNoMay 2026
2Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (959K)NoNoSep 2026
3Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (684K)NoNoSep 2026
4Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoSep 2026
5Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoSep 2026
6Spare - سبيرSpare - سبيرFree—NoNoMay 2026
7Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7★ (2.9K)YesYesSep 2026
8Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026

Top Picks for Spare Change

Acorns: Save & Invest Money#2

Acorns: Save & Invest Money by Acorns Grow Incorporated

ETF, Stock Investing & Savings
Strong Contender
💰 Finance
4.7😊(959K ratings)
Free
#82in Finance
Acorns: Save & Invest Money screenshot 1
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Acorns: Save & Invest Money screenshot 4
Acorns: Save & Invest Money screenshot 5
Acorns: Save & Invest Money screenshot 6

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

What We Love

  • 🚀 Exceptionally remarkable and highly impressive cryptocurrency recovery technology solution!!
  • 🚀 Professional and highly efficient cryptocurrency recovery services!
  • 🚀 Most extremely effective well experienced crypto recovery service expertises!
  • 🚀 Helping people make good decisions about recovering their cryptocurrency lost funds.
  • 🚀 Amazing way to recover your stolen funds!
  • 🚀 Full lost coin recovery
  • 👍 A Great Way To Save Spare Change:
  • 👍 Incredible!!!!
  • 👍 Acorns is AWESOME

Room to Improve

  • 🐛 You may never see your money again
  • 🐛 Lack of non automated assistance, a real person would be nice.
  • 🐛 Terrible when you need it most
  • 🐛 Unnecessarily Complicated
  • 🐛 I don't even know man
  • 🐛 Horrible customer support.
  • 🐛 Only good for investing
  • 🐛 Pathetic Business Practices
  • 🐛 Useless if you don't have a mainstream bank.
  • 🐛 Worst customer experience
  • 🐛 More like a weed then an oak this app is a joke
  • 🐛 Transaction Dispute
  • 🐛 Do not use this Company
  • 🐛 Retrasos intencionados
Upside: Gas & Food Cash Back#3

Upside: Gas & Food Cash Back by Upside Services Inc

Shop & save on grocery & fuel
Worth Considering
✈️ Travel
4.8😐(684K ratings)
Free
#13in Travel
Upside: Gas & Food Cash Back screenshot 1
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Upside: Gas & Food Cash Back screenshot 6

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

What We Love

  • 💰 Saves money on gas
  • 💳 Easy to use
  • 🤑 Earns cash back
  • 🆓 Free app

Room to Improve

  • 🐛 Buggy app with glitches
  • 🕰️ Slow processing of transactions
  • 🤔 Inconsistent cash back amounts
  • 🤷‍♀️ Limited participating gas stations
  • 🤨 Deceptive advertising

More Spare Change apps to explore

FAQ about Spare Change

What are the best spare change apps for iPhone?
SpareChange: Round Up & Donate tops our spare change apps ranking as of September 2026, with a 5.0-star average from 4 App Store ratings, and it's free to download.
Yes — 20 of the top spare change apps we rank are free to download, including SpareChange: Round Up & Donate and Acorns: Save & Invest Money.
SpareChange: Round Up & Donate has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ spare change apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
SpareChange rounds up your card transactions to the nearest dollar and sets the difference aside. You can then securely donate this accumulated spare change to vetted non-profits directly through the app.
Yes, SpareChange ensures secure donations. The app personally vets each non-profit on its platform and provides transparency on their selection process. You can also suggest specific charities.