Finding the right spare change apps can be overwhelming with so many options. We've analyzed 247+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.
Effortlessly donate to causes you care about by rounding up your everyday card transactions. Securely send your spare change to vetted non-profits and track the impact of your contributions. Receive insights and updates from charities, and manage your tax documents.
This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.
What We Love
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Room to Improve
🐛 You may never see your money again
🐛 Lack of non automated assistance, a real person would be nice.
Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.
SpareChange: Round Up & Donate tops our spare change apps ranking as of September 2026, with a 5.0-star average from 4 App Store ratings, and it's free to download.
Are there free spare change apps for iPhone?
Yes — 20 of the top spare change apps we rank are free to download, including SpareChange: Round Up & Donate and Acorns: Save & Invest Money.
Does SpareChange: Round Up & Donate have ads or in-app purchases?
SpareChange: Round Up & Donate has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
How many spare change apps are on the App Store?
We track 247+ spare change apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
How does SpareChange work?
SpareChange rounds up your card transactions to the nearest dollar and sets the difference aside. You can then securely donate this accumulated spare change to vetted non-profits directly through the app.
Is SpareChange secure for donations?
Yes, SpareChange ensures secure donations. The app personally vets each non-profit on its platform and provides transparency on their selection process. You can also suggest specific charities.