Best Splits Bills Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Deferit is the household name in splits bills, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Splits Bills Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (36K)YesNoOct 2026
2tricount: Split & Settle Billstricount: Split & Settle BillsFree4.9★ (7.3K)NoNoOct 2026
3Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (20K)NoNoOct 2026
4Flex - Rent On Your ScheduleFlex - Rent On Your ScheduleFree4.8★ (510K)YesNoOct 2026
5Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (85K)NoNoOct 2026
6Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (872K)NoNoOct 2026
7SplitwiseSplitwiseFree4.0★ (29K)NoYesOct 2026
8PaySplit: Split Bills & RentPaySplit: Split Bills & RentFree5.0★ (1)NoYesSep 2026

Top Picks for Splits Bills

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Editor's Choice
💰 Finance
4.8😊(36K ratings)
FreeAds
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Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service
  • 🧭 Convenient all-in-one bill management
  • 🆙 Increasing credit limits over time

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
  • 🚫 Issues with canceling or stopping payments
  • 🤔 Unclear payment methods (online vs. check)
tricount: Split & Settle Bills#2

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Strong Contender
💰 Finance
4.9😊(7.3K ratings)
FreeIn-App Purchases
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Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

What We Love

  • 🚀 Intuitive and easy to use
  • 💰 Free with no ads
  • 🌍 Supports multiple currencies
  • 🤝 Facilitates group expense tracking
  • 🧮 Automatic expense calculations
  • 🌟 Excellent for travel and vacations

Room to Improve

  • 🐛 Occasional calculation errors
  • 🔍 Lack of detailed transaction history
  • 🔒 Limited customization options
  • 🤔 Confusing reimbursement suggestions
  • 🗂️ Difficulty managing large groups
Split Pay: Split Bills in Two#3

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Worth Considering
💰 Finance
4.9😊(20K ratings)
Free
#99in Finance
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This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process
  • 👍 Convenient for budgeting and managing rent payments
  • 🚀 Quick and responsive customer service
  • 👍 Helps build credit history

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
  • 🐛 App crashes and freezes
  • 🐛 Lack of integration with property management portals

More Splits Bills apps to explore

FAQ about Splits Bills

What are the best splits bills apps for iPhone?
Deferit: Pay bills in 4 tops our splits bills apps ranking as of October 2026, with a 4.8-star average from 36K App Store ratings, and it's free to download.
Yes — 20 of the top splits bills apps we rank are free to download, including Deferit: Pay bills in 4 and tricount: Split & Settle Bills.
Deferit: Pay bills in 4 shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ splits bills apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.