Best Splits Bills Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Deferit is the household name in splits bills, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Splits Bills Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (37K)YesNoNov 2026
2tricount: Split & Settle Billstricount: Split & Settle BillsFree4.9★ (7.6K)NoNoNov 2026
3Flex - Split Your Rent in 2Flex - Split Your Rent in 2Free4.8★ (526K)YesNoNov 2026
4iSplit: Split Bills & ExpensesiSplit: Split Bills & ExpensesFree—NoYesOct 2026
5Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (21K)NoNoNov 2026
6Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (86K)NoNoNov 2026
7Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (883K)NoNoNov 2026
8SplitwiseSplitwiseFree4.0★ (29K)NoYesNov 2026

Top Picks for Splits Bills

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Take control of your bills
Editor's Choice
💰 Finance
4.8😊(37K ratings)
FreeAds
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Manage your bills and budget with flexibility. Upload any service bill and pay it in four smaller, manageable installments. The app also helps negotiate your bills and can report eligible on-time payments to credit bureaus to build your credit history.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service
  • 🧭 Convenient all-in-one bill management
  • 🆙 Increasing credit limits over time

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
  • 🚫 Issues with canceling or stopping payments
  • 🤔 Unclear payment methods (online vs. check)
tricount: Split & Settle Bills#2

tricount: Split & Settle Bills by Tricount

Track Group & Shared Expenses
Strong Contender
💰 Finance
4.9😊(7.6K ratings)
Free
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Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Supports multiple currencies and offline tracking.

What We Love

  • 🚀 Intuitive and easy to use
  • 💰 Free with no ads
  • 🌍 Supports multiple currencies
  • 🤝 Facilitates group expense tracking
  • 🧮 Automatic expense calculations
  • 🌟 Excellent for travel and vacations

Room to Improve

  • 🐛 Occasional calculation errors
  • 🔍 Lack of detailed transaction history
  • 🔒 Limited customization options
  • 🤔 Confusing reimbursement suggestions
  • 🗂️ Difficulty managing large groups
Flex - Split Your Rent in 2#3

Flex - Split Your Rent in 2 by Flexible Finance, Inc.

The #1 rent splitting app*
Worth Considering
💰 Finance
4.8😞(524K ratings)
FreeAds
#14in Finance
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This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful for budgeting
  • 👍 Convenient rent payment
  • 🚀 Flexible payment schedule
  • 👍 Good customer service (in some cases)

Room to Improve

  • 🐛 Unreliable payment processing
  • 🔍 Lack of transparency
  • 💬 Poor communication from company
  • 🔍 Difficult to reach customer support
  • 🤯 Causes financial issues/overdrafts
  • 🤬 Unresponsive to user issues

More Splits Bills apps to explore

FAQ about Splits Bills

What are the best splits bills apps for iPhone?
Deferit: Pay bills in 4 tops our splits bills apps ranking as of October 2026, with a 4.8-star average from 37K App Store ratings, and it's free to download.
Yes — 20 of the top splits bills apps we rank are free to download, including Deferit: Pay bills in 4 and tricount: Split & Settle Bills.
Deferit: Pay bills in 4 shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ splits bills apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.