Best T2P Merchant App

215+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 215+ t2p merchant app apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for T2P Merchant App

PhoneSwipe - Merchant Services#2
3.9(16 ratings)
Free
PhoneSwipe - Merchant Services screenshot 1
PhoneSwipe - Merchant Services screenshot 2
PhoneSwipe - Merchant Services screenshot 3
PhoneSwipe - Merchant Services screenshot 4
PhoneSwipe - Merchant Services screenshot 5

The application allows you to transform your iPhone or iPad into a credit card reader, enabling you to accept payments from Visa, Mastercard, American Express, Discover, and PayPal. It offers a free app, a merchant account, and various features to help you manage and grow your business, such as secure transactions, item tracking, discounts, and real-time reporting.

Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Worth Considering
πŸ›οΈ Shopping
3.1😐(384 ratings)
FreeAds
#33in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

What We Love

  • πŸš€ Convenient payment plan
  • πŸ’³ No interest or hidden fees
  • 🀝 Good customer service (initially)
  • πŸ“ˆ Increasing credit limit with usage

Room to Improve

  • πŸ› App/website technical issues
  • πŸ”’ Security and privacy concerns
  • πŸ€– Lack of human customer support

More T2P Merchant App apps to explore

4
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
The app that pays you back!
Free

An innovative app that streamlines mobile shopping by scanning barcodes to earn points and redeem rewards. Start maximizing your shopping experience today!

πŸ›οΈ Shopping
(4.2K)
5
Faire Wholesale
Faire Wholesale
Faire Wholesale
Buy inventory for your store
Free

Discover unique wholesale products and brands for your store with an easy-to-use mobile app. Shop on-the-go, manage orders, and explore new items your customers will love. Retailers, download now for a seamless shopping experience.

πŸ›οΈ Shopping
(61K)
6
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

A mobile wallet application for convenient and secure payments on the go. Simply download the app to manage transactions, pay bills, and make purchases with ease.

πŸ”§ Utilities
(28K)
7
Sparrow Card App
Sparrow Card App
Sparrow Card App
Building Credit Smarter
Free

This application helps individuals build credit smarter by offering a revolutionary credit card with features like virtual access, cashback rewards for on-time payments, real-time notifications, and tools to improve credit scores. It also provides seamless user experience for managing card features and reports account performance to major credit bureaus. Start your journey to financial freedom with this innovative credit card app.

πŸ’° Finance
(3.1K)
8
AppRaven: Apps Gone Free
AppRaven: Apps Gone Free
AppRaven: Apps Gone Free
Best App Deals & Discounts
Free

Discover, track, and get notified of free deals on apps with AppRaven. Create your app wishlist, receive alerts when prices drop, and never miss out on great app discounts again!

πŸ›οΈ Shopping
(4.5K)
9
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Make Money Shopping Every Day
Free

Unlock savings on your everyday shopping with our cashback app! Scan receipts, find deals, and earn money back on groceries, clothing, and more. Start saving today!

πŸ›οΈ Shopping
(1.9M)
10
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Most trusted crypto exchange
Free

A popular application that lets you easily buy and sell Bitcoin, Ethereum, and other cryptocurrencies with a user-friendly interface. Start investing in cryptocurrencies today!

πŸ’° Finance
(1.8M)
11
Coupert: Coupons & Cash Back
Coupert: Coupons & Cash Back
Coupert: Coupons & Cash Back
Shopping Savings in Safari
Free

Discover great deals and discounts when shopping online with our application that automatically applies coupons at checkout. Spend less and save more with just a click of a button!

πŸ›οΈ Shopping
(23K)
12
Make Money - Earn Money App
Make Money - Earn Money App
Make Money - Earn Money App
Cash Out Real Money Rewards!
Free

Earn real money with a popular rewards app that offers cash rewards for completing surveys. Skip the hassle of unwanted gift cards and get paid directly to your PayPal account. Join millions of users and start making money today!

🌟 Lifestyle
(40K)
13
Pawns.app: Money Making App
Pawns.app: Money Making App
Pawns.app: Money Making App
Surveys, Games & Free Cash
Free

Earn real cash with Pawns.app, offering high-paying surveys, peer2profit data selling, quests, and diverse earning options for everyone. Join now to start monetizing your opinions and turning your time into tangible rewards.

🌟 Lifestyle
(2.4K)
14
Carding - Sell Gift Cards
Carding - Sell Gift Cards
Carding - Sell Gift Cards
Sell Fast, Securely,and Easily
Free

Carding is a mobile app that allows users to quickly and securely sell their unused gift cards from various retailers, restaurants, and online platforms. The app offers lightning-fast transactions, top-tier security, and high success rates, making it easy for anyone to turn their unwanted cards into cash. Download Carding now and experience the future of gift card trading.

πŸ”§ Utilities
(26K)
15
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Coupons, Rewards, and Deals
Free

This application offers free automatic coupons and exclusive savings, allows users to earn rewards for shopping, compare prices, get notified of price drops, and save through Safari. Over 10 million users have already saved with this app; join for free today!

πŸ›οΈ Shopping
(1.6M)
16
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

An innovative card organization app designed to help you declutter and digitize your physical card collection easily. Say goodbye to bulky wallets and scattered cards – manage them all with just a few taps on your phone! Download now to simplify your life.

πŸ’° Finance
(24K)
17
AppCard - Buy. Earn. Redeem.
AppCard - Buy. Earn. Redeem.
AppCard - Buy. Earn. Redeem.
by AppCard Inc.
Free

AppCard is a personalized marketing and digital coupons platform that offers personalized offers, digital coupons, discounts, and rewards from your favorite stores. Clip personalized digital coupons, earn rewards with each purchase, and enjoy savings at participating stores. Download the AppCard app to start saving today!

πŸ›οΈ Shopping
(291)
18
IndiaMART B2B Marketplace App
IndiaMART B2B Marketplace App
IndiaMART B2B Marketplace App
Online B2B Marketplace
Free

Discover a comprehensive business-to-business platform connecting buyers and sellers across various industries. Find products, compare quotes, and connect with suppliers effortlessly. Start streamlining your procurement process today!

πŸ’Ό Business
(3.1K)
19
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Earn rewards & find coupons
Free

Get cash back on all your online purchases with this app, which offers a wide range of discounts and deals from various retailers. Shop through the app to earn money back on your purchases – start saving today!

πŸ›οΈ Shopping
(362K)
20
Paystack Merchant
Paystack Merchant
Paystack Merchant
by Paystack Payments Limited
Free

This application enables businesses to receive payments from customers globally through various payment methods, and provides tools for managing transactions and account settings. Download the app to start getting paid internationally and take control of your business finances.

πŸ’Ό Business
(20)