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Best Tourist Payments Apps

22+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated July 2026

Mony is the household name in tourist payments, but it's far from the only option. We track 22+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Tourist Payments Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.6★ (556)NoNoSep 2026
2LOCA: Laos Taxi, QR PaymentLOCA: Laos Taxi, QR PaymentFree4.7★ (1.5K)NoNoSep 2026
3Octopus for TouristsOctopus for TouristsFree2.1★ (223)NoNoSep 2026
4Tourist TapTourist TapFree5.0★ (1)NoNoJul 2026
5Moreta PayMoreta PayFree4.3★ (544)NoNoSep 2026
6Octopus 八達通Octopus 八達通Free4.7★ (2.5K)YesYesSep 2026
7TenPayGoTenPayGoFree3.2★ (44)NoNoSep 2026
8Lokal: PIX for touristsLokal: PIX for touristsFree5.0★ (3)NoNoSep 2026

Top Picks for Tourist Payments

Mony - UPI for Tourists & NRIs#1

Mony - UPI for Tourists & NRIs by SMART PAYMENT SOLUTIONS PRIVATE LIMITED

UPI Wallet for Tourists & NRIs
Editor's Choice
💰 Finance
4.6😐(556 ratings)
Free
Mony - UPI for Tourists & NRIs screenshot 1
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This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

What We Love

  • 🚀 Convenient UPI payments
  • 🔒 Secure transactions
  • 👍 Easy to set up
  • 👍 Helpful customer support
  • 👍 Useful for tourists and NRIs

Room to Improve

  • 🐛 KYC verification delays
  • 🐛 Unreliable transactions
  • 💰 High fees and commissions
  • 🚫 Limited to merchant UPI accounts only
  • 🐢 Slow app performance
LOCA: Laos Taxi, QR Payment#2

LOCA: Laos Taxi, QR Payment by LOCA COMPANY LIMITED

Get EV Taxi & Tourist Payment
Strong Contender
✈️ Travel
4.7😞(1.5K ratings)
Free
LOCA: Laos Taxi, QR Payment screenshot 1
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LOCA: Laos Taxi, QR Payment screenshot 4
LOCA: Laos Taxi, QR Payment screenshot 5
LOCA: Laos Taxi, QR Payment screenshot 6

This app simplifies travel in Laos by offering safe ride-hailing, convenient QR payments with international cards, and instant eSIM activation for seamless connectivity. It's designed for tourists to navigate, pay, and stay connected easily.

What We Love

  • 🚀 Convenient and reliable
  • 👍 Easy to use
  • 🚕 Good drivers and service
  • 💳 Useful for payment

Room to Improve

  • 💰 Expensive fares
  • 🐛 Buggy and unreliable app
  • 🗺️ Inaccurate location tracking
  • 🔒 Security and privacy concerns
  • ⏰ Long wait times for drivers
Octopus for Tourists#3

Octopus for Tourists by Octopus Cards

Worth Considering
💰 Finance
2.1😞(223 ratings)
Free
Octopus for Tourists screenshot 1
Octopus for Tourists screenshot 2
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Octopus for Tourists screenshot 4
Octopus for Tourists screenshot 5
Octopus for Tourists screenshot 6

This app allows tourists to easily add and manage a digital transit and payment card on their iPhone or Apple Watch for use in Hong Kong. It enables seamless travel and shopping by simply tapping your device, with convenient top-up options and balance checking.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient for tourists
  • 🚀 Works seamlessly on Apple devices
  • 👍 Helpful for getting around Hong Kong

Room to Improve

  • 💰 Inflated exchange rates and hidden fees
  • 🐛 Top-up issues and unreliable functionality
  • 🤖 Poor customer support and lack of human assistance
  • 🤷‍♀️ Forced to use non-local currency

More Tourist Payments apps to explore

FAQ about Tourist Payments

What are the best tourist payments apps for iPhone?
Mony - UPI for Tourists & NRIs tops our tourist payments apps ranking as of July 2026, with a 4.6-star average from 556 App Store ratings, and it's free to download.
Yes — 20 of the top tourist payments apps we rank are free to download, including Mony - UPI for Tourists & NRIs and LOCA: Laos Taxi, QR Payment.
Mony - UPI for Tourists & NRIs has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 22+ tourist payments apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Mony is a UPI payment wallet designed specifically for tourists and NRIs in India. It allows users to make seamless, cashless payments at millions of locations across the country, eliminating the need for cash, traditional cards, or currency exchanges.
Key features include the ability to pay any merchant in India using UPI, avoiding cash hassles and ATM queues. It offers a safe and secure payment experience, allows users to shop and eat like locals, track every expense directly in the app, and provides 24/7 support.