Best Upesa Apps

80+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated June 2026

If you already know UPaisa, this is the deeper bench. 80+ upesa apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Upesa

UPaisa#1

UPaisa by Pak Telecom Mobile Limited

Send Money, Load, Pay Bill
Editor's Choice
💰 Finance
2.7(37 ratings)
Free
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Manage your finances on the go with this app. Send and receive money, pay bills, shop using QR codes, and top up mobile credit. It also allows for charitable donations and locating nearby agents or merchants.

Upesa#2

Upesa by Utoken Limited

Beyond financial inclusion
Strong Contender
💰 Finance
4.3(7 ratings)
Free
Upesa screenshot 1
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This digital wallet provides affordable, instant, and borderless payments for individuals and businesses. Easily switch between currencies for seamless cross-border transactions, ideal for digital nomads, freelancers, importers, and merchants. Enjoy extremely cheap payments with an intuitive interface and access to digital dollars for business.

SIMOSA – Jazz World#3

SIMOSA – Jazz World by PAKISTAN MOBILE COMMUNICATIONS LTD

Top-up, Packages and Lifestyle
Worth Considering
🔧 Utilities
3.6(479 ratings)
Free
SIMOSA – Jazz World screenshot 1
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This app offers a comprehensive suite of telecom management tools, allowing users to recharge, pay bills, and subscribe to packages for multiple networks. It also provides access to lifestyle content, market insights, religious features, entertainment, games, and exclusive discounts.

More Upesa apps to explore

4
UPTCL- App Up Your Life!
UPTCL- App Up Your Life!
UPTCL- App Up Your Life!
Call, SMS & Internet Packages
Free

Manage Ufone and PTCL services from a single application. Pay bills, subscribe to packages, track usage, and access exclusive rewards and support. Offers SIM purchases and internet speed boosts.

Dual network management (Ufone & PTCL)Quick payments and rechargesDaily rewards and app-only offers
🔧 Utilities
(2.5K)
free
5
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7K)
free
6
easypaisa – a digital bank
easypaisa – a digital bank
easypaisa – a digital bank
EasyLoad, Send Money, Pay Bill
Free

Manage your finances effortlessly with a digital bank that allows you to send money, pay bills, activate mobile packages, and invest in term deposits. Enjoy rewards, loans, and convenient QR payments all within one app.

Send money to any bank account or mobile walletPay utility bills and mobile packagesInvest in short-term deposits with guaranteed profits
💰 Finance
(7K)
free with in-app purchases
7
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
8
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
💰 Finance
(1.1K)
free with in-app purchases
9
SadaPay: Money made simple
SadaPay: Money made simple
SadaPay: Money made simple
by Sada Tech Corp
Free

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

Digital wallet and virtual MastercardZero-fee money transfersGlobal online and in-person spending
💰 Finance
(1.3K)
free with in-app purchases
10
My CSEA
My CSEA
My CSEA
by THE CIVIL SERVICE EMPLOYEES ASSOCIATION, INC.
Free

Access exclusive member benefits, discounts, news, and event information. This application requires CSEA membership for full access to all features and content.

Exclusive member benefitsAccess discountsView news updates
💼 Business
(68)
free
11
Konnect by HBL
Konnect by HBL
Konnect by HBL
Konnect by HBL
Free

Manage your daily banking and lifestyle needs with this digital wallet. Send money, pay bills, recharge your mobile, and access financial documents. Offers secure transactions and a user-friendly interface for all your financial activities.

Money transfers to any bank accountUtility bill paymentsMobile recharge and postpaid bill payment
💰 Finance
(47)
free
12
JazzCash Business
JazzCash Business
JazzCash Business
Track, Manage & Accept Payment
Free

Manage your business finances on the go. Track performance, accept payments via QR codes or invoices, and make disbursements. Features include instant refunds, debit card management, and earning rewards for referrals.

Track business performanceAccept and manage paymentsGenerate invoices and reminders
💰 Finance
(143)
free
13
Daraz Online Shopping App
Daraz Online Shopping App
Daraz Online Shopping App
Happy Shopping :)
Free

Shop millions of products with free nationwide delivery and exclusive new user discounts. Discover daily deals, earn coins for extra savings, and enjoy interactive livestreams with influencers. Offers secure payments and easy returns for a worry-free shopping experience.

Free nationwide deliveryExclusive new user discountsDaraz Coins for extra savings
🛍️ Shopping
(31K)
free with in-app purchases
14
UPoint
UPoint
UPoint
by United Alliance LLC
Free

This app is a unified loyalty program that rewards loyal customers with points for purchases. Collect points from participating businesses and redeem them for discounts or special offers. Access exclusive deals, coupons, and challenges directly through the application.

Earn points on purchasesRedeem points at partner businessesExclusive discounts and coupons
🌟 Lifestyle
(48)
free
15
ePay Punjab
ePay Punjab
ePay Punjab
by PUNJAB INFORMATION TECHNOLOGY BOARD
Free

This app allows citizens of Punjab to digitally pay various government taxes and fees through internet banking, ATMs, or over-the-counter transactions. Generate a unique payment ID to complete your tax obligations easily and conveniently.

Digital tax paymentsInternet bankingATM payments
💰 Finance
(1.3K)
free
16
My-Zong
My-Zong
My-Zong
by CMPAK LIMITED
Free

Manage your mobile services with ease. Browse and activate call, SMS, and data bundles, recharge your account, and access loans. Track your usage, explore entertainment options, and get customer support.

Profile managementBundle browsing and activationOnline recharge and loans
🔧 Utilities
(1.4K)
free
17
Upanisad Daily
Upanisad Daily
Upanisad Daily
by Chinmaya Mission Houston
Free

Receive daily inspirational messages from ancient Indian philosophical texts. This app delivers short excerpts from the Upanishads, derived from spiritual discourses, to uplift and guide your thoughts throughout the day. Explore the path to realizing Brahman, the Eternal Truth.

Daily Upanishad messagesInspirational quotesSpiritual guidance
📚 Education
(656)
free
18
UPV - miUPV
UPV - miUPV
UPV - miUPV
by Universitat Politecnica de Valencia
Free

Access personalized services from your educational institution. Manage your academic schedule, view grades, check financial aid, and access important campus resources like webmail and intranet.

College ID accessClass calendar and reservationsGrades and scholarship status
📚 Education
(3)
free
19
HBL Microfinance
HBL Microfinance
HBL Microfinance
HBL Microfinance Bank
Free

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

Send and receive money instantlyPay utility bills digitallyRecharge mobile load and bundles
💰 Finance
(19)
free
20
SpringBoard Academy Jaipur
SpringBoard Academy Jaipur
SpringBoard Academy Jaipur
Springboard Academy
Free

This app offers guidance and personality development for students pursuing careers in administrative services. It focuses on civil services exams, providing career advice and preparation strategies for challenging situations. Emphasis is placed on effective time management for exam success.

Civil services exam preparationCareer guidancePersonality development
📚 Education
(8)
free