Best Upesa Apps

80+ iOS apps curated and reviewed

4.1 avg rating

20 free apps

Updated June 2026

If you already know UPaisa, this is the deeper bench. 80+ upesa apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Compare top Upesa Apps (June 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	UPaisa	Free	2.7★ (37)	No	No	Jul 2026
2	Upesa	Free	4.3★ (7)	No	No	Aug 2026
3	SIMOSA – Jazz World	Free	3.6★ (498)	No	No	Sep 2026
4	UPTCL- App Up Your Life!	Free	4.4★ (2.7K)	No	No	Sep 2026
5	JazzCash- Your Mobile Account	Free	4.6★ (7.6K)	No	No	Sep 2026
6	easypaisa – a digital bank	Free	4.6★ (7K)	Yes	No	Sep 2026
7	Paytm: Secure UPI Payments	Free	4.7★ (39K)	Yes	No	Sep 2026
8	NayaPay	Free	4.7★ (1.1K)	No	No	Sep 2026

Top Picks for Upesa

#1

UPaisa by Pak Telecom Mobile Limited

Send Money, Load, Pay Bill

Editor's Choice

💰 Finance

2.7(37 ratings)

Free

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Manage your finances on the go with this app. Send and receive money, pay bills, shop using QR codes, and top up mobile credit. It also allows for charitable donations and locating nearby agents or merchants.

#2

Upesa by Utoken Limited

Beyond financial inclusion

Strong Contender

💰 Finance

4.3(7 ratings)

Free

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This digital wallet provides affordable, instant, and borderless payments for individuals and businesses. Easily switch between currencies for seamless cross-border transactions, ideal for digital nomads, freelancers, importers, and merchants. Enjoy extremely cheap payments with an intuitive interface and access to digital dollars for business.

#3

SIMOSA – Jazz World by PAKISTAN MOBILE COMMUNICATIONS LTD

Top-up, Packages and Lifestyle

Worth Considering

🔧 Utilities

3.6(498 ratings)

Free

SIMOSA – Jazz World screenshot 1

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This app offers a comprehensive suite of telecom management tools, allowing users to recharge, pay bills, and subscribe to packages for multiple networks. It also provides access to lifestyle content, market insights, religious features, entertainment, games, and exclusive discounts.

More Upesa apps to explore

UPTCL- App Up Your Life!

UPTCL- App Up Your Life!

UPTCL- App Up Your Life!

Call, SMS & Internet Packages

Manage Ufone and PTCL services from a single application. Pay bills, subscribe to packages, track usage, and access exclusive rewards and support. Offers SIM purchases and internet speed boosts.

Dual network management (Ufone & PTCL)Quick payments and rechargesDaily rewards and app-only offers

JazzCash- Your Mobile Account

JazzCash- Your Mobile Account

JazzCash- Your Mobile Account

Instant Transfers & Payments

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge

easypaisa – a digital bank

easypaisa – a digital bank

easypaisa – a digital bank

EasyLoad, Send Money, Pay Bill

Manage your finances effortlessly with a digital bank that allows you to send money, pay bills, activate mobile packages, and invest in term deposits. Enjoy rewards, loans, and convenient QR payments all within one app.

Send money to any bank account or mobile walletPay utility bills and mobile packagesInvest in short-term deposits with guaranteed profits

free with in-app purchases

Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

UPI, Recharge & Pay Bills

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges

free with in-app purchases

For all your everyday payments

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances

free with in-app purchases

SadaPay: Money made simple

SadaPay: Money made simple

SadaPay: Money made simple

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

Digital wallet and virtual MastercardZero-fee money transfersGlobal online and in-person spending

free with in-app purchases

by THE CIVIL SERVICE EMPLOYEES ASSOCIATION, INC.

Access exclusive member benefits, discounts, news, and event information. This application requires CSEA membership for full access to all features and content.

Exclusive member benefitsAccess discountsView news updates

Manage your daily banking and lifestyle needs with this digital wallet. Send money, pay bills, recharge your mobile, and access financial documents. Offers secure transactions and a user-friendly interface for all your financial activities.

Money transfers to any bank accountUtility bill paymentsMobile recharge and postpaid bill payment

JazzCash Business

JazzCash Business

JazzCash Business

Track, Manage & Accept Payment

Manage your business finances on the go. Track performance, accept payments via QR codes or invoices, and make disbursements. Features include instant refunds, debit card management, and earning rewards for referrals.

Track business performanceAccept and manage paymentsGenerate invoices and reminders

Daraz Online Shopping App

Daraz Online Shopping App

Daraz Online Shopping App

Happy Shopping :)

Shop millions of products with free nationwide delivery and exclusive new user discounts. Discover daily deals, earn coins for extra savings, and enjoy interactive livestreams with influencers. Offers secure payments and easy returns for a worry-free shopping experience.

Free nationwide deliveryExclusive new user discountsDaraz Coins for extra savings

🛍️ Shopping

free with in-app purchases

by United Alliance LLC

This app is a unified loyalty program that rewards loyal customers with points for purchases. Collect points from participating businesses and redeem them for discounts or special offers. Access exclusive deals, coupons, and challenges directly through the application.

Earn points on purchasesRedeem points at partner businessesExclusive discounts and coupons

This app allows citizens of Punjab to digitally pay various government taxes and fees through internet banking, ATMs, or over-the-counter transactions. Generate a unique payment ID to complete your tax obligations easily and conveniently.

Digital tax paymentsInternet bankingATM payments

by Zong China Mobile Company Pakistan

Manage your mobile services with ease. Browse and activate call, SMS, and data bundles, recharge your account, and access loans. Track your usage, explore entertainment options, and get customer support.

Profile managementBundle browsing and activationOnline recharge and loans

by Chinmaya Mission Houston

Receive daily inspirational messages from ancient Indian philosophical texts. This app delivers short excerpts from the Upanishads, derived from spiritual discourses, to uplift and guide your thoughts throughout the day. Explore the path to realizing Brahman, the Eternal Truth.

Daily Upanishad messagesInspirational quotesSpiritual guidance

by Universitat Politecnica de Valencia

Access personalized services from your educational institution. Manage your academic schedule, view grades, check financial aid, and access important campus resources like webmail and intranet.

College ID accessClass calendar and reservationsGrades and scholarship status

HBL Microfinance

HBL Microfinance

HBL Microfinance

HBL Microfinance Bank

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

Send and receive money instantlyPay utility bills digitallyRecharge mobile load and bundles

SpringBoard Academy Jaipur

SpringBoard Academy Jaipur

SpringBoard Academy Jaipur

Springboard Academy

This app offers guidance and personality development for students pursuing careers in administrative services. It focuses on civil services exams, providing career advice and preparation strategies for challenging situations. Emphasis is placed on effective time management for exam success.

Civil services exam preparationCareer guidancePersonality development

FAQ about Upesa

What are the best upesa apps for iPhone?

UPaisa tops our upesa apps ranking as of June 2026, with a 2.7-star average from 37 App Store ratings, and it's free to download.

Are there free upesa apps for iPhone?

Yes — 20 of the top upesa apps we rank are free to download, including UPaisa and Upesa.

Does UPaisa have ads or in-app purchases?

UPaisa has no ads and has no in-app purchases, according to its App Store listing as of June 2026.

How many upesa apps are on the App Store?

We track 80+ upesa apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.

What can I do with the UPaisa app?

The UPaisa app allows you to send and receive money to various wallets and bank accounts, pay utility bills, buy mobile credit, shop using QR codes, subscribe to Super Cards, and donate to charities. You can also locate UPaisa agents and Mastercard enabled merchants nearby.

How do I send money with UPaisa?

You can send money to any UPaisa wallet, a bank account, a CNIC, or any other mobile wallet in the industry directly through the app. The process is designed to be convenient and accessible from anywhere.