Thank You for Helping Me Rebuild My Credit Score!
I want to express my sincere gratitude towards the Kikoff team for helping me rebuild my credit score in such a short period. I cannot express enough how much the Kikoff program has impacted my financial life positively.
I had hit the worst period of my financial life four months ago when I came out of a bankruptcy, and my credit score had plummeted drastically. I was feeling helpless and didn't know how to rebuild my credit score. That was until I stumbled upon the Kikoff program.
I have looked at several programs that help individuals rebuild their credit score, but Kikoff's program stood out from the crowd. It is, by far, the best program out there, and the only one worth starting. I appreciate that Kikoff values its customers' financial success and aims to help its customers without taking advantage of them.
I am amazed at how effective and efficient the Kikoff program is, and I am thrilled to say that my credit score has improved significantly over the past four months. My credit score is now 675 on Equifax, 651 on TransUnion, and 642 on Experian. I could not have achieved this without the help of Kikoff.
Once again, I want to thank you for all your help and support. Kikoff is the only credit builder program that I would recommend to anyone who needs to rebuild their credit score. You guys are doing a fantastic job, and I wish you all the best in all your future endeavors.
Best regards,
Bill Hammond
Las Vegas Nevada
I had hit the worst period of my financial life four months ago when I came out of a bankruptcy, and my credit score had plummeted drastically. I was feeling helpless and didn't know how to rebuild my credit score. That was until I stumbled upon the Kikoff program.
I have looked at several programs that help individuals rebuild their credit score, but Kikoff's program stood out from the crowd. It is, by far, the best program out there, and the only one worth starting. I appreciate that Kikoff values its customers' financial success and aims to help its customers without taking advantage of them.
I am amazed at how effective and efficient the Kikoff program is, and I am thrilled to say that my credit score has improved significantly over the past four months. My credit score is now 675 on Equifax, 651 on TransUnion, and 642 on Experian. I could not have achieved this without the help of Kikoff.
Once again, I want to thank you for all your help and support. Kikoff is the only credit builder program that I would recommend to anyone who needs to rebuild their credit score. You guys are doing a fantastic job, and I wish you all the best in all your future endeavors.
Best regards,
Bill Hammond
Las Vegas Nevada
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Customer service
I’ve been using the app for a year now, no issues, Credit has some movement. But my issue now is, I can not get in contact with someone in customer service. There’s no number, the chat does not work.. I am being double charged each month and it always come out early. If Aprils payment was paid early in march (twice I might add) then charged me 4/13 and 4/14 telling me my payment was paid early but it’s not due until may 5? I never approved early payments and why am I being charged double? I got the debit card can’t even add money because I won’t accept my bank info, I’ve been trying for weeks. And there is no one to contact in customer service. I would hate to close my account because I do enjoy the few point I receive so I would really like to get this straight. Thank you.
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Excited!!!
So I’ve had kikoff for about 5 months now with the basic $5 plan. One of my credit scores was only 5 points before I joined and it jumped up to 635 only after about a month of joining. My Trans Union score just went up 69 points today because 3 weeks ago I opened the $10 a month loan and I also applied for and got my credit builder card after depositing 50 dollars which is the mandatory minimum if you want kikoff to report your spending to the credit companies but money is yours to spend. I’m extremely excited to see how much higher my score goes and plan to rent a house and apply for a unsecured credit card once it gets high enough to do so.
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Foney Credit Building
This app makes little to no changes to your credit score by using it. I made a $24 purchase with the line of credit they provided at time of sign up (October 2021). It took out $2 each month (12 month payment agreement). After the original purchase I probably on logged in a handful of time after. I just notice this month (February 2023) that it was taking out $5 so I redownloaded the app it auto renewed to another 12+ month term agreement of $60 and is now taking out $5 a month. I have emailed but not yet received a response. But it’s very fraudulent of the company, disgusting that they do the “auto” renews so sneaky like, and they do it to where you really don’t notice $5 being taking out of your account each month because it’s so little of an amount. NOT WORTH IT!
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True credit changer
I was struggling on getting my credit back in good shape, after some stupid decisions I made. I stumbled on to Kikoff and thought why not it can’t get any worse, and I’m so glad I did my credit score went from poor to good not great yet but working on it. I’m getting offers left and right on credit cards, was able to get into my own place and now I’m looking at financing a vehicle. Try Kikoff you won’t regret it.
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Skeptical at first but it works
I was slightly skeptical when I initially started it but at the time my credit was so low I figured it couldn’t hurt anything. 8 months later and my credit has improved a lot. My score has gone up 168 points since starting it did take a little time to see improvement but eventually I did and I had AWFUL credit, now I don’t! It’s such a great feeling and I’d encourage anyone to try this app.
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Overall a great program
My experience with Kikoff was pretty great!
My credit score went up 89 points in the year I had it. I only just closed out the end of January and there’s where my only problem came into play! So while making payments monthly in the app, you have to link a banking account and/or card for paying it. But in the end it won’t let you get your savings voucher sent to the card you have on file it has to be a card with an active checking and savings account, and so that is the reason for my 4 stars. They don’t mind taking money off your card for payment but won’t issue it back to you the same way.
My credit score went up 89 points in the year I had it. I only just closed out the end of January and there’s where my only problem came into play! So while making payments monthly in the app, you have to link a banking account and/or card for paying it. But in the end it won’t let you get your savings voucher sent to the card you have on file it has to be a card with an active checking and savings account, and so that is the reason for my 4 stars. They don’t mind taking money off your card for payment but won’t issue it back to you the same way.
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It works!
It’s been two months, & I’ve gone up 41 points ☺️I started with 525, one month later I’m at 540 & now I’m at 565. Understand this is not some kind of unsecured credit or loan, so you’re not really getting a $55 credit. You’re basically paying for a credit reporting service that will cost you $5 a month for 11 months. You’ll also have an option to use their secured credit card to build your credit faster, & a monthly “loan builder” where they report it as a loan you’re paying back at $10 a month for 12 months, after that you can cash out your $120. I’m pretty sure the company gets a good amount in interest by investing our “self paid loans” & we get to build our credit for free, so it’s a win/win 🙌 try this it works! Just make sure you don’t miss any payments, because that obviously affects your score negatively. Good luck !
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Response from developer
Hi Jessica! Thank you for taking time out of your day to leave us a review. Have a great weekend! :)
Thank you for making a way!!!!!!
Since the pandemic began our credit went upside down when my husband and I both lost work due to C-19. We relied on credit cards to support our family to survive. And despite our best efforts since then we couldn’t find a way to repair our credit back to what it was. It was only moving 1 point a month for each of us, not nearly fast enough to get approved for home loans, renting, auto loans, emergencies, all the important stuff. We’ve both been using KickOff for a few months and our credit has significantly improved since joining. We are even considering doubling up soon on their second credit builder they offer. We just found out we can get a car loan for the first time! So we are so excited to finally be getting a vehicle!!! This will actually change our life. Cannot thank KickOff enough and will continue to use it, I would recommend to anyone who needs to build new credit or build back bad credit! This is a life saver!! 10/10
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Response from developer
Hello! Thanks for sharing your story with us. Keep up the amazing work! :)
Cool idea
I just started with this app and got my direct deposit on it. I needed to transfer money to my cashapp (which you can’t) so I downloaded chime. When I tried to transfer a majority of my check to chime, it took the money off my Kikoff balance and THEN notified me it would be 6 days until it hits my chime account. Then of course no customer service. So just a bunch of hoops to jump through. I see they respond to these so please respond and tell me if it really has to be 6 days to get MY money into my chime account from kikoff
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