Afterpay: Pay over time

Afterpay: Pay over time

Shop Now. Split your payments.

752K ratings
975 reviews
#33 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • August 7, 2018
  • August 5, 2026

Features

Afterpay: Pay over time screenshot #1 for iPhone
Afterpay: Pay over time screenshot #2 for iPhone
Afterpay: Pay over time screenshot #3 for iPhone
Afterpay: Pay over time screenshot #4 for iPhone
Afterpay: Pay over time screenshot #5 for iPhone
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Afterpay: Pay over time screenshot #7 for iPhone
Afterpay: Pay over time screenshot #8 for iPhone
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About

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 payments
Monthly payment options available
Discover exclusive deals and brands
Shop in-store with tap-to-pay
Manage payments and orders
Unlock spending power
Gift card purchases
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What users say

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What's New in Afterpay

1.142.0

August 5, 2026

Improved experience with bug fixes and updates.

Charts

Top Free

📈 33+1

Shopping

This app rose +1 position in Shopping chart.

Last updated on August 18, 2026.

User reviews

horrible customer service

So I’ve been using Afterpay for like 4 years now, but one day it asked to verify my info. I put everything correct, but it didn’t work. Now I can’t shop at any store, and their customer service people’s only response is that they don’t know when I can try again and to keep checking. Mind you, it’s been 2 weeks!! I offered to show my ID as proof, but they just ignored that. I haven’t had any missed payments and have been using Afterpay for years. Crazy how bad their customer service is!!
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Worst

I been a Afterpay user for 2 and sum years never been late to pay,I can’t buy nothing it requieres me to put ssn in a pay by four installments u guys ruined.

Disappointing App

I’ve been using this app for some small purchases until they started charging finance fees plus you can’t use a credit card anymore plus they have awful customer service—don’t waste your time or money with this app—use Affirm with no fees or Klarna (sometimes there’s fees depending on the situation) which are better! Thumbs down for Afterpay!
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Change your name to Afterpay: Pay your finance fee over time

They changed. Now they charge finance fees. It’s not worth using if you have to pay more in the long run.

This app is ok could be better

I haven’t used this app an year and the last time I used it I went through some stuff like all people missed one payment of $13.45 watch I’ve been paid back and I still can’t use the app it’s ridiculous and very unfair when now that I’m stable enough to make all my payments I can’t use the app 😐 and other people that i know who used said the same thing I haven’t used this app since I was about 18-17 years old I’m now 25 🫤 like be for real let me use the damn app I have the money lol and why is it connected to cash apppppp
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Developer apps

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Nov 20, 2024

User experience

🐞

Reported Bugs

4 issues

Orders not processing properly

Bug

Payment issues and declined transactions

Bug

Inability to update payment information

Bug

App crashes and login problems

Bug

Requested Features

4 requests

Report payments to credit bureaus

Feature

More flexible payment scheduling options

Feature

In-app customer service chat/phone support

Feature

Ability to use Afterpay for recurring bills/expenses

Feature

FAQ

What is Afterpay?

Afterpay is a service that allows you to shop now and pay for your purchases over time. You can split your payments into manageable installments, typically paying in 4 over six weeks or opting for monthly payments on eligible orders.

How does the 'Pay in 4' feature work?

With the 'Pay in 4' feature, you can split your purchase into four equal installments. The first payment is due at the time of purchase, and the remaining three are generally paid every two weeks over the course of six weeks.

Can I shop in physical stores with Afterpay?

Yes, you can shop in-store with Afterpay. You can use the app to get a pre-approved spending limit and then tap to pay at participating retailers, taking your items home today and paying over time.

What are the eligibility requirements for Afterpay?

To use Afterpay, you must be 18 or older, a resident of the U.S., and meet additional eligibility criteria. For in-store purchases, further verification may be required. Late fees may apply if payments are missed.

How can I manage my payments and orders?

The Afterpay app allows you to easily review your orders and manage your payments. You can also select your preferred payment day to align with your schedule and stay informed with notifications about your account activity and payment schedules.