Afterpay: Pay over time

Afterpay: Pay over time

Shop Now. Split your payments.

753K ratings
1055 reviews
#34 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • August 7, 2018
  • September 17, 2026

Features

Afterpay: Pay over time screenshot #1 for iPhone
Afterpay: Pay over time screenshot #2 for iPhone
Afterpay: Pay over time screenshot #3 for iPhone
Afterpay: Pay over time screenshot #4 for iPhone
Afterpay: Pay over time screenshot #5 for iPhone
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Afterpay: Pay over time screenshot #7 for iPhone
Afterpay: Pay over time screenshot #8 for iPhone
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About

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

✓Split purchases into 4 payments
✓Monthly payment options available
✓Discover exclusive deals and brands
✓Shop in-store with tap-to-pay
✓Manage payments and orders
✓Unlock spending power
✓Gift card purchases
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What users say

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What's New in Afterpay

1.145.0

September 17, 2026

Improved experience with bug fixes and updates.

Charts

Top Free

📈 34+1

Shopping

This app rose +1 position in Shopping chart.

Last updated on September 30, 2026.

User reviews

Súper buena

@betty

Don’t be a day Late

It’s a great app to have but if you get sick are you’re wife finds out she has cancer and miss a payment which I paid before the next two week payment they will take you from $700 to $73.91 cents I wonder who handling the lending I only have used it three times and it’s for my dogs pads from PetSmart I know to some people why not buy the whole box at one time I live check by check and I have to buy two packs that cost $60 dollars a pack so I put one on Afterpay it might be petty to a lot of people but I think it’s not fair I’ve never even used over a hundred dollars. But that’s my view thanks for your what you do for me Afterpay that’s the only flaw I will still recommend Afterpay to everyone they are there when I needed them thank you.
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Waste of money

I useto really love the app but I don’t like how the vendors who use it don’t care . I’m paying for a stolen package and after pay closed my claim before I could get an email back from whatever janky shipping company used I don’t have money to waste and it was wasted then took my limit down because I wanted to dispute the charges
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It’s okay but definitely not a cc

I used to use Afterpay frequently before they reported to the credit bureaus. I was given a high spending limit which is great. My debit card was stolen and I had to wait for a new one, they attempted to remove the money from my account but couldn’t because the card was off. They immediately sent me a notification saying my payment didn’t go through. So, I used another card to pay for the transaction IMMEDIATELY AFTER the notification was sent. Why did my spending limit drop after that to $100?? That’s a joke and didn’t even provide me time to pay the transaction before that. Genuinely reconsidering the use of the app
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I was mad

The reason I was mad was because they start asking for social on 4 payment installments which for me I was just dumb,I built almost 2k Afterpay credit it has helped me a lot.

now they put everything back which I really appreciate because that give me the opportunity to give stuff to my mom and sisters and of course me.

Thanks a lot Afterpay for all the smiles and thanks I have received because if it wasn’t because of u guys o couldn’t make a lot thing for my mom and sisters,I always on time with payments thanks A LOT!!.
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Developer apps

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User experience

🐞

Reported Bugs

4 issues

Orders not processing properly

Bug

Payment issues and declined transactions

Bug

Inability to update payment information

Bug

App crashes and login problems

Bug
✨

Requested Features

4 requests

Report payments to credit bureaus

Feature

More flexible payment scheduling options

Feature

In-app customer service chat/phone support

Feature

Ability to use Afterpay for recurring bills/expenses

Feature

FAQ

What is Afterpay?

Afterpay is a service that allows you to shop now and pay for your purchases over time. You can split your payments into manageable installments, typically paying in 4 over six weeks or opting for monthly payments on eligible orders.

How does the 'Pay in 4' feature work?

With the 'Pay in 4' feature, you can split your purchase into four equal installments. The first payment is due at the time of purchase, and the remaining three are generally paid every two weeks over the course of six weeks.

Can I shop in physical stores with Afterpay?

Yes, you can shop in-store with Afterpay. You can use the app to get a pre-approved spending limit and then tap to pay at participating retailers, taking your items home today and paying over time.

What are the eligibility requirements for Afterpay?

To use Afterpay, you must be 18 or older, a resident of the U.S., and meet additional eligibility criteria. For in-store purchases, further verification may be required. Late fees may apply if payments are missed.

How can I manage my payments and orders?

The Afterpay app allows you to easily review your orders and manage your payments. You can also select your preferred payment day to align with your schedule and stay informed with notifications about your account activity and payment schedules.