Best BILL Spend & Expense (Divvy) alternatives: apps like BILL Spend & Expense (Divvy)

9+ similar apps compared and reviewed

4.8 avg rating
9 free apps
Updated November 2026

Whether you want more options like BILL Spend & Expense (Divvy) or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to BILL Spend & Expense (Divvy)

Ramp#1

Ramp by Ramp Business Corporation

Time is money. Save both
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(48K ratings)
FreeAds
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This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

What We Love

  • ๐Ÿš€ Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
  • ๐Ÿ‘ Easy to use, simple, clean, and well-designed interface
  • ๐Ÿ”’ Reliable, secure, and trustworthy
  • ๐Ÿ’ก Innovative features like virtual cards and receipt matching

Room to Improve

  • ๐Ÿ› Bugs, crashes, and compatibility issues with some devices
  • ๐Ÿ” Limited functionality compared to other expense management tools
  • ๐Ÿ’ฐ Forces use of Ramp credit card, which may not be suitable for all businesses
  • ๐Ÿ“ Redundant and intrusive feedback requests
Gusto Mobile#2

Gusto Mobile by Gusto, inc.

Small business payroll & HR
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(53K ratings)
Free
#73in Finance
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This app streamlines payroll, time tracking, and expense management for small businesses. Employers can manage team onboarding and approvals, while employees and contractors can track hours, access paychecks, and manage benefits on the go.

What We Love

  • ๐Ÿ’ฐ Wage advances and budgeting tools
  • ๐Ÿ•ฐ๏ธ Early pay feature
  • ๐Ÿ“Š Helpful tracking and statistics
  • ๐Ÿ‘ User-friendly and efficient
  • ๐Ÿ”’ Secure and trustworthy

Room to Improve

  • ๐Ÿ› Frequent app crashes and glitches
  • โฑ๏ธ Slow load times and app performance issues
  • ๐Ÿ”’ Difficulty accessing and managing accounts
  • ๐Ÿ” Unclear policies and lack of transparency
  • โŒ Poor customer service and unresponsive support
Carta - Manage Your Equity#3

Carta - Manage Your Equity by eShares

All things equity in one place
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(9.5K ratings)
Free
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This platform helps individuals manage their equity, build businesses, and invest in emerging companies. The app allows users to handle all equity-related tasks, including accepting grants and exercising options.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Intuitive interface
  • ๐Ÿ’ก Useful simulation feature
  • ๐Ÿ”’ Secure login with Face ID

Room to Improve

  • ๐Ÿ› Login issues and app crashes
  • โš ๏ธ Limited functionality compared to website
  • ๐Ÿ” Lack of detailed information and visibility
  • ๐Ÿ”’ Poor security and privacy practices

More apps like BILL Spend & Expense (Divvy)

4
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app offers business and personal banking solutions designed for entrepreneurs and ambitious individuals. It provides features like payment options, credit cards, expense management, invoicing, and AI-powered financial assistance. Access high-yield savings and unlimited USD wires with an annual subscription.

Business and personal accountsFree payment optionsCredit cards
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5
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
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This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
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6
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
๐Ÿ’ฐ Finance
(39K)
free
7
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
๐Ÿ’ฐ Finance
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8
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
๐Ÿ’ฐ Finance
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9
MileIQ: Mileage Tracker & Log
MileIQ: Mileage Tracker & Log
MileIQ: Mileage Tracker & Log
Track Driving Miles & Expenses
Free

This app automatically tracks your driving miles using GPS to simplify tax preparation and expense reporting. It helps you categorize drives as business or personal, generate IRS-compliant reports, and maximize your tax deductions and reimbursements.

Automatic GPS mileage trackingSmart drive classification (business/personal)IRS-compliant mileage reports
๐Ÿ’ฐ Finance
(116K)
free with in-app purchases