Best Coles Credit Cards alternatives: apps like Coles Credit Cards

9+ similar apps compared and reviewed

3.7 avg rating
9 free apps
Updated November 2026

Whether you want more options like Coles Credit Cards or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Coles Credit Cards

4.6😐(21 ratings)
Free
Qantas Pay screenshot 1
Qantas Pay screenshot 2
Qantas Pay screenshot 3
Qantas Pay screenshot 4
Qantas Pay screenshot 5
Qantas Pay screenshot 6

Manage your money and earn Qantas Points on everyday spending, both at home and abroad. Load funds in multiple currencies, lock in exchange rates, and enjoy no foreign transaction fees. Securely access your accounts and track your transactions with ease.

What We Love

  • πŸ‘ Easy to use and navigate
  • πŸ’³ Convenient for travel
  • 🌟 Earns Qantas Points
  • πŸ’Έ Instant top-ups via Apple Pay
  • πŸ“ž Good customer support
  • πŸš€ Fast reload times
  • 🌍 Seamless global payments
  • ✨ Sleek interface and smooth experience
  • βœ… Reliable in Japan
  • πŸ’‘ Good concept with potential
  • πŸ’― Amazing experience
  • πŸ‘ Easy to load money
  • βœ… Works well overseas
  • πŸ‘ Great for iPad use
  • πŸ‘ Easy banking globally
  • πŸ‘ Fantastic for different currencies
  • πŸ‘ Great new app
  • πŸ‘ Game changer new app
  • πŸ‘ Smooth onboarding
  • πŸ‘ Good update, cleaner and faster
  • πŸ‘ Easy to add FX and Apple Pay
  • πŸ‘ Great first impression
  • πŸ‘ Easy to use everywhere
  • πŸ‘ Simple and easy to use
  • πŸ‘ Great app
  • πŸ‘ Reliable
  • πŸ‘ Easy to use
  • πŸ‘ So easy to use
  • πŸ‘ Convenient
  • πŸ‘ Great travel card
  • πŸ‘ So easy to use
  • πŸ‘ Awesome, easy, seamless
  • πŸ‘ Great way to earn points
  • πŸ‘ Exchange made easy
  • πŸ‘ Easy to navigate
  • πŸ‘ Great app
  • πŸ‘ Fast to reload
  • πŸ‘ Very good
  • πŸ‘ Sensational product
  • πŸ‘ Easy transaction
  • πŸ‘ Using Apple Pay made simple
  • πŸ‘ Very smooth
  • πŸ‘ Improving over time
  • πŸ‘ Easy for iPad use
  • πŸ‘ Seamless way to pay
  • πŸ‘ Easier to load money
  • πŸ‘ Amazing
  • πŸ‘ Easy to use
  • πŸ‘ Marie Joyce Vergara
  • πŸ‘ Tap and Go
  • πŸ‘ Easy to use everywhere
  • πŸ‘ Fantastic
  • πŸ‘ New Qantas Pay app
  • πŸ‘ Reliable
  • πŸ‘ Gd
  • πŸ‘ Great App
  • πŸ‘ Great App
  • πŸ‘ Didn't get points
  • πŸ‘ Good app
  • πŸ‘ Amazing experience
  • πŸ‘ Average
  • πŸ‘ Smooth onboarding experience
  • πŸ‘ Good update!
  • πŸ‘ New app is a game changer

Room to Improve

  • πŸ› App buggy
  • ❌ Loading foreign currency impossible
  • ❌ Online card acceptance unreliable
  • ❌ Funds withdrawal not instant
  • ❌ Difficult to input codes
  • ❌ Account name mismatch issue
  • ❌ Minimum deposit of $50
  • ❌ Poor exchange rates
  • ❌ System not allowing preferred rate input
  • πŸ› App crashing/unusable
  • ❌ Expensive exchange rates
  • ❌ Slow reload/transaction updates
  • ❌ Expensive fees
  • ❌ Card not accepted by some merchants
  • ❌ Frustrating activation process
  • ❌ Face ID login not working
  • πŸ› App currently can't log in
  • ❌ Poor sign up experience
  • ❌ Disappointing points earn rate
  • ❌ Can't change personal details online
  • ❌ Card not added to Apple Pay
  • ❌ New card won't arrive in time
  • ❌ Nightmare customer service experience
  • ❌ Slow credit updates (up to 72hrs)
  • πŸ› Can't log in
  • ❌ Poor exchange rates
  • πŸ› App intermittently not available
  • πŸ› Access issues
  • ❌ Physical card not received
  • ❌ Hard to navigate
  • πŸ› App not good enough
  • πŸ› Exchanging between currencies throws errors
  • ❌ Poor exchange rate
  • πŸ› Can't load money
  • ❌ Shop around for better rates
  • πŸ› Shocking app
  • πŸ› Worst App and Company… EVER!
  • πŸ› Clunky on iPad
  • πŸ› Oh dear, not user friendly
  • πŸ› Horrible exchange rate
  • πŸ› Continues to reload, unable to login
  • πŸ› Useless app, no QFF digital facility
  • πŸ› No way to log in
  • πŸ› Login each time
  • πŸ› Continues to reload, unable to login
  • πŸ› Keeps asking for manual log in
  • πŸ› Stupid upgrade, ridiculous login
  • πŸ› Cannot log in
  • πŸ› Previous App was miles better
  • πŸ› Serious Update Required
  • πŸ› Frustrating top-up process
  • πŸ› Annoying login process
  • πŸ› Have to fully re-Auth each time
  • πŸ› Only if you need a point on cash
  • πŸ› Great Concept, Poor Execution
  • πŸ› Prefer old Qantas Money App
  • πŸ› Rubbish App
  • πŸ› Apple Pay and Debit Card loading broken
  • πŸ› Where the passcode?
  • πŸ› Good app just missing passcode
  • πŸ› Worst experience, going down the drain
  • πŸ› It was good, not anymore
  • πŸ› Takes too long to add credit
  • πŸ› What happened to loading via Apple Pay or Debit Card?
  • πŸ› When it’s not working
  • πŸ› Good app but…
  • πŸ› Average
4.6😐(162 ratings)
Free
Latitude App screenshot 1
Latitude App screenshot 2
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Latitude App screenshot 5
Latitude App screenshot 6

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

What We Love

  • πŸš€ Easy to use
  • πŸ‘ User-friendly app
  • πŸš€ Convenient for payments
  • πŸ‘ Great customer service
  • πŸš€ Efficient and straightforward
  • πŸ‘ Helpful app
  • πŸš€ Quick and easy to navigate

Room to Improve

  • πŸ› App crashes or doesn't work
  • πŸ› Login issues
  • πŸ› Unreliable app
  • πŸ’° Excessive fees and charges
  • πŸ› Delayed transaction updates
  • πŸ› Unable to make payments or access account
  • πŸ› Constant need to update app

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Manage your super on the go.
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Bendigo Bank
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The better big bank
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Manage your finances with ease and security. This banking app allows you to check balances, view transactions, make payments, and control your cards. It offers instant transfers, bill payments, and secure login options.

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AAMI App
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Macquarie Authenticator
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Security that moves with you
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Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

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