iMobile: Loan, Cards & Banking

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

66K ratings
1180 reviews
Free

Details

  • Released
  • Updated
  • May 24, 2012
  • August 7, 2026

Features

iMobile: Loan, Cards & Banking screenshot #1 for iPhone
iMobile: Loan, Cards & Banking screenshot #2 for iPhone
iMobile: Loan, Cards & Banking screenshot #3 for iPhone
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iMobile: Loan, Cards & Banking screenshot #5 for iPhone
iMobile: Loan, Cards & Banking screenshot #6 for iPhone
iMobile: Loan, Cards & Banking screenshot #7 for iPhone
iMobile: Loan, Cards & Banking screenshot #8 for iPhone
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About

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)
Open digital savings accounts and fixed deposits
Manage debit, credit, and forex cards
Invest in mutual funds and stock trading
Make UPI payments and bill recharges
Track income, expenses, and manage budgets
24/7 chatbot assistance
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What users say

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+1

What's New in iMobile

30.5

August 7, 2026

- UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.

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User reviews

Good app, needs more

It’s a good app and once you figure out your way around, it can do quite a few things. One important feature missing however is family banking. You can apply for it but you can’t use it from the app. That is a major issue for many of us who are outside India & trying to manage all our accounts together. Hope you can fix this gap soon.
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Gets stuck every now and done

Gets stuck every now and then , transaction is never complete in one time

Difficult to use as NRI

Overly obtuse security. Can not be on VPN when I’m on my own network in the same country. Requires an sms to auth into new app which is hard for NRIs without sms access to India number. Difficult to see cash balance easily. Filtering statement options are limited. Too much custom UI elements and not a native feel to the iOS ecosystem. Overall it’s a below par app but does its job with some difficulty.
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Asking to insert sim always

Don’t understand why we need a mobile active SIM card to log in for a mobile app. Asking to insert sim always, when everyone knows in Delhi most of the time there is network issues. Its causing me headache as I can’t make any payments due to unable to log into

UPI payments not working

UPI payments not working while choose to pay imobile app from third party apps/websites. It is asking to enter pin, after enter pin it is coming some error. Need to fix it. Particularly for nri’s it is needed one.

Developer apps

User experience

🐞

Reported Bugs

5 issues

App crashes on login or during transactions

Bug

OTP delivery issues, especially for NRI customers

Bug

Inconsistent behavior across different devices and OS versions

Bug

Inability to add payees or transfer funds to other banks

Bug

Frequent session timeouts and login issues

Bug

Requested Features

5 requests

Ability to transfer to other bank accounts

Feature

Option to customize notifications

Feature

Improved UPI functionality

Feature

Better support for older iOS versions

Feature

More transparency in transaction history

Feature

FAQ

What can I do with this banking app?

This app offers over 400 banking services. You can apply for various loans like personal, home, and car loans, open digital savings accounts, manage your debit, credit, and forex cards, and invest in mutual funds and the stock market. It also facilitates UPI payments, bill recharges, and travel bookings.

Is this app free to use?

Yes, the app is free to download and use. It provides access to a wide range of banking services without any upfront cost to the user. While the app itself is free, specific financial products like loans or credit cards will have their own associated costs and interest rates.

Who is this app designed for?

This app is designed for individuals who want a convenient and comprehensive mobile solution for managing their banking needs. It caters to both existing ICICI Bank customers and non-customers who wish to avail of services like loans, credit cards, and investment opportunities.

How can I manage my finances with this app?

The app includes features like 'iScore & Discover' to review your income and expenses, and a 'Budget' feature to help you create and manage your financial plans. The 'iFinance' feature allows you to view all your bank accounts in one place, making it easier to track your financial activity.

What kind of loans can I get through the app?

You can apply for instant loans such as Personal Loans, Home Loans, and Car Loans through the app. The loan amount, repayment tenure, and interest rates are subject to customer eligibility and specific loan product details.