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iMobile: Loan, Cards & Banking

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

67K ratings
1209 reviews
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • May 24, 2012
  • August 28, 2026

Features

Developer

ICICI Bank Ltd
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About

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

✓Apply for various loans (Personal, Home, Car)
✓Open digital savings accounts and fixed deposits
✓Manage debit, credit, and forex cards
✓Invest in mutual funds and stock trading
✓Make UPI payments and bill recharges
✓Track income, expenses, and manage budgets
✓24/7 chatbot assistance
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What users say

Summarized from real user reviews of iMobile. Based on 67K reviews and a 4.8/5 average, it highlights the 5 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Convenient and fast
  • 👍User-friendly interface
  • 🔒Secure banking experience
  • 🚀Handy for day-to-day banking
  • 🚀Improved compared to previous versions

Negative things

  • 🐛Crashes and stability issues
  • 🐛Unreliable UPI payments
  • 🐛Inconsistent user experience
  • 🐛Slow performance and lagging
  • 🐛Frequent login and registration issues
  • 🐛Buggy and unstable app
See all reviews
+1

What's New in iMobile

30.7

August 28, 2026

- Security Enhancement - Sim Verification - UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.

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User reviews

Most RecentHighest RatedLowest Rated

App 👎

Extremely disappointing experience. The app is incredibly slow and sluggish. Even receiving an OTP takes way too long, making basic log-in or transactions a complete waste of time. Please fix these server and optimization issues urgently. 1/5 stars.
RaqwetRaqwet

Great experience

It’s very convenient for me even when you want to send little amount. It’s very helpful.
Pannu TharajPannu Tharaj

Smart lock is not smart enough to lock and unlock

Very poor app service ..I guess even a startup app is faster than this icici …may be switching back to axis is the best option I have
ShivaNethiShivaNethi

Painful

It is so painful to transact. Showing payment failed
456:;;456:;;

App is too slow

App is too slow
PoornasundariPoornasundari
See 1204 more reviews

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User experience

🐞

Reported Bugs

5 issues

App crashes on login or during transactions

Bug

OTP delivery issues, especially for NRI customers

Bug

Inconsistent behavior across different devices and OS versions

Bug

Inability to add payees or transfer funds to other banks

Bug

Frequent session timeouts and login issues

Bug
✨

Requested Features

5 requests

Ability to transfer to other bank accounts

Feature

Option to customize notifications

Feature

Improved UPI functionality

Feature

Better support for older iOS versions

Feature

More transparency in transaction history

Feature

FAQ

What can I do with this banking app?

This app offers over 400 banking services. You can apply for various loans like personal, home, and car loans, open digital savings accounts, manage your debit, credit, and forex cards, and invest in mutual funds and the stock market. It also facilitates UPI payments, bill recharges, and travel bookings.

Is this app free to use?

Yes, the app is free to download and use. It provides access to a wide range of banking services without any upfront cost to the user. While the app itself is free, specific financial products like loans or credit cards will have their own associated costs and interest rates.

Who is this app designed for?

This app is designed for individuals who want a convenient and comprehensive mobile solution for managing their banking needs. It caters to both existing ICICI Bank customers and non-customers who wish to avail of services like loans, credit cards, and investment opportunities.

How can I manage my finances with this app?

The app includes features like 'iScore & Discover' to review your income and expenses, and a 'Budget' feature to help you create and manage your financial plans. The 'iFinance' feature allows you to view all your bank accounts in one place, making it easier to track your financial activity.

What kind of loans can I get through the app?

You can apply for instant loans such as Personal Loans, Home Loans, and Car Loans through the app. The loan amount, repayment tenure, and interest rates are subject to customer eligibility and specific loan product details.