Best apps like PalmPay - Transfers, Bills

33+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated July 2026

Whether you want more options like PalmPay or a completely different take on the same concept, our curated list of 33+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to PalmPay

4.5😐(97K ratings)
Free
OPay-Beyond Banking screenshot 1
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This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

What We Love

  • 🚀 Fast and reliable transactions
  • 👍 Convenient and user-friendly
  • 💰 Helpful savings and cashback features

Room to Improve

  • 🐛 Issues with account upgrades and verification
  • 🔒 Weak security measures (no biometrics)
  • 🤖 Poor customer service and support
UBA Mobile Banking#2

UBA Mobile Banking by United Bank For Africa

Strong Contender
💰 Finance
4.0😞(12K ratings)
Free
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Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

What We Love

  • 👍 Convenient and user-friendly
  • 🚀 Fast and responsive
  • 🔒 Secure banking experience

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • ⏱️ Slow transaction processing
  • 🔍 Unreliable transaction history
Access More#3

Access More by Access Bank Plc

Worth Considering
💰 Finance
4.7😐(115K ratings)
Free
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This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

What We Love

  • 🚀 Fast and reliable
  • 👍 Excellent banking experience
  • 🔒 Secure transactions
  • 💡 Convenient mobile banking

Room to Improve

  • 🐛 Frequent app crashes
  • 🔍 Unreliable help features
  • 💰 High banking charges

More apps like PalmPay

4
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
5
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
More Than Banking...
Free

This mobile banking app provides real-time access to your Access Bank Ghana accounts. Easily manage transfers, pay bills, purchase airtime, and request cheque services. Locate branches and ATMs with this convenient financial tool.

Real-time account accessInter-bank transfersBill payments
💰 Finance
(425)
free
6
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases
7
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free
8
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(6.9K)
free
9
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
10
Zenith Bank eaZymoney
Zenith Bank eaZymoney
Zenith Bank eaZymoney
by Zenith Bank PLC
Free

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Account overview and historyFund transfers (own, Zenith, other banks, foreign)Bill payments and airtime recharge
💰 Finance
(168)
free