Best Razorpay alternatives: apps like Razorpay - Accept Payments Now

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated November 2026

Whether you want more options like Razorpay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Razorpay

HDFC Bank SmartHub Vyapar#1

HDFC Bank SmartHub Vyapar by HDFC Bank Ltd.

Payments,Business & Banking
Editor's Choice
💰 Finance
4.8(20 ratings)
Free
HDFC Bank SmartHub Vyapar screenshot 1
HDFC Bank SmartHub Vyapar screenshot 2
HDFC Bank SmartHub Vyapar screenshot 3
HDFC Bank SmartHub Vyapar screenshot 4
HDFC Bank SmartHub Vyapar screenshot 5
HDFC Bank SmartHub Vyapar screenshot 6

This app offers a comprehensive suite of tools for businesses to manage payments, access loans, and grow digitally. It provides instant onboarding, seamless payment acceptance, and business analytics to streamline operations and enhance customer engagement.

Paytm for Business#2
3.8😞(212 ratings)
FreeAds
Paytm for Business screenshot 1
Paytm for Business screenshot 2
Paytm for Business screenshot 3
Paytm for Business screenshot 4
Paytm for Business screenshot 5
Paytm for Business screenshot 6

This app helps businesses accept and manage payments from customers using various methods like UPI, cards, and wallets. It also offers features for tracking transactions, instant bank settlements, and applying for business loans.

What We Love

  • 👍 Easy to use interface
  • 💰 Helpful for business transactions
  • 🔒 Safe and secure platform
  • 📱 Good for payment settlements

Room to Improve

  • 😞 Extremely poor customer support
  • 💸 Unauthorized recurring charges for soundbox rental
  • 🚫 Difficult to deactivate business accounts
  • ⏱️ Long wait times for customer service
  • 🐛 App crashes and freezes frequently
  • 🌍 App doesn't work from certain locations (USA)
  • 📵 No sound notification feature for iPhone
  • 💳 Hidden charges and misleading fee structure
  • 🔗 Unresponsive support agents
  • ❌ Unresolved payment disputes and blocked funds
4.1😐(121 ratings)
Free
Cheq:UPI for Foreigners & NRIs screenshot 1
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Cheq:UPI for Foreigners & NRIs screenshot 4
Cheq:UPI for Foreigners & NRIs screenshot 5
Cheq:UPI for Foreigners & NRIs screenshot 6

This app provides a seamless digital payment experience in India for foreign nationals and NRIs. It allows for fast and secure UPI transactions, online payments, and easy fund top-ups using international cards. Designed for convenience, it enables users to transact like locals.

What We Love

  • 🚀 Easy onboarding
  • 🚀 Smooth payment experience
  • 🚀 Convenient for travelers
  • 👍 Helpful support staff
  • 👍 Works well in India

Room to Improve

  • 🐛 Unreliable verification process
  • 🐛 Frequent app crashes
  • 💰 Expensive joining fee
  • 🔒 Security concerns
  • 🚫 Limited to merchant payments only

More apps like Razorpay

4
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access, pay-in-parts options, and tap-to-pay functionality.

Digital Pixel Credit CardUPI payments and transfersBill and recharge payments
💰 Finance
(1.5K)
free
5
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Business Bank, Loan, UPI Pay
Free

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Open current account instantlyApply for loans and overdraftsManage export-import transactions
💰 Finance
(783)
free
6
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
by Muthoot Finance Limited
Free

Manage and repay various loans, including gold, personal, and business loans, all within a secure digital platform. The app also facilitates bill payments, mobile recharges, and online shopping, offering tools for financial control and exclusive offers.

Apply for gold, personal, home, and business loansManage and repay loans, including EMIs and top-upsPay utility bills and recharge mobile phones
💰 Finance
(151)
free
7
ACKO Insurance
ACKO Insurance
ACKO Insurance
Car, Bike & Health Insurance
Free

Purchase, manage, and claim car, bike, health, and travel insurance policies with ease. Enjoy commission-free plans, paperless processes, and fast claim settlements directly through the app.

Buy car, bike, and health insuranceManage policies on the goPaperless insurance experience
💰 Finance
(241)
free with in-app purchases
8
IRIS by YES BANK - Mobile App
IRIS by YES BANK - Mobile App
IRIS by YES BANK - Mobile App
by Yes Bank Limited
Free

Manage your finances with a comprehensive mobile banking app offering over 150 features. Perform instant payments, check credit scores for free, and open accounts digitally. Securely manage savings, credit cards, loans, investments, and insurance all in one place.

Instant UPI and Bill PaymentsFree Credit Score CheckDigital Account Opening
💰 Finance
(609)
free
9
Scapia: A card for travellers
Scapia: A card for travellers
Scapia: A card for travellers
Tap everywhere travel anywhere
Free

This app offers a travel-focused credit card with no joining or annual fees. Earn rewards on daily and travel spending, enjoy zero forex markup, and access airport privileges. Plan and book your entire journey within a seamless travel ecosystem.

Earn rewards on daily and travel spendsZero forex markup for international transactionsAirport privileges including dining and shopping
💰 Finance
(249)
free
10
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(308)
free