Best Razorpay alternatives: apps like Razorpay - Accept Payments Now

10+ similar apps compared and reviewed

4.3 avg rating

10 free apps

Updated November 2026

Razorpay - Accept Payments Now

Razorpay Software Pvt. Ltd.

Whether you want more options like Razorpay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Razorpay

#1

HDFC Bank SmartHub Vyapar by HDFC Bank Ltd.

Payments,Business & Banking

Editor's Choice

4.8(20 ratings)

Free

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This app offers a comprehensive suite of tools for businesses to manage payments, access loans, and grow digitally. It provides instant onboarding, seamless payment acceptance, and business analytics to streamline operations and enhance customer engagement.

#2

InstaBIZ by ICICI Bank by ICICI Bank Ltd

Business Bank, Loan, UPI Pay

Strong Contender

4.7(785 ratings)

Free

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This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

#3

Paytm for Business by Paytm Mobile Solutions

Accept & Manage Payments

Worth Considering

3.8😞(212 ratings)

FreeAds

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This app helps businesses accept and manage payments from customers using various methods like UPI, cards, and wallets. It also offers features for tracking transactions, instant bank settlements, and applying for business loans.

What We Love

👍 Easy to use interface
💰 Helpful for business transactions
🔒 Safe and secure platform
📱 Good for payment settlements

Room to Improve

😞 Extremely poor customer support
💸 Unauthorized recurring charges for soundbox rental
🚫 Difficult to deactivate business accounts
⏱️ Long wait times for customer service
🐛 App crashes and freezes frequently
🌍 App doesn't work from certain locations (USA)
📵 No sound notification feature for iPhone
💳 Hidden charges and misleading fee structure
🔗 Unresponsive support agents
❌ Unresolved payment disputes and blocked funds

More apps like Razorpay

PayZapp UPI, Pixel Credit Card

PayZapp UPI, Pixel Credit Card

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access, pay-in-parts options, and tap-to-pay functionality.

Digital Pixel Credit CardUPI payments and transfersBill and recharge payments

Compare with Razorpay

Cheq:UPI for Foreigners & NRIs

Cheq:UPI for Foreigners & NRIs

Cheq:UPI for Foreigners & NRIs

This app provides a seamless digital payment experience in India for foreign nationals and NRIs. It allows for fast and secure UPI transactions, online payments, and easy fund top-ups using international cards. Designed for convenience, it enables users to transact like locals.

Fast and secure UPI paymentsScan QR codes to pay merchantsOnline payments with UPI handle

Compare with Razorpay

iMuthoot Muthoot Finance Loans

iMuthoot Muthoot Finance Loans

iMuthoot Muthoot Finance Loans

by Muthoot Finance Limited

Manage and repay various loans, including gold, personal, and business loans, all within a secure digital platform. The app also facilitates bill payments, mobile recharges, and online shopping, offering tools for financial control and exclusive offers.

Apply for gold, personal, home, and business loansManage and repay loans, including EMIs and top-upsPay utility bills and recharge mobile phones

Compare with Razorpay

Car, Bike & Health Insurance

Purchase, manage, and claim car, bike, health, and travel insurance policies with ease. Enjoy commission-free plans, paperless processes, and fast claim settlements directly through the app.

Buy car, bike, and health insuranceManage policies on the goPaperless insurance experience

free with in-app purchases

Compare with Razorpay

IRIS by YES BANK - Mobile App

IRIS by YES BANK - Mobile App

IRIS by YES BANK - Mobile App

by Yes Bank Limited

Manage your finances with a comprehensive mobile banking app offering over 150 features. Perform instant payments, check credit scores for free, and open accounts digitally. Securely manage savings, credit cards, loans, investments, and insurance all in one place.

Instant UPI and Bill PaymentsFree Credit Score CheckDigital Account Opening

Compare with Razorpay

slice: UPI credit card & bank

slice: UPI credit card & bank

slice: UPI credit card & bank

A new bank, for a new India

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns

Compare with Razorpay

by State Bank of India

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

Send and receive money between banksPay for recharges (prepaid, postpaid, DTH)Order food from multiple restaurants

Compare with Razorpay