Royal Bank ClearSpend

Royal Bank ClearSpend

by NatWest Group plc

0 ratings
27 reviews
Free

Details

  • Released
  • Updated
  • July 26, 2018
  • June 11, 2026

Features

Royal Bank ClearSpend screenshot #1 for iPhone
Royal Bank ClearSpend screenshot #2 for iPhone
Royal Bank ClearSpend screenshot #3 for iPhone
Royal Bank ClearSpend screenshot #4 for iPhone
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About

Manage your business expenses with this mobile application. It offers real-time balance information, transaction tracking, and the ability to set spending limits and blocks for employees. Administrators can also approve online purchases and segregate spending by department.

Real-time balance information
View transactions (pending and declined)
Set cardholder credit limits
Block merchant categories
Lock/unlock employee cards
Approve online purchases
Create departments for spend segregation
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What's New in Royal Bank ClearSpend

9.2.0

June 11, 2026

Security and performance update. We’ve improved sign in protection, including email guidance if you’re locked out and stronger passwords when you reset. You may also see extra verification during registration. Plus accessibility improvements, reporting capped to 3 years, and general technical performance fixes.

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User reviews

Notifications do not work

When you purchase something. No notifications appear in the app.

Absolutely useless app

If you don’t have a mobile phone signal, forget it!

The app sends a text message with an OTP (One Time Password) to enable you to log in, as a security measure, with no other alternative option.

If you have a signal, great, if not, a complete and utter waste of time.

Not fit for purpose!

Terrible app

Let’s RBS down badly and the customer service when you have to phone is even worse. Moving to another credit card provider

Transaction notification delays

Horrendous app. Doesn’t notify you of pending transactions until days after you’ve tried to make a transaction. I had seven notifications overnight from purchases I’d tried to make days before. Needs a rethink as the website is t much better. Both devices at home with excellent Wi-Fi. Used PayPal instead.
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Horrible app - make me move into another bank

Poor notifications.
Always on hold.
Problems on 78% of the transactions and verification, which generate the problem of card blocked

Developer apps

FAQ

What does the Royal Bank ClearSpend app do?

The app provides comprehensive control over your business's commercial card spending. It allows you to view real-time balances, track transactions, set spending limits for cardholders, and manage employee cards. Administrators can also approve online purchases and organize spending by department.

What are the key features of the ClearSpend app?

Key features include real-time balance information, viewing pending and declined transactions, setting cardholder credit limits, blocking specific merchant categories, locking and unlocking employee cards, receiving transaction notifications, approving online purchases, and creating departments to segregate spend.

Is the Royal Bank ClearSpend app free to use?

Based on the provided information, the app itself is free to download and use. There are no mentions of in-app purchases or subscription fees for the core functionality.

Who is the target audience for this app?

This app is designed for administrators and cardholders of eligible Royal Bank Business and Commercial Card accounts. It is particularly useful for businesses looking to gain better control and oversight of their employee spending.

How do I register for the Royal Bank ClearSpend app?

Registration is straightforward. After downloading the app, click 'Need to register' and follow the on-screen instructions. It's important to note that the Business or Commercial Card account must be registered and activated before cardholder users can register.