Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.
Reviews of Starling are mostly positive: the Finance app is rated 4.9/5 from 2.8K App Store ratings. What users like most: easy to use app, instant transactions. Top complaints: app crashes and freezes, overly strict security measures. Summarized from real user reviews.
4.71.1
October 13, 2026
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More4 issues
Login issues after phone updates
Inability to record video for verification
7 requests
Joint account cards with different designs
Ability to set up automatic transfers to savings
This app provides a comprehensive mobile banking experience for personal, business, and joint accounts. It allows users to manage their money seamlessly, offering features like fee-free overseas transactions, advanced budgeting tools, and secure payment functionalities. It aims to simplify and enhance everyday banking.
Key features include no overseas fees for card usage or ATM withdrawals, virtual 'Spaces' for saving and budgeting, real-time payment notifications, spending insights to track expenses, and a Bills Manager to set aside money for bills. It also facilitates easy international transfers and digital cheque deposits.
Yes, applying for a bank account is free. The app itself is free to download and use for managing your personal, business, or joint accounts. There are no monthly fees for business accounts, and no hidden fees or exchange rate markups on international transfers.
You can open personal accounts, business accounts, and joint accounts. Additionally, there is a free debit card and app called Kite designed for children aged 6-15, which integrates with adult Starling accounts for better visibility and control.
Your money is covered up to £120,000 by the Financial Services Compensation Scheme. The app also offers robust security features, including the ability to lock your card in-app and control payment settings like contactless, online, gambling, and swipe payments. You also have access to 24/7 in-app support from real humans.
