Best Monzo Bank Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good monzo bank apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Monzo Bank Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monzo Bank - Mobile BankingMonzo Bank - Mobile BankingFree4.7โ˜… (5.6K)YesNoAug 2026
2Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7โ˜… (71K)NoNoAug 2026
3Lloyds Mobile BankingLloyds Mobile BankingFree4.9โ˜… (20K)NoNoAug 2026
4HSBC UK Mobile BankingHSBC UK Mobile BankingFree4.8โ˜… (21K)NoNoAug 2026
5Starling - Mobile BankingStarling - Mobile BankingFree4.9โ˜… (2.7K)NoNoAug 2026
6Varo Bank: Online BankingVaro Bank: Online BankingFree4.9โ˜… (234K)NoNoAug 2026
7Halifax Mobile BankingHalifax Mobile BankingFree4.9โ˜… (7.3K)NoNoAug 2026
8Wise: Global Money TransferWise: Global Money TransferFree4.6โ˜… (108K)NoNoAug 2026

Top Picks for Monzo Bank

Monzo Bank - Mobile Banking#1

Monzo Bank - Mobile Banking by Monzo Bank Limited

Personal & business banking
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(5.6K ratings)
FreeAds
Monzo Bank - Mobile Banking screenshot 1
Monzo Bank - Mobile Banking screenshot 2
Monzo Bank - Mobile Banking screenshot 3
Monzo Bank - Mobile Banking screenshot 4
Monzo Bank - Mobile Banking screenshot 5
Monzo Bank - Mobile Banking screenshot 6

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

What We Love

  • ๐Ÿ’ฐ Great referral rewards
  • ๐Ÿ‘ Excellent customer service
  • ๐Ÿš€ Seamless mobile banking
  • ๐Ÿ’ณ Convenient features like early salary payments

Room to Improve

  • ๐Ÿ› App crashes and bugs
  • ๐Ÿ”’ Accounts frozen/closed without explanation
  • ๐Ÿ’ธ Unexpected fees and account closures
Revolut: Send, spend and save#2

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(71K ratings)
Free
#60in Finance
Revolut: Send, spend and save screenshot 1
Revolut: Send, spend and save screenshot 2
Revolut: Send, spend and save screenshot 3
Revolut: Send, spend and save screenshot 4
Revolut: Send, spend and save screenshot 5
Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • ๐Ÿš€ Seamless international transactions
  • ๐Ÿ’ณ Convenient multi-currency accounts
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ User-friendly app interface

Room to Improve

  • ๐Ÿ› Unreliable account verification process
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and account restrictions
Lloyds Mobile Banking#3

Lloyds Mobile Banking by Lloyds Banking Group

Your bank in your pocket
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(20K ratings)
Free
Lloyds Mobile Banking screenshot 1
Lloyds Mobile Banking screenshot 2
Lloyds Mobile Banking screenshot 3
Lloyds Mobile Banking screenshot 4
Lloyds Mobile Banking screenshot 5
Lloyds Mobile Banking screenshot 6

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Convenient mobile banking

Room to Improve

  • ๐Ÿ› Crashes and stability issues
  • ๐Ÿ” Cluttered and confusing interface
  • ๐Ÿ” Outdated design

More Monzo Bank apps to explore

4
HSBC UK Mobile Banking
HSBC UK Mobile Banking
HSBC UK Mobile Banking
Simple and secure banking
Free

Manage your everyday banking needs on the go with secure and quick access. Make payments, deposit cheques, view statements, and control your cards. Gain insights into your spending and plan your finances effectively.

Quick and secure login with biometricsMake payments and check balancesDeposit cheques up to ยฃ2,000 daily
๐Ÿ’ฐ Finance
(21K)
free
5
Starling - Mobile Banking
Starling - Mobile Banking
Starling - Mobile Banking
Good with money.
Free

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

Fee-free overseas spending and ATM withdrawalsVirtual 'Spaces' for saving and budgetingReal-time payment notifications and spending insights
๐Ÿ’ฐ Finance
(2.7K)
free
6
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
๐Ÿ’ฐ Finance
(234K)
free
7
Halifax Mobile Banking
Halifax Mobile Banking
Halifax Mobile Banking
Extra easy, quick and secure
Free

Manage your finances on the go with secure and quick access to your accounts. Check balances, make payments, track spending, and even freeze your card if needed. Offers personalized insights and savings tools to help you reach your financial goals.

Biometric login (face/fingerprint)Card management (freeze/order)Payment summaries
๐Ÿ’ฐ Finance
(7.3K)
free
8
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
๐Ÿ’ฐ Finance
(108K)
free with in-app purchases
9
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
๐Ÿ’ฐ Finance
(2.4K)
free with in-app purchases
10
NatWest Mobile Banking
NatWest Mobile Banking
NatWest Mobile Banking
Simple, safe and secure
Free

Manage your finances with ease and security. Apply for accounts, track spending, send and receive money, and access banking support. Features include card management, budgeting tools, and savings features.

Apply for current, savings, and teen accountsFreeze/unfreeze cardsSend money via QR code or link
๐Ÿ’ฐ Finance
(6.3K)
free with in-app purchases
11
N26 โ€” Love your bank
N26 โ€” Love your bank
N26 โ€” Love your bank
Bank, save, and invest
Free

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

Online bank account openingInstant money transfersSavings accounts with interest
๐Ÿ’ฐ Finance
(12K)
free with in-app purchases
12
OceanFirst Bank - Mobile
OceanFirst Bank - Mobile
OceanFirst Bank - Mobile
Your money. Anytime. Anywhere.
Free

Securely manage your bank accounts from your smartphone or tablet. View balances, deposit checks, transfer funds, pay bills, and send money. You can also manage your debit card and locate branches and ATMs.

Digital banking registrationView account balancesDeposit checks
๐Ÿ’ฐ Finance
(11K)
free
13
Mansour Bank
Mansour Bank
Mansour Bank
Bank anytime, anywhere
Free

Manage your finances on the go with a comprehensive digital banking platform. Perform transfers, apply for loans, manage accounts, and access banking services conveniently from your mobile device.

Account managementLocal and international transfersLoan applications
๐Ÿ’ฐ Finance
(8)
free
14
Kroo Bank - Mobile Banking
Kroo Bank - Mobile Banking
Kroo Bank - Mobile Banking
Where your money works for you
Free

Manage your money with an intuitive banking app offering real-time spending insights and categorization. Enjoy fee-free spending abroad and earn interest on your current account balance. Securely manage your funds with advanced authentication and UK-based support.

Real-time spending insights and categorizationNo monthly fees for current accountZero fees for spending abroad
๐Ÿ’ฐ Finance
(106)
free
15
MONFI Digital Bank Ltd
MONFI Digital Bank Ltd
MONFI Digital Bank Ltd
MONFI Digital Bank Ltd
Free
๐Ÿ’ฐ Finance
(0)
16
Barclays UK
Barclays UK
Barclays UK
Manage your money on the go
Free

Manage your personal, business, and corporate accounts on the go. View transactions, check balances, make payments, and transfer money. Securely store documents and find nearby branches or ATMs.

Secure login with Touch ID/Face IDManage personal, business, and corporate accountsView transactions and balances
๐Ÿ’ฐ Finance
(3.3K)
free
17
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Simple, safe and quick banking
Free

Manage your personal and business bank accounts on the go. Get insights into your spending, send international payments, and control your debit and credit cards. Easily receive payments and set up standing orders.

Account and transaction insightsInternational paymentsSpending summary
๐Ÿ’ฐ Finance
(1.3K)
free
18
first direct
first direct
first direct
by first direct
Free

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

Check account balancesView transaction historyPay family and friends
๐Ÿ’ฐ Finance
(1.9K)
free
19
ChoiceOne Bank
ChoiceOne Bank
ChoiceOne Bank
by ChoiceOne Bank
Free

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

Aggregate accounts from multiple institutionsOrganize transactions with tags, notes, and photosSet custom balance alerts
๐Ÿ’ฐ Finance
(5.3K)
free with in-app purchases
20
Southern Bank
Southern Bank
Southern Bank
by Southern Bank
Free

Manage your Southern Bank accounts on the go. Check balances, transfer funds, pay bills, and deposit checks using your mobile device. Secure sign-on options are available.

Check account balancesSearch transactionsTransfer funds between accounts
๐Ÿ’ฐ Finance
(6.7K)
free with in-app purchases

FAQ about Monzo Bank

What are the best monzo bank apps for iPhone?
Monzo Bank - Mobile Banking tops our monzo bank apps ranking as of August 2026, with a 4.7-star average from 5.6K App Store ratings, and it's free to download.
Yes โ€” 20 of the top monzo bank apps we rank are free to download, including Monzo Bank - Mobile Banking and Revolut: Send, spend and save.
Monzo Bank - Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ monzo bank apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Monzo app is a digital banking platform that allows you to manage all your finances in one place. It offers real-time spending notifications, tools to help you save money, and cashback rewards on purchases. You can also connect external bank accounts for a complete financial overview.
Key features include instant spending notifications, cashback on purchases, competitive APY rates for savings, and 'Savings Jars' to set and track financial goals. The app also supports early direct deposit, spare change roundups for savings, and the ability to connect all your accounts for a unified view.

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