Best Monzo Bank Apps

230+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good monzo bank apps. We benchmark 230+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Monzo Bank

Monzo Bank - Mobile Banking#1

Monzo Bank - Mobile Banking by Monzo Bank Limited

Spend, save, manage your money
Editor's Choice
💰 Finance
4.7😐(5.6K ratings)
FreeAds
Monzo Bank - Mobile Banking screenshot 1
Monzo Bank - Mobile Banking screenshot 2
Monzo Bank - Mobile Banking screenshot 3
Monzo Bank - Mobile Banking screenshot 4
Monzo Bank - Mobile Banking screenshot 5
Monzo Bank - Mobile Banking screenshot 6

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

What We Love

  • 💰 Great referral rewards
  • 👍 Excellent customer service
  • 🚀 Seamless mobile banking
  • 💳 Convenient features like early salary payments

Room to Improve

  • 🐛 App crashes and bugs
  • 🔒 Accounts frozen/closed without explanation
  • 💸 Unexpected fees and account closures
Revolut: Send, spend and save#2

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Strong Contender
💰 Finance
4.7😐(69K ratings)
Free
#58in Finance
Revolut: Send, spend and save screenshot 1
Revolut: Send, spend and save screenshot 2
Revolut: Send, spend and save screenshot 3
Revolut: Send, spend and save screenshot 4
Revolut: Send, spend and save screenshot 5
Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • 🚀 Seamless international transactions
  • 💳 Convenient multi-currency accounts
  • 🔒 Robust security features
  • 👍 User-friendly app interface

Room to Improve

  • 🐛 Unreliable account verification process
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and account restrictions
Lloyds Mobile Banking#3

Lloyds Mobile Banking by Lloyds Banking Group

Your bank in your pocket
Worth Considering
💰 Finance
4.8😐(2.4M ratings)
Free
Lloyds Mobile Banking screenshot 1
Lloyds Mobile Banking screenshot 2
Lloyds Mobile Banking screenshot 3
Lloyds Mobile Banking screenshot 4
Lloyds Mobile Banking screenshot 5
Lloyds Mobile Banking screenshot 6

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Convenient mobile banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🔍 Cluttered and confusing interface
  • 🔍 Outdated design

More Monzo Bank apps to explore

4
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
💰 Finance
(2.4K)
free with in-app purchases
5
Starling - Mobile Banking
Starling - Mobile Banking
Starling - Mobile Banking
Good with money.
Free

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

Fee-free overseas spending and ATM withdrawalsVirtual 'Spaces' for saving and budgetingReal-time payment notifications and spending insights
💰 Finance
(2.7K)
free
6
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(354K)
free with in-app purchases
7
HSBC UK Mobile Banking
HSBC UK Mobile Banking
HSBC UK Mobile Banking
Simple and secure banking
Free

Manage your everyday banking needs on the go with secure and quick access. Make payments, deposit cheques, view statements, and control your cards. Gain insights into your spending and plan your finances effectively.

Quick and secure login with biometricsMake payments and check balancesDeposit cheques up to £2,000 daily
💰 Finance
(21K)
free
8
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(106K)
free with in-app purchases
9
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
10
N26 — Love your bank
N26 — Love your bank
N26 — Love your bank
Bank, save, and invest
Free

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

Online bank account openingInstant money transfersSavings accounts with interest
💰 Finance
(12K)
free with in-app purchases
11
Halifax Mobile Banking
Halifax Mobile Banking
Halifax Mobile Banking
Extra easy, quick and secure
Free

Manage your finances on the go with secure and quick access to your accounts. Check balances, make payments, track spending, and even freeze your card if needed. Offers personalized insights and savings tools to help you reach your financial goals.

Biometric login (face/fingerprint)Card management (freeze/order)Payment summaries
💰 Finance
(7.2K)
free
12
NatWest Mobile Banking
NatWest Mobile Banking
NatWest Mobile Banking
Simple, safe and secure
Free

Manage your finances with ease and security. Apply for accounts, track spending, send and receive money, and access banking support. Features include card management, budgeting tools, and savings features.

Apply for current, savings, and teen accountsFreeze/unfreeze cardsSend money via QR code or link
💰 Finance
(6.1K)
free with in-app purchases
13
Barclays UK
Barclays UK
Barclays UK
Manage your money on the go
Free

Manage your personal, business, and corporate accounts on the go. View transactions, check balances, make payments, and transfer money. Securely store documents and find nearby branches or ATMs.

Secure login with Touch ID/Face IDManage personal, business, and corporate accountsView transactions and balances
💰 Finance
(3.1K)
free
14
ZA Bank
ZA Bank
ZA Bank
Your Future Bank for Now
Free

This regulated digital bank offers a comprehensive suite of financial services, including deposits, loans, foreign exchange, and investment options, all within a single mobile application. Experience fast account opening and a customizable debit card with enhanced security features.

Deposits and loansForeign currency exchangeLocal and overseas transfers
💰 Finance
(3.7K)
free
15
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Grow your wealth globally
Free

This digital banking app offers fee-free multi-currency spending, international transfers, and Sharia-compliant savings accounts. It also provides opportunities for UK property investment and finance, all managed through a smartphone.

Fee-free multi-currency spendingInternational money transfersSharia-compliant savings accounts
💰 Finance
(3.6K)
free
16
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Simple, safe and quick banking
Free

Manage your personal and business bank accounts on the go. Get insights into your spending, send international payments, and control your debit and credit cards. Easily receive payments and set up standing orders.

Account and transaction insightsInternational paymentsSpending summary
💰 Finance
(1.3K)
free
17
O2 Digital Banking
O2 Digital Banking
O2 Digital Banking
by Old Second National Bank
Free

Manage all your bank accounts in one place. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with passcode and biometric login.

Aggregate financial accountsOrganize transactions with tags and notesSet balance alerts
💰 Finance
(11K)
free with in-app purchases
18
Southern Bank
Southern Bank
Southern Bank
by Southern Bank
Free

Manage your Southern Bank accounts on the go. Check balances, transfer funds, pay bills, and deposit checks using your mobile device. Secure sign-on options are available.

Check account balancesSearch transactionsTransfer funds between accounts
💰 Finance
(6.7K)
free with in-app purchases
19
first direct
first direct
first direct
by first direct
Free

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

Check account balancesView transaction historyPay family and friends
💰 Finance
(1.9K)
free
20
ChoiceOne Bank
ChoiceOne Bank
ChoiceOne Bank
by ChoiceOne Bank
Free

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

Aggregate accounts from multiple institutionsOrganize transactions with tags, notes, and photosSet custom balance alerts
💰 Finance
(5.1K)
free with in-app purchases

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