Best Monzo Bank Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good monzo bank apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Monzo Bank Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monzo Bank - Mobile BankingMonzo Bank - Mobile BankingFree4.8โ˜… (5.7K)YesNoNov 2026
2Lloyds Mobile BankingLloyds Mobile BankingFree4.9โ˜… (21K)NoNoNov 2026
3Revolut: send, spend, and saveRevolut: send, spend, and saveFree4.7โ˜… (75K)NoNoNov 2026
4Varo Bank: Online BankingVaro Bank: Online BankingFree4.9โ˜… (234K)NoNoNov 2026
5HSBC UK Mobile BankingHSBC UK Mobile BankingFree4.8โ˜… (22K)NoNoNov 2026
6Starling - Mobile Banking.Starling - Mobile Banking.Free4.9โ˜… (2.8K)NoNoNov 2026
7Wise: Global Money TransferWise: Global Money TransferFree4.6โ˜… (113K)NoNoNov 2026
8Halifax Mobile BankingHalifax Mobile BankingFree4.9โ˜… (7.4K)NoNoNov 2026

Top Picks for Monzo Bank

Monzo Bank - Mobile Banking#1

Monzo Bank - Mobile Banking by Monzo Bank Limited

Personal & business banking
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(5.7K ratings)
FreeAds
Monzo Bank - Mobile Banking screenshot 1
Monzo Bank - Mobile Banking screenshot 2
Monzo Bank - Mobile Banking screenshot 3
Monzo Bank - Mobile Banking screenshot 4
Monzo Bank - Mobile Banking screenshot 5
Monzo Bank - Mobile Banking screenshot 6

A mobile banking app that helps you manage your money, track spending, and save effectively. It offers features like instant notifications, bill scheduling, and tools to split expenses with friends. You can also explore investment options and access a credit card for flexible payments.

What We Love

  • ๐Ÿ’ฐ Great referral rewards
  • ๐Ÿ‘ Excellent customer service
  • ๐Ÿš€ Seamless mobile banking
  • ๐Ÿ’ณ Convenient features like early salary payments
  • ๐ŸŒ Excellent for international travel

Room to Improve

  • ๐Ÿ› App crashes and bugs
  • ๐Ÿ”’ Accounts frozen/closed without explanation
  • ๐Ÿ’ธ Unexpected fees and account closures
  • ๐Ÿค– Poor chatbot/automated support
  • ๐Ÿ“ž Lack of phone support
Lloyds Mobile Banking#2

Lloyds Mobile Banking by Lloyds Banking Group

Your bank in your pocket
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(21K ratings)
Free
Lloyds Mobile Banking screenshot 1
Lloyds Mobile Banking screenshot 2
Lloyds Mobile Banking screenshot 3
Lloyds Mobile Banking screenshot 4
Lloyds Mobile Banking screenshot 5
Lloyds Mobile Banking screenshot 6

Manage your finances with confidence, access banking services, and track spending in real-time. Apply for new accounts, block subscriptions, and get support anytime. Offers cashback and savings tools.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Convenient mobile banking
  • ๐Ÿ‘ Intuitive interface
  • ๐Ÿ‘ Reliable service
  • ๐Ÿ‘ Excellent customer service

Room to Improve

  • ๐Ÿ› Crashes and stability issues
  • ๐Ÿ” Cluttered and confusing interface
  • ๐Ÿ” Outdated design
  • ๐Ÿ” Limited functionality compared to competitors
  • ๐Ÿ” Difficult to navigate
  • ๐Ÿ” Lack of advanced features
  • ๐Ÿ” Restricted account access for international users
Revolut: send, spend, and save#3

Revolut: send, spend, and save by Revolut Ltd

Change the way you money
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(75K ratings)
Free
#63in Finance
Revolut: send, spend, and save screenshot 1
Revolut: send, spend, and save screenshot 2
Revolut: send, spend, and save screenshot 3
Revolut: send, spend, and save screenshot 4
Revolut: send, spend, and save screenshot 5
Revolut: send, spend, and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • ๐Ÿš€ Seamless international transactions
  • ๐Ÿ’ณ Convenient multi-currency accounts
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ฐ Competitive exchange rates

Room to Improve

  • ๐Ÿ› Unreliable account verification process
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and account restrictions
  • ๐Ÿ”’ Concerns over account security and fraud
  • ๐Ÿ”Œ Difficulties with topping up and accessing funds

More Monzo Bank apps to explore

FAQ about Monzo Bank

What are the best monzo bank apps for iPhone?
Monzo Bank - Mobile Banking tops our monzo bank apps ranking as of October 2026, with a 4.8-star average from 5.7K App Store ratings, and it's free to download.
Yes โ€” 20 of the top monzo bank apps we rank are free to download, including Monzo Bank - Mobile Banking and Lloyds Mobile Banking.
Monzo Bank - Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ monzo bank apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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