Best Monzo Bank Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good monzo bank apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Monzo Bank Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monzo Bank - Mobile BankingMonzo Bank - Mobile BankingFree4.7โ˜… (5.7K)YesNoSep 2026
2Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7โ˜… (72K)NoNoSep 2026
3Lloyds Mobile BankingLloyds Mobile BankingFree4.9โ˜… (20K)NoNoSep 2026
4Varo Bank: Online BankingVaro Bank: Online BankingFree4.9โ˜… (233K)NoNoSep 2026
5Starling - Mobile BankingStarling - Mobile BankingFree4.9โ˜… (2.8K)NoNoSep 2026
6HSBC UK Mobile BankingHSBC UK Mobile BankingFree4.8โ˜… (22K)NoNoSep 2026
7Wise: Global Money TransferWise: Global Money TransferFree4.6โ˜… (110K)NoNoSep 2026
8Monese - A banking alternativeMonese - A banking alternativeFree4.7โ˜… (2.4K)YesNoSep 2026

Top Picks for Monzo Bank

Monzo Bank - Mobile Banking#1

Monzo Bank - Mobile Banking by Monzo Bank Limited

Personal & business banking
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(5.7K ratings)
FreeAds
Monzo Bank - Mobile Banking screenshot 1
Monzo Bank - Mobile Banking screenshot 2
Monzo Bank - Mobile Banking screenshot 3
Monzo Bank - Mobile Banking screenshot 4
Monzo Bank - Mobile Banking screenshot 5
Monzo Bank - Mobile Banking screenshot 6

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

What We Love

  • ๐Ÿ’ฐ Great referral rewards
  • ๐Ÿ‘ Excellent customer service
  • ๐Ÿš€ Seamless mobile banking
  • ๐Ÿ’ณ Convenient features like early salary payments
  • ๐ŸŒ Excellent for international travel

Room to Improve

  • ๐Ÿ› App crashes and bugs
  • ๐Ÿ”’ Accounts frozen/closed without explanation
  • ๐Ÿ’ธ Unexpected fees and account closures
  • ๐Ÿค– Poor chatbot/automated support
  • ๐Ÿ“ž Lack of phone support
Revolut: Send, spend and save#2

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(72K ratings)
Free
#51in Finance
Revolut: Send, spend and save screenshot 1
Revolut: Send, spend and save screenshot 2
Revolut: Send, spend and save screenshot 3
Revolut: Send, spend and save screenshot 4
Revolut: Send, spend and save screenshot 5
Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • ๐Ÿš€ Seamless international transactions
  • ๐Ÿ’ณ Convenient multi-currency accounts
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ฐ Competitive exchange rates

Room to Improve

  • ๐Ÿ› Unreliable account verification process
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and account restrictions
  • ๐Ÿ”’ Concerns over account security and fraud
  • ๐Ÿ”Œ Difficulties with topping up and accessing funds
Lloyds Mobile Banking#3

Lloyds Mobile Banking by Lloyds Banking Group

Your bank in your pocket
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(20K ratings)
Free
Lloyds Mobile Banking screenshot 1
Lloyds Mobile Banking screenshot 2
Lloyds Mobile Banking screenshot 3
Lloyds Mobile Banking screenshot 4
Lloyds Mobile Banking screenshot 5
Lloyds Mobile Banking screenshot 6

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Convenient mobile banking
  • ๐Ÿ‘ Intuitive interface
  • ๐Ÿ‘ Reliable service
  • ๐Ÿ‘ Excellent customer service

Room to Improve

  • ๐Ÿ› Crashes and stability issues
  • ๐Ÿ” Cluttered and confusing interface
  • ๐Ÿ” Outdated design
  • ๐Ÿ” Limited functionality compared to competitors
  • ๐Ÿ” Difficult to navigate
  • ๐Ÿ” Lack of advanced features
  • ๐Ÿ” Restricted account access for international users

More Monzo Bank apps to explore

FAQ about Monzo Bank

What are the best monzo bank apps for iPhone?
Monzo Bank - Mobile Banking tops our monzo bank apps ranking as of September 2026, with a 4.7-star average from 5.7K App Store ratings, and it's free to download.
Yes โ€” 20 of the top monzo bank apps we rank are free to download, including Monzo Bank - Mobile Banking and Revolut: Send, spend and save.
Monzo Bank - Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ monzo bank apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Monzo app is a digital banking platform that allows you to manage all your finances in one place. It offers real-time spending notifications, tools to help you save money, and cashback rewards on purchases. You can also connect external bank accounts for a complete financial overview.
Key features include instant spending notifications, cashback on purchases, competitive APY rates for savings, and 'Savings Jars' to set and track financial goals. The app also supports early direct deposit, spare change roundups for savings, and the ability to connect all your accounts for a unified view.

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