Best Up alternatives: apps like Up — Simplify Money

9+ similar apps compared and reviewed

4.1 avg rating
9 free apps
Updated October 2026

Looking for something like Up? We've analyzed 9+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Up

4.6😐(167 ratings)
Free
Ubank: Digital Banking screenshot 1
Ubank: Digital Banking screenshot 2
Ubank: Digital Banking screenshot 3
Ubank: Digital Banking screenshot 4
Ubank: Digital Banking screenshot 5
Ubank: Digital Banking screenshot 6

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

What We Love

  • 🚀 Simple and easy banking
  • 🔒 Secure and trustworthy
  • 👍 User-friendly app and website
  • 💰 Competitive interest rates
  • 🤝 Shared accounts feature
  • 📈 Helpful budgeting and spending tracking

Room to Improve

  • 🐛 Buggy app with frequent crashes and login issues
  • 🔒 Restrictive ID requirements for account opening
  • 🤔 Confusing changes to account structure and transaction rules
  • 🕰️ Slow customer support and unresponsive to issues
  • 💳 Inability to pay directly from savings accounts
  • 🤯 Frustrating app updates that remove useful features
4.6😐(356 ratings)
FreeAds
Westpac screenshot 1
Westpac screenshot 2
Westpac screenshot 3
Westpac screenshot 4
Westpac screenshot 5
Westpac screenshot 6

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

What We Love

  • 🚀 Quick and efficient
  • 🔒 Secure banking
  • 👍 User-friendly interface
  • 💡 Convenient features like cardless cash withdrawals

Room to Improve

  • 🐛 Crashes and freezes
  • 🔑 Login issues due to customer ID format limitations
  • 🕰️ Slow performance and loading times
  • 🤖 Unreliable chatbot/virtual assistant
  • 💤 Frequent log-outs and loss of saved login details
2.5😐(17 ratings)
Free
ING Australia Banking (Legacy) screenshot 1

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

What We Love

  • 🚀 Easy to use
  • 👍 Reliable
  • 💰 Great interest rates
  • 🚀 Fast transactions
  • 👍 Simple and clean design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Lack of notifications
  • 🤔 Limited features compared to competitors
  • 🔒 Poor security and fraud protection
  • 🙄 Forced updates and login issues

More apps like Up

4
Australian Taxation Office
Australian Taxation Office
Australian Taxation Office
Australian Taxation Office
Free

Manage your tax and superannuation affairs on the go. Track tax returns, view payment due dates, and access popular tools like myDeductions and ABN Lookup. Securely access your ATO record and verify communications.

Track tax return progressView lodgment and payment due datesSecure login with biometrics
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5
Bendigo Bank
Bendigo Bank
Bendigo Bank
The better big bank
Free

Manage your finances with ease and security. This banking app allows you to check balances, view transactions, make payments, and control your cards. It offers instant transfers, bill payments, and secure login options.

Check balance without logging inView transaction history and download statementsInstant PayID and Osko transfers
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6
Macquarie Mobile Banking
Macquarie Mobile Banking
Macquarie Mobile Banking
by Macquarie Bank Limited
Free

Manage your finances on the go with this banking app. Track spending, set budgets, and receive real-time alerts for account activity. Securely authenticate transactions and manage both personal and business accounts.

Set budgets and track spendingSearch transactions with natural languageReal-time account activity alerts
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Suncorp Bank App
Suncorp Bank App
Suncorp Bank App
formerly Suncorp App
Free

Manage your finances securely and conveniently. Track bills, make payments, control your debit card, and access exclusive rewards. Enjoy quick balance checks and 24/7 support.

Organize bills and paymentsSet up PayID and Apple PayQuick Balance check
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8
St.George Mobile Banking
St.George Mobile Banking
St.George Mobile Banking
More ways to bank
Free

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

Open accounts in minutesFast and secure paymentsSchedule future transfers
💰 Finance
(15)
free with in-app purchases
9
Hostplus
Hostplus
Hostplus
by HOSTPLUS Super
Free

Manage your superannuation and insurance on the go. Check your balance, track contributions, and access useful features securely. Designed for existing members, it offers a simple and intuitive experience.

Check account balanceTrack contributionsView insurance details
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