Best apps like Upay - Payments & Loyalty

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated July 2026

Looking for something like Upay? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Upay

Circuit Go#1

Circuit Go by CIRCUIT LAUNDERETTE SERVICES LTD

Makes laundry days a breeze
Editor's Choice
💰 Finance
1.2😞(31 ratings)
Free
Circuit Go screenshot 1
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Manage your laundry with ease using this app. Check machine availability, book a wash cycle in advance, and make secure payments directly through your phone. Get notified when your laundry is done and save money with in-app coupons.

What We Love

  • 🚀 Surprisingly sufficient
  • 🚀 Acceptable
  • 👍 Way Better

Room to Improve

  • 🐛 Circuit laundry made me rethink my life choices
  • 🐛 Dark and twisted
  • 🐛 SCAM COMPANY
Tesco Bank#2

Tesco Bank by Tesco Personal Finance PLC

Mobile Banking & Clubcard Pay+
Strong Contender
💰 Finance
4.7😞(209 ratings)
Free
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Manage your Tesco Bank accounts and Clubcard spending on the go. Track transactions, make repayments, and transfer money securely. Activate new cards or block lost ones with ease.

What We Love

  • 👍 Easy to use app
  • 🚀 Great credit card banking experience
  • 💡 Useful features like roundup savings
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Issues with authorizing payments
  • 🐛 Inconsistent transaction tracking
HSBC UK Mobile Banking#3

HSBC UK Mobile Banking by HSBC Global Services (UK) Limited

Simple and secure banking
Worth Considering
💰 Finance
4.8😐(21K ratings)
FreeAds
HSBC UK Mobile Banking screenshot 1
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Manage your everyday banking needs on the go with secure and quick access. Make payments, deposit cheques, view statements, and control your cards. Gain insights into your spending and plan your finances effectively.

What We Love

  • 🚀 Easy to use
  • 👍 Convenient mobile banking
  • 🔒 Secure login process
  • 💡 Useful features like fast balance and money transfers

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🤔 Overly complex security setup
  • 😕 Lack of feature parity with online banking

More apps like Upay

4
Starling - Mobile Banking
Starling - Mobile Banking
Starling - Mobile Banking
Good with money.
Free

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

Fee-free overseas spending and ATM withdrawalsVirtual 'Spaces' for saving and budgetingReal-time payment notifications and spending insights
💰 Finance
(2.7K)
free
5
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Simple, safe and quick banking
Free

Manage your personal and business bank accounts on the go. Get insights into your spending, send international payments, and control your debit and credit cards. Easily receive payments and set up standing orders.

Account and transaction insightsInternational paymentsSpending summary
💰 Finance
(1.3K)
free
6
Barclays UK
Barclays UK
Barclays UK
Manage your money on the go
Free

Manage your personal, business, and corporate accounts on the go. View transactions, check balances, make payments, and transfer money. Securely store documents and find nearby branches or ATMs.

Secure login with Touch ID/Face IDManage personal, business, and corporate accountsView transactions and balances
💰 Finance
(3.2K)
free
7
HMRC
HMRC
HMRC
Your tax, benefits & savings
Free

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

Quick secure sign-inCheck tax code and payClaim tax refunds
💰 Finance
(238K)
free
8
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Personal & business banking
Free

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

Real-time spending notificationsCashback on purchasesHigh APY savings rates
💰 Finance
(5.6K)
free with in-app purchases
9
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
by sanasa development bank limited
Free

This app simplifies retail payments and daily financial tasks across Sri Lanka. It allows users to pay bills, manage bank accounts, and perform fund transfers securely with just a few taps.

Quick LoginBill Payments to 40+ providersSavings account management
💰 Finance
(7)
free
10
Barclays Private Bank
Barclays Private Bank
Barclays Private Bank
by Barclays Services Limited
Free

Access your investment portfolio 24/7 with this app. Monitor account balances, track asset values, and receive important notifications. Securely communicate with your banker and manage payments and transfers.

24/7 portfolio accessAccount balance and transaction trackingAsset market value monitoring
💰 Finance
(77)
free