Best apps like Zip - Buy Now, Pay Later

88+ similar apps compared and reviewed

4.8 avg rating
10 free apps
Updated July 2026

Looking for something like Zip? We've analyzed 88+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Zip

Afterpay: Pay over time#1

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Editor's Choice
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(752K ratings)
FreeAds
#35in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • ๐Ÿš€ Convenient payment plan
  • ๐Ÿ’ณ No interest or hidden fees
  • ๐Ÿค Good customer service (initially)
  • ๐Ÿ“ˆ Increasing credit limit with usage

Room to Improve

  • ๐Ÿ› App/website technical issues
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿค– Lack of human customer support
Affirm: Buy now, pay over time#2

Affirm: Buy now, pay over time by Affirm, Inc

Flexible payments, big savings
Strong Contender
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜ž(1.7M ratings)
FreeAds
#22in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • ๐Ÿ™ Helpful in tough times
  • ๐Ÿ’ณ Convenient financing option
  • ๐Ÿ“ˆ Improved credit score

Room to Improve

  • ๐Ÿค” Confusing payment process
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿ” Difficulty verifying identity
Sezzle: Buy Now, Pay Later#3

Sezzle: Buy Now, Pay Later by Sezzle Inc.

Shop & Pay in 4ยน
Worth Considering
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜ž(292K ratings)
FreeAds
Sezzle: Buy Now, Pay Later screenshot 1
Sezzle: Buy Now, Pay Later screenshot 2
Sezzle: Buy Now, Pay Later screenshot 3
Sezzle: Buy Now, Pay Later screenshot 4
Sezzle: Buy Now, Pay Later screenshot 5

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

What We Love

  • ๐Ÿš€ Convenient payment option
  • ๐Ÿ’ณ Flexible payment plans
  • ๐Ÿช Wide range of partner stores
  • ๐Ÿ†™ Increased spending limit with on-time payments

Room to Improve

  • ๐Ÿค– Poor customer service
  • ๐Ÿ”’ Concerns about security and fraud
  • ๐Ÿ”„ Issues with rescheduling payments

More apps like Zip

4
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
๐Ÿ›๏ธ Shopping
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freemium
5
Amazon Shopping
Amazon Shopping
Amazon Shopping
More benefits, fewer steps
Free

Shop millions of products with app-exclusive benefits for a faster, easier experience. Track deliveries in real-time, view products in 360ยฐ, get sale alerts, and enjoy secure sign-in. Access 24/7 live chat support and find items by scanning them.

Real-time delivery tracking360ยฐ product viewView in your room (AR)
๐Ÿ›๏ธ Shopping
(8.4M)
free with in-app purchases
6
Temu: Shop Like a Billionaire
Temu: Shop Like a Billionaire
Temu: Shop Like a Billionaire
Shop incredible deals on Temu!
Free

Discover a vast selection of products across fashion, home decor, beauty, and more. Enjoy daily deals, fast and secure checkout, and free shipping and returns. Shop for a wide variety of items at competitive prices.

Wide product selectionDaily dealsFast and secure checkout
๐Ÿ›๏ธ Shopping
(2.2M)
free with in-app purchases
7
eBay online shopping & selling
eBay online shopping & selling
eBay online shopping & selling
Buy, sell & resell marketplace
Free

Discover and purchase millions of items, from new to pre-loved, with personalized alerts and AI-powered listing tools. Shop sustainably, join live auctions, and buy with confidence through authenticity and money-back guarantees.

AI-powered item listingReal-time deal alertsSearch with images
๐Ÿ›๏ธ Shopping
(5M)
free with in-app purchases
8
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Groceries & essentials, fast.
Free

Shop for groceries, essentials, and more with convenient pickup, delivery, and shipping options. Features an AI assistant for shopping help, real-time order tracking, and in-store tools like store maps and price scanning.

AI shopping assistantPickup and delivery optionsFast two-day shipping
๐Ÿ›๏ธ Shopping
(18M)
free with in-app purchases
9
Shop: All your favorite brands
Shop: All your favorite brands
Shop: All your favorite brands
Shopping app & package tracker
Free

Discover and shop from your favorite brands and local stores, receiving alerts for deals and new arrivals. Organize wishlists, track all your orders in one place, and enjoy a seamless one-tap checkout experience.

Shop favorite brands and local storesPrice drop and restock alertsSave and organize items into collections
๐Ÿ›๏ธ Shopping
(7M)
ad-supported
10
Uplift - Buy Now, Pay Later
Uplift - Buy Now, Pay Later
Uplift - Buy Now, Pay Later
Shop interest free. Zero fees.
Free

This app allows you to shop with popular travel brands and pay over time with low, monthly installments. It offers a simple, surprise-free payment plan with no hidden fees or prepayment penalties. Explore travel inspiration and manage your purchases easily.

Buy Now, Pay Later for travelMonthly installment paymentsInterest-free options available
๐Ÿ›๏ธ Shopping
(3.7K)
free