Best 4 Payments Split Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Split Pay is the household name in 4 payments split, but it's far from the only option. We track 249+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top 4 Payments Split Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9β˜… (18K)NoNoOct 2026
2PayLater: Split Your PaymentsPayLater: Split Your PaymentsFree3.5β˜… (304)NoNoOct 2026
3Split – Pay TogetherSplit – Pay TogetherFree4.7β˜… (754)NoNoOct 2026
4Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8β˜… (35K)YesNoOct 2026
5Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8β˜… (121K)NoNoOct 2026
6Splitit GoSplitit GoFree5.0β˜… (1)NoNoAug 2026
7Afterpay: Pay over timeAfterpay: Pay over timeFree4.9β˜… (753K)NoNoOct 2026
8Livble - Split your rentLivble - Split your rentFree4.6β˜… (2.8K)NoNoOct 2026

Top Picks for 4 Payments Split

Split Pay: Split Bills in Two#1

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Editor's Choice
πŸ’° Finance
4.9😊(18K ratings)
Free
#64in Finance
Split Pay: Split Bills in Two screenshot 1
Split Pay: Split Bills in Two screenshot 2
Split Pay: Split Bills in Two screenshot 3
Split Pay: Split Bills in Two screenshot 4
Split Pay: Split Bills in Two screenshot 5

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • πŸš€ Great service with team members that go above and beyond
  • πŸ‘ Easy to use and intuitive
  • πŸ’‘ Helpful split pay feature
  • πŸš€ Smooth and seamless process
  • πŸ‘ Convenient for budgeting and managing rent payments
  • πŸš€ Quick and responsive customer service
  • πŸ‘ Helps build credit history

Room to Improve

  • πŸ› Delayed rent payments to landlord
  • πŸ› Accounts suspended with no explanation
  • πŸ› Difficult to get approved for split pay
  • πŸ› App crashes and freezes
  • πŸ› Lack of integration with property management portals
PayLater: Split Your Payments#2
3.5😞(304 ratings)
Free
PayLater: Split Your Payments screenshot 1
PayLater: Split Your Payments screenshot 2
PayLater: Split Your Payments screenshot 3
PayLater: Split Your Payments screenshot 4
PayLater: Split Your Payments screenshot 5
PayLater: Split Your Payments screenshot 6

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

What We Love

  • πŸ‘ Trusted
  • πŸ‘ Great experience

Room to Improve

  • πŸ’‘ No Arabic language support
  • πŸ’‘ Low spending limit
  • πŸ› Debit card not supported
  • πŸ› OTP not received
  • πŸ› Unable to delete app and restart
  • πŸ› Discriminatory spending limits between customers
Split – Pay Together#3

Split – Pay Together by Split Mobile Inc.

Split bills with friends
Worth Considering
πŸ’° Finance
4.7😊(754 ratings)
Free
Split – Pay Together screenshot 1
Split – Pay Together screenshot 2
Split – Pay Together screenshot 3
Split – Pay Together screenshot 4

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

What We Love

  • πŸ‘ Easy to use with friends
  • πŸš€ Seamless bill splitting
  • πŸ’‘ Convenient and efficient
  • πŸ‘ Straightforward interface

More 4 Payments Split apps to explore

FAQ about 4 Payments Split

What are the best 4 payments split apps for iPhone?
Split Pay: Split Bills in Two tops our 4 payments split apps ranking as of September 2026, with a 4.9-star average from 18K App Store ratings, and it's free to download.
Yes β€” 20 of the top 4 payments split apps we rank are free to download, including Split Pay: Split Bills in Two and PayLater: Split Your Payments.
Split Pay: Split Bills in Two has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ 4 payments split apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.