Best Accept Credit Cards Apps

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our accept credit cards list covers 248+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Accept Credit Cards Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoAug 2026
3OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (391K)NoNoAug 2026
4SwipeSimple - Point of SaleSwipeSimple - Point of SaleFree4.8★ (5.6K)NoNoAug 2026
5Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.5K)NoNoAug 2026
6Citi Mobile®Citi Mobile®Free4.9★ (4M)NoNoAug 2026
7QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026
8Pay for StripePay for StripeFree4.8★ (1.3K)NoNoAug 2026

Top Picks for Accept Credit Cards

Jim: sell & get paid instantly#1

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Editor's Choice
💰 Finance
4.7😞(11K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(604K ratings)
Free
#29in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
OnePay – Mobile Banking#3

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Worth Considering
💰 Finance
4.9😞(391K ratings)
Free
#8in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency

More Accept Credit Cards apps to explore

4
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

This application allows businesses to accept credit card payments on the go. It provides tools for recording transactions, calculating taxes, managing discounts, and tracking sales in real-time. Inventory management and user permissions are also supported.

Accept credit card paymentsRecord cash salesAutomatic tax calculation
💼 Business
(5.6K)
free
5
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.5K)
free with in-app purchases
6
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
7
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
8
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Accept contactless payments on iPhoneBank-grade encryption for secure transactionsGlobal payment acceptance
💰 Finance
(1.3K)
free with in-app purchases
9
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(191K)
free
10
Mission Lane Card
Mission Lane Card
Mission Lane Card
by Mission Lane LLC
Free

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

Manage credit card accountCheck account balancePay bills
💰 Finance
(483K)
free
11
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
12
ProPay Payments
ProPay Payments
ProPay Payments
Accept Credit Cards
Free

Accept credit card payments securely on your mobile device. Process chip and swipe cards, manually enter payments, and store customer information for future transactions. Access funds via a prepaid debit card and monitor your business activity with transaction reviews and refunds.

Accept chip and swipe credit cardsManual card entrySecurely store customer payment info
💰 Finance
(60)
free with in-app purchases
13
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
💼 Business
(21)
free with in-app purchases
14
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(252K)
free with in-app purchases
15
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free
16
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
17
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
18
Zable Credit Card
Zable Credit Card
Zable Credit Card
Simple & flexible credit card
Free

Manage your credit card with ease. This app lets you set your PIN, lock your card, and track all your transactions and payments. Apply for a new card directly through the website.

Set your PINLock your cardManage transactions
💰 Finance
(393)
free
19
Vera Credit
Vera Credit
Vera Credit
Flexible credit, your control
Free

This financial app offers flexible credit options and empowers users with control over their spending. It provides transparent terms, customizable rewards, and modern management tools for a personalized credit experience.

Flexible rewards optionsTransparent terms and feesInstant wallet access
💰 Finance
(3)
free
20
Cash Advance Hub: TheCashGenie
Cash Advance Hub: TheCashGenie
Cash Advance Hub: TheCashGenie
Loans & Credit Cards For You
Free

Discover credit cards tailored to your spending habits. Compare options for cash back, travel rewards, or low fees. Manage your existing cards and optimize your rewards.

Personalized card recommendationsSmart card managementAdvanced filtering options
💰 Finance
(0)
free

FAQ about Accept Credit Cards

What are the best accept credit cards apps for iPhone?
Jim: sell & get paid instantly tops our accept credit cards apps ranking as of August 2026, with a 4.7-star average from 11K App Store ratings, and it's free to download.
Yes — 20 of the top accept credit cards apps we rank are free to download, including Jim: sell & get paid instantly and Square Point of Sale (POS).
Jim: sell & get paid instantly shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ accept credit cards apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows businesses to accept contactless debit and credit card payments, as well as digital wallets, directly from their iPhone. It eliminates the need for additional hardware and provides instant access to funds.
You can get paid instantly by accepting contactless payments directly on your iPhone. Funds are immediately available and can be spent using the secured JIM Visa® Prepaid card.