Best Ach Payments Apps

217+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.5★, the ach payments category is one of the App Store's strongest. Browse all 217+ apps we track, sorted so the most loved ones surface first.

Top Picks for Ach Payments

ACFCU#1

ACFCU by ACFCU Federal Credit Union

Editor's Choice
💰 Finance
4.5😞(1.3K ratings)
FreeAds
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Access your accounts anytime, anywhere with the mobile banking app. Check balances, pay bills, transfer money, and more on the go. Enroll in Online Banking for free to start using the app.

What We Love

  • 🎉 Great new features
  • 👍 Easy to navigate and use
  • 💖 Highly recommended

Room to Improve

  • 🐛 Constant login and credential issues
  • 🐛 App crashes frequently
  • 🐛 Slow and unresponsive
Melio Business Payments#2

Melio Business Payments by Melio Payments Inc.

A simpler way to pay vendors
Strong Contender
💰 Finance
4.6😐(1.4K ratings)
Free
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This application simplifies vendor payments for small businesses with flexible payment options and tracking capabilities. It streamlines the payment process, saves time, and provides full payment control from your phone to improve cash flow.

What We Love

  • 🚀 Fast and reliable payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Convenient mobile app

Room to Improve

  • 🐛 Unreliable customer support
  • 🔒 Strict account verification issues
  • 🐛 Payment failures with no explanation
KadePay#3

KadePay by Kade Pay

Retail Payment Solution
Worth Considering
💼 Business
5.0(2 ratings)
Free
KadePay screenshot 1

Accept payments anywhere with a mobile-first solution that offers multiple payment methods, flexible fee options, and enterprise-grade security. Revolutionize your payment experience, enhance customer loyalty, and get started in minutes with an intuitive setup process.

More Ach Payments apps to explore

4
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Track, schedule, and manage your payments effortlessly with features like finance charge cap promotion tracking, AutoPay, payment history viewing, and biometric login. Ensure timely payments and full payoff within promotional periods.

💰 Finance
(1.8K)
5
Online Check Writer
Online Check Writer
Online Check Writer
Your One-Stop payment platform
Free

This cloud-based payment platform simplifies accounts payable and receivable by offering various payment options, including printable checks, eChecks, and digital payments. With a secure and user-friendly interface, it enables quick and easy transactions, while also providing round-the-clock customer support.

💰 Finance
(43)
6
AI Plant Identifier・Care-Lily
AI Plant Identifier・Care-Lily
AI Plant Identifier・Care-Lily
Tree & Leaf Identification
Free

Identify and care for plants using advanced AI technology. Simply snap a photo of a plant to receive instant information on how to best nurture it. Perfect for plant enthusiasts and beginners alike, download now to start your green-thumb journey!

📚 Education
(9.9K)
7
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
Built for Field Service Teams
Free

ScanPay is a mobile payment app that allows users to easily make secure transactions by scanning QR codes. Simplify your payments with ScanPay today!

💼 Business
(393)
8
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

💼 Business
(6.4K)
9
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

💼 Business
(49K)
10
Paytient
Paytient
Paytient
Feel better. Pay later.
Free

An app that allows users to pay for healthcare costs over time without interest or fees. Users can set up an account quickly, access virtual Visa cards, and choose flexible repayment options. Helpful features include in-app support, tracking spending, and paying with various funding sources.

🏥 Medical
(3.5K)
11
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

💰 Finance
(4.1K)
12
Copper: Earn Cash
Copper: Earn Cash
Copper: Earn Cash
Receipts, Surveys & More!
Free

Copper is a banking app that offers seamless integration of traditional banking services with modern technology. It allows users to manage their accounts, track spending, set financial goals, and easily transfer money. Experience personalized banking like never before with Copper!

💰 Finance
(92K)
13
CashCloud - Business Payments
CashCloud - Business Payments
CashCloud - Business Payments
Easily pay vendors on the go
Free
💰 Finance
(2)
14
Processa
Processa
Processa
POS & Credit Card Payments
Free

This cloud-based POS app allows businesses to easily accept credit card payments on their device, with features such as customizable products, customer data storage, and real-time analytics. With this app, businesses can streamline their payment process, view transaction history, and take advantage of advanced checkout features, all from their device.

💼 Business
(10)
15
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
16
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

💰 Finance
(194K)
17
Wave: Small Business Software
Wave: Small Business Software
Wave: Small Business Software
Invoice, scan receipts & more
Free

Wave: Small Business Software helps streamline your business finances with features like invoicing and receipt scanning. Simplify your accounting processes and stay organized with this all-in-one solution. Try it today to take control of your small business finances.

💼 Business
(6.6K)
18
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(384)
19
Domuso Resident Portal
Domuso Resident Portal
Domuso Resident Portal
by Domuso Inc.
Free

A convenient rent payment app with various payment options including credit/debit cards, eCheck/ACH, and cash. Simply search for your property, sign up, and make a payment!

💰 Finance
(38K)
20
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

Easily make payments by scanning QR codes with this app. Simplify your transactions and experience seamless, efficient payments on the go.

💰 Finance
(3.9K)