Best Alipay Plus Apps

225+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Looking for free alipay plus apps? 20 of our 225+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Alipay Plus Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Alipay - Simplify Your LifeAlipay - Simplify Your LifeFree2.9★ (4.2K)NoYesAug 2026
2AlipayHKAlipayHKFree2.8★ (112)NoNoAug 2026
3Octopus 八達通Octopus 八達通Free4.7★ (2.4K)YesYesAug 2026
4WeChatWeChatFree3.9★ (81K)YesYesAug 2026
5LINELINEFree3.2★ (18K)YesYesAug 2026
6TrueMoney - Pay & Earn CoinsTrueMoney - Pay & Earn CoinsFree3.4★ (295)YesNoAug 2026
7AmexAmexFree4.9★ (4.4M)YesNoAug 2026
8Trip.com: Book Flights, HotelsTrip.com: Book Flights, HotelsFree4.6★ (37K)YesNoAug 2026

Top Picks for Alipay Plus

2.9😞(4.2K ratings)
FreeIn-App Purchases
#53in Lifestyle
Alipay - Simplify Your Life screenshot 1
Alipay - Simplify Your Life screenshot 2
Alipay - Simplify Your Life screenshot 3
Alipay - Simplify Your Life screenshot 4
Alipay - Simplify Your Life screenshot 5
Alipay - Simplify Your Life screenshot 6

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

What We Love

  • 🚀 Convenient payment method
  • 🚀 Widely accepted in China
  • 🚀 Integrates various services
  • 👍 Easy to set up and use

Room to Improve

  • 🐛 Buggy and unreliable
  • 🔒 Security and privacy concerns
  • 👎 Difficult for non-Chinese users
AlipayHK#2

AlipayHK by Alipay Payment Services (HK) Limited

Strong Contender
💰 Finance
2.8(112 ratings)
Free
AlipayHK screenshot 1
AlipayHK screenshot 2
AlipayHK screenshot 3
AlipayHK screenshot 4

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

Octopus 八達通#3

Octopus 八達通 by Octopus Cards

Worth Considering
💰 Finance
4.7😞(2.4K ratings)
FreeAds
Octopus 八達通 screenshot 1
Octopus 八達通 screenshot 2
Octopus 八達通 screenshot 3
Octopus 八達通 screenshot 4
Octopus 八達通 screenshot 5
Octopus 八達通 screenshot 6

Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.

What We Love

  • ⭐ Convenient and easy to use
  • 🚀 Seamless integration with Apple Pay
  • 💳 Ability to manage digital Octopus card

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🔒 Concerns over personal data collection
  • 📱 Incompatibility with older devices and iOS versions

More Alipay Plus apps to explore

4
WeChat
WeChat
WeChat
Calls, chats, and more
Free

Connect with friends and family through messaging, voice, and video calls. Discover news, local services, and games within the app. Features mobile payment and health tracking capabilities.

Text, photo, voice, and video messagingGroup chats up to 500 membersHigh-quality voice and video calls
🌐 Social Networking
(81K)
free with in-app purchases
5
LINE
LINE
LINE
by LINE Corporation
Free

Connect with friends and family through free voice and video calls, messages, and a wide array of stickers and themes. This communication platform offers a seamless experience across mobile, desktop, and smartwatches, with enhanced privacy features and content discovery options.

Free voice and video callsMessagingStickers and emojis
🌐 Social Networking
(18K)
free with in-app purchases
6
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
Effortless Money Management
Free

This financial app simplifies everyday transactions, offering cashless payments for bills, mobile top-ups, and purchases. It provides secure money management, exclusive deals, and investment options, while also supporting business growth.

Cashless and cardless paymentsMobile top-ups and bill paymentsOnline and offline purchases
💰 Finance
(295)
free with in-app purchases
7
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
8
Trip.com: Book Flights, Hotels
Trip.com: Book Flights, Hotels
Trip.com: Book Flights, Hotels
Car Rentals & Holiday Deals
Free

Plan your next holiday with an all-in-one travel app. Book flights, hotels, car rentals, and tours. Access travel essentials like e-sims and insurance. Earn rewards and enjoy 24/7 customer support.

Flight booking with flexible cancellationHotel price matching and booking discountsCar rental services
✈️ Travel
(37K)
free with in-app purchases
9
HSBC HK Mobile Banking
HSBC HK Mobile Banking
HSBC HK Mobile Banking
All-in-one financial services
Free

Manage your finances on the go with this secure banking app. Open accounts, make payments, check balances, and review investments. Offers 24/7 chat support and integrates with Apple Health for fitness tracking.

Open bank accounts remotelySecure login with biometricsFPS QR code payments
💰 Finance
(12K)
free
10
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
11
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
12
Alipay Auth
Alipay Auth
Alipay Auth
by Hangzhou Ant Ssdata Information Technology Co., Ltd.
Free

This security application enhances the protection of funds for specific Alipay for Business accounts. It offers dynamic password and gesture password verification to secure your transactions.

Dynamic password verificationGesture password verificationSupports Tmall International
🔧 Utilities
(1)
free
13
AliExpress - Shopping App
AliExpress - Shopping App
AliExpress - Shopping App
Shop deals on better choices
Free

Discover millions of products across countless categories, from tech gadgets to fashion and home decor. Find high-quality items at unbeatable prices with a user-friendly interface, secure checkout, and reliable global shipping. Get personalized recommendations and stay updated on flash sales and exclusive discounts.

Millions of products across categoriesUnbeatable pricesUser-friendly interface
🛍️ Shopping
(650K)
free
14
DiDi China: Ride Hailing
DiDi China: Ride Hailing
DiDi China: Ride Hailing
Ride in Chinese mainland, HK
Free

This app provides ride-hailing services for visitors in mainland China and Hong Kong. It offers an English interface, bilingual communication with drivers, and supports international payment methods for a convenient travel experience.

English interface for global usersBilingual driver communicationInternational payment options
✈️ Travel
(1.2K)
free with in-app purchases
15
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
16
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.7K)
free with in-app purchases
17
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Instant Transfers & Payments
Free

Manage all your cards, make instant payments for services, and transfer money domestically and internationally. Enjoy cashback, installment options, and secure transactions with online identification and multilingual support.

Instant payments for servicesDomestic and international money transfersLink multiple bank cards
💰 Finance
(2.7K)
free
18
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
19
BoC Pay+
BoC Pay+
BoC Pay+
by Bank of China (Hong Kong) Limited
Free

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

Top up with BOC Credit CardsManage credit cardsApply for installments
💰 Finance
(11)
free
20
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases

FAQ about Alipay Plus

What are the best alipay plus apps for iPhone?
Alipay - Simplify Your Life tops our alipay plus apps ranking as of July 2026, with a 2.9-star average from 4.2K App Store ratings, and it's free to download.
Yes — 20 of the top alipay plus apps we rank are free to download, including Alipay - Simplify Your Life and AlipayHK.
Alipay - Simplify Your Life has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 225+ alipay plus apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Alipay is a leading open platform for payments and digital services in China. It allows users to make payments online and in person at various merchants. It also provides access to a range of digital services.
Users with a Chinese ID and bank account can use Alipay for transactions both inside and outside of China. Foreign visitors to China can connect their credit cards to use the platform within the country.