Best Auto Finance Apps

229+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Ally is the household name in auto finance, but it's far from the only option. We track 229+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Auto Finance Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7โ˜… (111K)NoNoJul 2026
2OneMainOneMainFree4.8โ˜… (84K)NoNoJul 2026
3Informed: Bad Credit Car LoansInformed: Bad Credit Car LoansFree3.7โ˜… (3)NoNoMay 2026
4CarGurus โ€“ Shop Used CarsCarGurus โ€“ Shop Used CarsFree4.9โ˜… (654K)YesNoJul 2026
5Car & Auto Payment CalculatorCar & Auto Payment CalculatorFree4.1โ˜… (2.2K)YesYesJul 2026
6Westlake MyAccountWestlake MyAccountFree4.7โ˜… (188K)NoNoJul 2026
7CarMax: Used Cars for SaleCarMax: Used Cars for SaleFree4.8โ˜… (405K)YesNoJul 2026
8Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8โ˜… (304K)NoNoJul 2026

Top Picks for Auto Finance

Ally: Bank, Auto & Invest#1

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(111K ratings)
Free
#62in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
Ally: Bank, Auto & Invest screenshot 3
Ally: Bank, Auto & Invest screenshot 4
Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

What We Love

  • ๐Ÿš€ Reliable app performance
  • ๐Ÿ‘ Helpful customer service
  • ๐Ÿ’ก Useful savings buckets feature
  • ๐Ÿš€ Immediate fund transfers

Room to Improve

  • ๐Ÿ› Frequent app crashes and bugs
  • ๐Ÿ•ฐ๏ธ Slow mobile check deposit processing
  • ๐Ÿ”’ Lack of VPN compatibility
OneMain#2

OneMain by One Main Financial

Personal & Auto Loans
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(84K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • ๐Ÿ‘ User-friendly app
  • ๐Ÿš€ Convenient payment processing
  • ๐Ÿ’ก Helpful customer service
  • ๐Ÿค Great company overall

Room to Improve

  • ๐Ÿ› Buggy app updates
  • ๐Ÿ”’ Security issues with password entry
  • ๐Ÿ’ฐ Predatory lending practices
Informed: Bad Credit Car Loans#3

Informed: Bad Credit Car Loans by Informed Inc

Worth Considering
๐Ÿ’ฐ Finance
3.7(3 ratings)
Free
Informed: Bad Credit Car Loans screenshot 1
Informed: Bad Credit Car Loans screenshot 2
Informed: Bad Credit Car Loans screenshot 3

This app helps individuals with bad or no credit secure car loans for vehicles from various online marketplaces and dealerships. It also provides tools to verify car details, including history reports and price comparisons, before purchase.

More Auto Finance apps to explore

4
CarGurus โ€“ Shop Used Cars
CarGurus โ€“ Shop Used Cars
CarGurus โ€“ Shop Used Cars
Find great deals near you
Free

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

Millions of new and used car listingsTrusted deal ratingsFinancing options and pre-qualification
๐Ÿ›๏ธ Shopping
(654K)
free with in-app purchases
5
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
๐Ÿ’ฐ Finance
(2.2K)
free with in-app purchases
6
Westlake MyAccount
Westlake MyAccount
Westlake MyAccount
by Westlake Services, Llc
Free

Manage your Westlake Financial Services accounts on the go. Make payments, set up recurring payments, and access payoff information easily from your mobile device.

Manage accounts on mobileMake paymentsSign up for recurring payments
๐Ÿ’ฐ Finance
(188K)
free
7
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
๐ŸŒŸ Lifestyle
(405K)
free with in-app purchases
8
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Thousands of Vehicle Options
Free

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

Buy used cars onlineSell and trade carsGet instant financing terms
๐Ÿ›๏ธ Shopping
(304K)
free with in-app purchases
9
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
๐Ÿ’ฐ Finance
(11M)
free
10
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
๐Ÿ’ฐ Finance
(1.3K)
ad-supported
11
Toyota Financial Services
Toyota Financial Services
Toyota Financial Services
Manage your vehicle lease/loan
Free

Easily manage your auto lease or loan with this app. Make payments, view account details, and set up recurring transactions. The redesigned interface offers quick navigation and a clear overview of your financial commitments.

Frictionless paymentsRecurring payment setupAccount Snapshot view
๐Ÿ’ฐ Finance
(474K)
free
12
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
๐Ÿ’ฐ Finance
(8.2K)
freemium
13
Lexus Financial Services
Lexus Financial Services
Lexus Financial Services
Manage your vehicle lease/loan
Free

Manage your auto lease or loan with ease. This app offers frictionless payments, recurring payment options, and a clear snapshot of your account details. Navigate your finances effortlessly with a redesigned interface and quick access to key features.

Frictionless paymentsRecurring payment setupAccount snapshot view
๐Ÿ’ฐ Finance
(76K)
free
14
ะะฒั‚ะพ ะคะธะฝะฐะฝั - ะกะพั‚ั€ัƒะดะฝะธะบ
ะะฒั‚ะพ ะคะธะฝะฐะฝั - ะกะพั‚ั€ัƒะดะฝะธะบ
ะะฒั‚ะพ ะคะธะฝะฐะฝั - ะกะพั‚ั€ัƒะดะฝะธะบ
by Temirlan Kazturganov
Free
๐Ÿ”ง Utilities
(0)
15
mySFS by Stellantis Financial
mySFS by Stellantis Financial
mySFS by Stellantis Financial
Stellantis Financial Services
Free

Manage your Stellantis Financial Services accounts with ease. This app allows you to register, set up auto payments, go paperless, and handle multiple vehicle loans all in one place.

Account registrationAuto Pay setupPaperless billing enrollment
๐Ÿ’ฐ Finance
(85)
free
16
United Auto Credit
United Auto Credit
United Auto Credit
by United Auto Credit
Free

Manage your auto loan account with ease. View account details, track payment history, and make secure payments anytime, anywhere. Stay informed with real-time updates and manage AutoPay settings.

View account detailsManage paymentsTrack payment history
๐Ÿ’ฐ Finance
(678)
ad-supported
17
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

Access ID cardsMake paymentsSign policy documents
๐Ÿ’ฐ Finance
(36K)
free
18
Mazda Financial Services
Mazda Financial Services
Mazda Financial Services
by Toyota Motor Credit Corporation
Free

Manage your auto lease or loan with ease. This app offers frictionless payments, account overviews, and convenient ways to track your balance and loan details.

Frictionless paymentsSchedule one-time paymentsSnapshot account view
๐Ÿ’ฐ Finance
(39K)
free
19
Mariner Finance
Mariner Finance
Mariner Finance
Manage-Payments-Offers-History
Free

Manage your personal loans, monitor account activity, and make payments on the go. Apply for new loans, view current offers, and find local branches. Designed for existing customers to easily access their account information and manage their finances.

Monitor account activitySet up auto payMake monthly payments
๐Ÿ’ฐ Finance
(1.4K)
free
20
State Farmยฎ
State Farmยฎ
State Farmยฎ
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
๐Ÿ’ฐ Finance
(1.2M)
free

FAQ about Auto Finance

What are the best auto finance apps for iPhone?
Ally: Bank, Auto & Invest tops our auto finance apps ranking as of June 2026, with a 4.7-star average from 111K App Store ratings, and it's free to download.
Yes โ€” 20 of the top auto finance apps we rank are free to download, including Ally: Bank, Auto & Invest and OneMain.
Ally: Bank, Auto & Invest has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 229+ auto finance apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Ally app allows you to manage your banking, investments, and auto accounts all in one place. You can make vehicle payments, utilize smart savings tools, trade stocks and funds commission-free, and access personalized investment advice.
Key features include managing multiple vehicles and making payments, smart savings tools like buckets and boosters, commission-free trading on eligible U.S. stocks and funds, Robo Portfolios, Personal Advice for investments, and free FICOยฎ Score updates. It also offers early direct deposit and the ability to add cash at Walmart locations.

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