Best Borrow Money Apps

212+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Out of 212+ borrow money apps apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Borrow Money Apps

Lenme: Investing and Borrowing#1

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Editor's Choice
💰 Finance
4.4😞(73K ratings)
FreeAdsIn-App Purchases
#14in Finance
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Lenme: Investing and Borrowing screenshot 6

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
Dave: Credit, Cash & Money App#2

Dave: Credit, Cash & Money App by Dave, Inc

Better Than A Cash Advance
Strong Contender
💰 Finance
4.8😐(839K ratings)
Free
#26in Finance
Dave: Credit, Cash & Money App screenshot 1
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Get up to $500 in just 5 minutes with our quick cash advance app. Instantly access funds with a simple application process.

What We Love

  • 🚀 Quick and easy to use
  • 💰 Helpful for financial emergencies
  • 👍 Convenient and user-friendly
  • 🌳 Donates to charity with tips

Room to Improve

  • 🤔 Inconsistent advance limits
  • 🕰️ Slow to update payment information
  • 🤑 Tricky to avoid extra fees
Brigit: Cash Advance & Credit#3

Brigit: Cash Advance & Credit by Bridge It Inc

Money, Saving & Budgeting App
Worth Considering
💰 Finance
4.8😐(502K ratings)
FreeAds
#29in Finance
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Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees

More Borrow Money Apps apps to explore

4
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Get cash advances up to $100 with True Finance: The Money App. Connect your bank account, request funds, and receive them within 3 days. Explore offers, check your credit score, and stay secure with bank-level security. Start today!

💰 Finance
(43K)
5
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free
💰 Finance
(3K)
6
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Improve your financial health with breakthrough tools from an app that offers cash advances up to $100, overdraft alerts, spending tracking, and expense management. Take control of your finances today!

💰 Finance
(107K)
7
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(443K)
8
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

A financial management app that offers comprehensive tools for budgeting, expense tracking, goal setting, and saving towards financial targets. Users can easily manage their finances, set priorities, and stay on top of their financial health. Try it now for better control over your money.

💰 Finance
(80K)
9
VANSi - Cash Advance
VANSi - Cash Advance
VANSi - Cash Advance
Access Future Income
Free

Credit Convey allows you to track your financial wellness, daily balances, and receive cash advances called Bridge-a-Gap Funds (BGF) with education and motivation. Simply connect your bank account, pay a membership fee, and access BGFs to avoid overdrawn risks, returning them when funds are sufficient for increasing amounts up to $150.

💰 Finance
(24K)
10
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

A comprehensive and user-friendly finance management app that offers banking, investment, and budgeting tools all in one place, making it easy to stay on top of your financial health. Take control of your finances today with MoneyLion!

💰 Finance
(314K)
11
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(346K)
12
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

💰 Finance
(130K)
13
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Instant Money, Always Ready
Free
💰 Finance
(1.2K)
14
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

💰 Finance
(37K)
15
Cashably: Quick Cash Advance
Cashably: Quick Cash Advance
Cashably: Quick Cash Advance
Instant Cash Apps & Save Money
Free

Cashably is a fast and secure financial management app that allows users to track expenses, budget effectively, and set savings goals effortlessly. Take control of your finances today!

💰 Finance
(11K)
16
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

💰 Finance
(33K)
17
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Grid Money lets you build credit, access cash advances, boost your paycheck with Grid Tax, and protect your income. Improve your credit score with each purchase using the Grid card. No interest, credit checks, or late fees - just a flat $10/month fee. Take control of your financial future today.

💰 Finance
(28K)
18
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
19
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

💰 Finance
(8.4M)
20
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)