Best Business Bank Online Apps

248+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated September 2026

Finding the right business bank online apps can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Business Bank Online Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Moniepoint Business BankingMoniepoint Business BankingFree4.6โ˜… (15K)YesNoSep 2026
2Lake Trust Business BankingLake Trust Business BankingFree4.1โ˜… (123)NoNoSep 2026
3Novo - Small Business CheckingNovo - Small Business CheckingFree4.8โ˜… (20K)NoNoSep 2026
4U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8โ˜… (2.1M)YesNoSep 2026
5Found: Business BankingFound: Business BankingFree4.8โ˜… (34K)NoNoSep 2026
6Kuda BusinessKuda BusinessFree4.6โ˜… (986)NoNoSep 2026
7businessONLINE XbusinessONLINE XFree2.6โ˜… (33)NoNoAug 2026
8Lili - Business BankingLili - Business BankingFree4.6โ˜… (6.9K)NoNoSep 2026

Top Picks for Business Bank Online

Moniepoint Business Banking#1

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • ๐Ÿš€ Fast transactions
  • ๐Ÿ”’ Secure app
  • ๐Ÿ‘ Reliable service
  • ๐Ÿ‘ Useful for business

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ› Login issues
  • ๐Ÿ› Network connectivity problems
  • ๐Ÿ› Account restrictions and upgrade problems
  • ๐Ÿ› Failed transactions and money not reflecting
  • ๐Ÿ› Automatic logout issues
  • ๐Ÿ” Poor customer service
  • ๐Ÿ’ฐ High charges
Lake Trust Business Banking#2

Lake Trust Business Banking by Lake Trust Credit Union

Strong Contender
๐Ÿ’ฐ Finance
4.1๐Ÿ˜(123 ratings)
Free
Lake Trust Business Banking screenshot 1
Lake Trust Business Banking screenshot 2
Lake Trust Business Banking screenshot 3
Lake Trust Business Banking screenshot 4
Lake Trust Business Banking screenshot 5
Lake Trust Business Banking screenshot 6

Manage your business finances conveniently from your mobile device. Check balances, monitor activity, transfer funds, and pay bills on the go. Secure messaging and branch information are also available.

What We Love

  • ๐Ÿ‘ Easy to use and read
  • ๐Ÿ‘ Wonderful experience banking
  • ๐Ÿ‘ Great bank service
  • ๐Ÿ‘ Good dependable app
  • ๐Ÿ‘ Always available and easy to use
  • ๐Ÿ‘ Simple and intuitive
  • ๐Ÿ‘ Very easy to use and safe
  • ๐Ÿ‘ Love the app
  • ๐Ÿ‘ Great App

Room to Improve

  • ๐Ÿ› Glitchy at times
  • ๐Ÿ› App doesn't remember device
  • ๐Ÿ› Bill payment spins
  • ๐Ÿ› Credit card menu terrible
  • ๐Ÿ› Remote deposits not smooth
  • ๐Ÿ› Neglecting disputes
  • ๐Ÿ› Needs text code every time
  • ๐Ÿ› Half the stuff doesn't work
  • ๐Ÿ› Fingerprint option never works
  • ๐Ÿ› Drive thru AI pieces of crap
  • ๐Ÿ› Needs Zelle option
  • ๐Ÿ› Wish I could see pending deposits
  • ๐Ÿ› Electronic deposits don't go through
  • ๐Ÿ› Face ID glitches
  • ๐Ÿ› Lags behind big banks
  • ๐Ÿ› Loading PDF statements impossible
  • ๐Ÿ› Check deposit camera opposite oriented
  • ๐Ÿ› Register device every time
  • ๐Ÿ› Business app not working
  • ๐Ÿ› Check deposit takes multiple tries
  • ๐Ÿ› Email pin always needed
  • ๐Ÿ› Mobile deposit kicks out
  • ๐Ÿ› App crashes when depositing checks
  • ๐Ÿ› Support link broken
  • ๐Ÿ› Security code to sign in daily
  • ๐Ÿ› Check deposit rarely works
  • ๐Ÿ› Locked out for no reason
  • ๐Ÿ› Check depositing functionality weak
  • ๐Ÿ› App won't load after sign in
  • ๐Ÿ› Failed to connect to server
Novo - Small Business Checking#3

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
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Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support
  • ๐Ÿค– Overreliance on chatbots instead of live agents
  • ๐Ÿ’ธ Unexpected account closures and fund freezes

More Business Bank Online apps to explore

FAQ about Business Bank Online

What are the best business bank online apps for iPhone?
Moniepoint Business Banking tops our business bank online apps ranking as of September 2026, with a 4.6-star average from 15K App Store ratings, and it's free to download.
Yes โ€” 20 of the top business bank online apps we rank are free to download, including Moniepoint Business Banking and Lake Trust Business Banking.
Moniepoint Business Banking shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ business bank online apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Moniepoint Business Banking provides businesses with mobile banking solutions. It allows users to open a business bank account, accept payments both online and offline, manage expenses with dedicated cards, purchase airtime, and pay utility bills. The app also facilitates requests for POS terminals and offers savings plans.
Key features include the ability to open a business bank account directly from your phone, accept card and bank transfer payments via POS terminals, manage business expenses with trackable cards, purchase airtime and data with cashback, and pay bills. Users can also set up savings plans from transactions.