Best Debt Payoff Apps

4.7😊(7.3K ratings)

FreeAdsIn-App Purchases

#69in Finance

Debt Payoff Planner & Tracker screenshot 1

Debt Payoff Planner & Tracker screenshot 2

Debt Payoff Planner & Tracker screenshot 3

Debt Payoff Planner & Tracker screenshot 4

Debt Payoff Planner & Tracker screenshot 5

Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

💯 Excellent debt tracking and planning
🔍 Detailed debt breakdown and payoff timeline
🎯 Helps stay motivated and on track
👍 Simple and easy to use interface
🤑 Affordable premium subscription
🔢 Customizable debt payoff strategies

Room to Improve

🐛 Occasional app crashes and stability issues
📆 Lack of flexible payment frequency options (weekly, bi-weekly)
💰 Frustration with premium-only features
🔢 Difficulty making changes to existing debt entries
💸 Concerns about recurring subscription costs

Ditch: Pay Off Debt Faster by Ditch Technologies

Automate Payoff & Track Debt

Strong Contender

4.8(2.6K ratings)

FreeAdsIn-App Purchases

#22in Finance

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner

Worth Considering

Debt Snowball - Payoff Planner

4.5😞(2.4K ratings)

FreeIn-App Purchases

Debt Payoff Box: Snowball Plan screenshot 1

Debt Payoff Box: Snowball Plan screenshot 2

Debt Payoff Box: Snowball Plan screenshot 3

Debt Payoff Box: Snowball Plan screenshot 4

Debt Payoff Box: Snowball Plan screenshot 5

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

What We Love

👍 Simple and easy to use
🚀 Helpful for debt planning
🚀 Straightforward layout
🚀 Provides amortization schedules
🚀 Calculates snowball effect

Room to Improve

🐛 Buggy and glitchy
💰 Requires paid upgrade for basic features
🔒 No cloud sync or backup
🔒 No passcode or security features
💡 Lacks flexibility for extra payments

More Debt Payoff apps to explore

Credit card & payment tracker

Add multiple debtsChoose repayment frequencyTrack payments

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

(1.3K)

DebtWise — Debt Payoff Planner

Your Order. Your Freedom Date

Changed: Automate Debt Payoff

Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

(5.6K)

Debt Payoff Assistant

by SVT Software

Debt-snowball methodMultiple debt trackingCustom payoff strategies

This app helps you pay off debts faster using popular methods like the debt-snowball. Track multiple debts, set custom payoff strategies, and visualize your progress with charts and reports. Get payment reminders and secure your financial data.

Gauss: Payoff Credit Card Debt

(136)

ad-supported

Manage Debt, Credit & Budget

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Card Debt Payoff Calculator

(4K)

subscription

Plan your credit card payoff

Debt Payoff Strategy Companion

Saldar: Debt Payoff Tool

Debt payoff strategy comparison (avalanche vs. snowball)Interest savings calculationPersonalized payoff timeline

This app helps you visualize your debt payoff journey. Input your debts and choose a strategy to see exactly when you'll be debt-free and how much interest you can save. It supports various debt types and allows for collaborative planning.

Toffee: Debt Payoff Tracker

(1)

freemium

Private Snowball & Avalanche

Debt Snowball and Avalanche payoff methodsAutomatic bank account syncing via PlaidAI-powered debt coaching and scenario planning

This app helps you visualize and accelerate your debt payoff journey. It offers personalized strategies like debt snowball or avalanche, connects to your bank accounts for automatic updates, and provides motivation through progress tracking and AI coaching. Get a clear view of your debt-free date and stay on track with payment reminders.

(3)

EveryDollar: Budget Management

Track Income, Bills & Spending

Create custom budgetsTrack expenses and transactionsManage bills and income

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

(84K)

See when you will be debt-free

DebtMap: Debt Payoff

by KAIJU Limited Liability Company

moneyMORE: Debt Payoff

Debt Payoff Accelerator

Simple loan calculator

Eliminate: Debt Payoff Planner

Pay it down. Own your future.

Visualize debt-free dateSnowball or avalanche payoff methodsPayment reminders and alerts

This app helps you track and pay down debt without connecting to your bank. It visualizes your debt-free date, offers payoff strategies, and sends payment reminders. Your financial data remains private and stored only on your device.

Debt Snowball: Payoff Tracker

(2)

freemium

Loan & Credit Payment Tracker

Debt Payoff: Snowball Plan

Avalanche tracker & calculator

Debt Tracker & debt payoff

Payoff GO: Debt Payoff

Debt payoff strategies (snowball, avalanche)Track various debt typesBalance, APR, and progress views

This app helps you manage and pay off your debts by turning the process into a motivating daily habit. Track balances, compare payoff strategies, and visualize your progress towards becoming debt-free.

Debt Payoff Tracker & Planner*

(2)

free

Debt Manager & Tracker