Best Discover Online Savings Apps

249+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated August 2026

Discover Mobile is the household name in discover online savings, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Discover Online Savings Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoAug 2026
2SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoAug 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
4Capital One Shopping: Save NowCapital One Shopping: Save NowFree4.9★ (1.7M)YesNoAug 2026
5U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoAug 2026
6AmexAmexFree4.9★ (4.4M)YesNoAug 2026
7Citi Mobile®Citi Mobile®Free4.9★ (4M)NoNoAug 2026
8Checkmate: Save While You ShopCheckmate: Save While You ShopFree4.7★ (13K)YesNoAug 2026

Top Picks for Discover Online Savings

Discover Mobile#1

Discover Mobile by Discover Financial Services

Banking and Finance
Editor's Choice
💰 Finance
4.9😐(5.2M ratings)
Free
#89in Finance
Discover Mobile screenshot 1
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Discover Mobile screenshot 6

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

What We Love

  • 👍 Excellent customer service
  • 🚀 Smooth and easy-to-use app
  • 💳 Great credit card with rewards
  • 🔒 Secure and reliable

Room to Improve

  • 🐛 App crashes and bugs
  • 🤖 Poor customer service and unresponsive to issues
  • 💳 Difficult to get credit limit increases
SoFi: Bank, Invest & Crypto#2

SoFi: Bank, Invest & Crypto by Social Finance, LLC

High-Yield Savings & Stocks
Strong Contender
💰 Finance
4.7😐(385K ratings)
Free
#24in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
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This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account

More Discover Online Savings apps to explore

4
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Coupons, Rewards, and Deals
Free

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

Automatic coupon applicationEarn shopping rewardsPrice comparison
🛍️ Shopping
(1.7M)
ad-supported
5
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
6
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
7
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
8
Checkmate: Save While You Shop
Checkmate: Save While You Shop
Checkmate: Save While You Shop
Be Rewarded for Who You Are
Free

This AI-powered shopping network generates personalized offers based on your identity. Save money with tailored deals from a vast network of supported websites.

AI-generated personalized offersSave money on purchasesSupports 500,000+ websites
🛍️ Shopping
(13K)
ad-supported
9
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®
💰 Finance
(2M)
free
10
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
💰 Finance
(6.1K)
free with in-app purchases
11
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(328K)
subscription
12
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
13
Chequemate: Savings
Chequemate: Savings
Chequemate: Savings
Smart & Secure Ajo Savings
Free
💰 Finance
(0)
14
My Savings - Online Wallet for finance
My Savings - Online Wallet for finance
My Savings - Online Wallet for finance
by Brian Schwartz
$0.99
💰 Finance
(0)
15
SusuWallet: Savings Circles
SusuWallet: Savings Circles
SusuWallet: Savings Circles
by CYBERLOBI LLC
Free
💰 Finance
(0)
16
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
17
MoneyBox - Smart Savings
MoneyBox - Smart Savings
MoneyBox - Smart Savings
Your Smart Savings Companion
Free

This app helps you manage your money and achieve your financial goals with easy tracking, goal-setting, and visual progress reports. It offers saving reminders and a clean interface to build better saving habits.

Easy money trackingSet and track savings goalsGoal-based saving plans
💰 Finance
(0)
free with in-app purchases
18
Watch Debt - Savings Helper
Watch Debt - Savings Helper
Watch Debt - Savings Helper
by Tin Cucchia
Free
💰 Finance
(0)
19
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
20
Savings - Money Tracker
Savings - Money Tracker
Savings - Money Tracker
Money Manager Expense & Income
Free

This finance app focuses on tracking your savings rather than your spending. It helps users automate wealth building by setting savings percentages for various income sources and provides detailed analytics and projections.

Automatic recurring savings trackingDetailed analytics dashboardInteractive savings charts and insights
💰 Finance
(1)
free with in-app purchases

FAQ about Discover Online Savings

What are the best discover online savings apps for iPhone?
Discover Mobile tops our discover online savings apps ranking as of August 2026, with a 4.9-star average from 5.2M App Store ratings, and it's free to download.
Yes — 19 of the top discover online savings apps we rank are free to download, including Discover Mobile and SoFi: Bank, Invest & Crypto.
Discover Mobile has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ discover online savings apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your Discover credit card and bank accounts. You can check balances, view transactions, make and edit payments, redeem rewards, deposit checks, view your FICO score, and freeze your account for security.
The app is designed for mobile devices. It supports features like Discover Touch ID for faster logins on eligible devices, and adding your card to Apple Pay for in-store purchases on iOS 9 and later.