Best Discover Online Savings Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Discover Mobile is the household name in discover online savings, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Discover Online Savings Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoOct 2026
2Capital One Shopping: Save NowCapital One Shopping: Save NowFree4.9★ (1.7M)YesNoOct 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoOct 2026
4U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoOct 2026
5AmexAmexFree4.9★ (4.4M)YesNoOct 2026
6Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.5M)YesNoOct 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)NoNoOct 2026
8Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoOct 2026

Top Picks for Discover Online Savings

Discover Mobile#1

Discover Mobile by Discover Financial Services

Banking and Finance
Editor's Choice
💰 Finance
4.9😐(5.2M ratings)
Free
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Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

What We Love

  • 👍 Excellent customer service
  • 🚀 Smooth and easy-to-use app
  • 💳 Great credit card with rewards
  • 🔒 Secure and reliable
  • 💳 Helpful for building credit
  • 💳 Automatic credit line increases

Room to Improve

  • 🐛 App crashes and bugs
  • 🤖 Poor customer service and unresponsive to issues
  • 💳 Difficult to get credit limit increases
  • 💳 Unfair credit reporting practices
  • 💳 Holding funds hostage and difficult to access money
Capital One Shopping: Save Now#2

Capital One Shopping: Save Now by Wikibuy, LLC

Coupons, Rewards, and Deals
Strong Contender
🛍️ Shopping
4.9😐(1.7M ratings)
FreeAds
#9in Shopping
Capital One Shopping: Save Now screenshot 1
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Capital One Shopping: Save Now screenshot 4
Capital One Shopping: Save Now screenshot 5
Capital One Shopping: Save Now screenshot 6

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

What We Love

  • 🚀 Great app
  • 💰 Earns cash back
  • 🛒 Automatically finds discounts
  • 📈 Substantial savings
  • 🤖 Personalized offers

Room to Improve

  • 🐛 Rewards not tracking properly
  • ⏱️ Slow processing of rewards
  • 🤔 Unclear eligibility for offers
  • 🤯 Confusing user experience
  • 📱 Incompatible with mobile devices
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc.

Save money automatically
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
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This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee

More Discover Online Savings apps to explore

FAQ about Discover Online Savings

What are the best discover online savings apps for iPhone?
Discover Mobile tops our discover online savings apps ranking as of October 2026, with a 4.9-star average from 5.2M App Store ratings, and it's free to download.
Yes — 20 of the top discover online savings apps we rank are free to download, including Discover Mobile and Capital One Shopping: Save Now.
Discover Mobile has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ discover online savings apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.