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Best Divvy Pay Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Whether you're new to divvy pay or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Divvy Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BILL Spend & Expense (Divvy)BILL Spend & Expense (Divvy)Free4.8★ (29K)NoNoAug 2026
2BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoAug 2026
3Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (853K)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
5Divvy - Bill Split & PayDivvy - Bill Split & PayFree—NoNoJul 2026
6Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026
7QuickSplit - Check/Bill Splitter, Tip CalculatorQuickSplit - Check/Bill Splitter, Tip CalculatorFree4.2★ (5)NoYesAug 2026
8Dayforce Wallet: On-demand PayDayforce Wallet: On-demand PayFree4.9★ (56K)NoNoAug 2026

Top Picks for Divvy Pay

BILL Spend & Expense (Divvy)#1

BILL Spend & Expense (Divvy) by Bill.com, Inc.

Corporate cards + expense mgt.
Editor's Choice
💰 Finance
4.8😐(29K ratings)
Free
BILL Spend & Expense (Divvy) screenshot 1
BILL Spend & Expense (Divvy) screenshot 2
BILL Spend & Expense (Divvy) screenshot 3
BILL Spend & Expense (Divvy) screenshot 4
BILL Spend & Expense (Divvy) screenshot 5

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

What We Love

  • 🚀 Simplicity and ease of use
  • 👍 Intuitive and user-friendly app
  • 🚀 Efficient expense tracking and reporting
  • 🚀 Seamless integration with accounting software

Room to Improve

  • 🐛 Buggy app with crashes and glitches
  • 🕰️ Slow processing of payments and refunds
  • 🤔 Confusing budgeting and allocation system
BILL AP & AR Business Payments#2

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Strong Contender
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
Zip - Buy Now, Pay Later#3

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Worth Considering
🛍️ Shopping
4.9😊(853K ratings)
Free
#54in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support

More Divvy Pay apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Divvy - Bill Split & Pay
Divvy - Bill Split & Pay
Divvy - Bill Split & Pay
Split bills with friends
Free
💰 Finance
(0)
6
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
7
QuickSplit - Check/Bill Splitter, Tip Calculator
QuickSplit - Check/Bill Splitter, Tip Calculator
QuickSplit - Check/Bill Splitter, Tip Calculator
by Kevin Largo
Free

Easily divide bills and calculate tips with a spreadsheet-like interface. Assign specific items to individuals and handle varying portion sizes. Save splits for later and share receipts via text.

Spreadsheet interface for bill divisionSplit items between multiple peopleVariable portion sizes for shared items
🍔 Food & Drink
(5)
free
8
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(56K)
free
9
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
10
Divvy - Pay It Down
Divvy - Pay It Down
Divvy - Pay It Down
Crush Debt, Stay Sane
Free
💰 Finance
(0)
11
Icotera
Icotera
Icotera
by Icotera AS
Free

Manage and optimize your home Wi-Fi network directly from your smartphone or tablet. Configure settings, monitor connection status, and view connected devices for a better internet experience.

First install activation flowConnection overview and speed testSSID/Password control
🔧 Utilities
(0)
free
12
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
13
Divvy - tips
Divvy - tips
Divvy - tips
by Laurent Mouluquet
Free
💰 Finance
(0)
14
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2.6K)
free with in-app purchases
15
KIKS chat
KIKS chat
KIKS chat
by Stashcat GmbH
Free

This secure, GDPR-compliant platform facilitates efficient communication for schools. It combines standard chat features with cloud storage, organized through channels and direct messaging for seamless interaction among all participants.

GDPR compliant communicationSecure cloud storage integrationOrganized communication via #Channels
📚 Education
(5)
free
16
Divvy
Divvy
Divvy
Split when you're together
Free

Easily share expenses with friends by creating groups and tracking who owes what. Supports multiple currencies and offers flexible repayment options for seamless settlement.

Create and manage expense groupsAdd expenses with multiple currenciesAutomatic currency conversion
💰 Finance
(2)
free
17
Divvy
Divvy
Divvy
by Divvy Parking Pty Ltd
Free

Find and book affordable parking spaces across Australia. Access a network of convenient and flexible parking options with ease. Simply search and book your spot through the app.

Access to parking networkAffordable parking spacesOn-demand booking
💼 Business
(2)
free
18
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
19
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
💰 Finance
(5.6K)
free
20
Zappa Pay
Zappa Pay
Zappa Pay
Bill payments
Free
🔧 Utilities
(0)

FAQ about Divvy Pay

What are the best divvy pay apps for iPhone?
BILL Spend & Expense (Divvy) tops our divvy pay apps ranking as of August 2026, with a 4.8-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top divvy pay apps we rank are free to download, including BILL Spend & Expense (Divvy) and BILL AP & AR Business Payments.
BILL Spend & Expense (Divvy) has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ divvy pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a free, automated solution for managing business expenses. It combines corporate cards with easy-to-use software to track company spending, offer real-time budget insights, and automate expense recording, helping businesses make smarter spending decisions.
Key features include automated expense tracking, real-time visibility into company expenditures, the ability to issue physical and virtual corporate cards, proactive spend controls to stay within budget, customizable team approval workflows, and tools for tracking out-of-pocket expenses and reimbursements.

Related searches

divvy paymentsdivvy - pay it down