Best Echeck Scanner Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Out of 250+ echeck scanner apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Echeck Scanner Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AmexAmexFree4.9★ (4.4M)YesNoOct 2026
2Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoOct 2026
3BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoOct 2026
4MobilePay by Certegy LLCMobilePay by Certegy LLCFree5.0★ (4)NoNoSep 2026
5Scanner PDF – scan documentScanner PDF – scan documentFree4.6★ (20K)NoYesOct 2026
6Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (872K)NoNoOct 2026
7Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (606K)NoNoOct 2026
8rapid! Payrapid! PayFree4.5★ (195K)NoNoOct 2026

Top Picks for Echeck Scanner

Amex#1

Amex by American Express

Payments, Balance & Rewards
Editor's Choice
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#31in Finance
Amex screenshot 1
Amex screenshot 2
Amex screenshot 3
Amex screenshot 4
Amex screenshot 5
Amex screenshot 6

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features
  • 💳 Prestigious card status and recognition

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
  • 🕰️ Slow or delayed payment processing
  • 🔒 Security issues with closed accounts
Discover Mobile#2

Discover Mobile by Discover Financial Services

Banking and Finance
Strong Contender
💰 Finance
4.9😐(5.2M ratings)
Free
Discover Mobile screenshot 1
Discover Mobile screenshot 2
Discover Mobile screenshot 3
Discover Mobile screenshot 4
Discover Mobile screenshot 5
Discover Mobile screenshot 6

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

What We Love

  • 👍 Excellent customer service
  • 🚀 Smooth and easy-to-use app
  • 💳 Great credit card with rewards
  • 🔒 Secure and reliable
  • 💳 Helpful for building credit
  • 💳 Automatic credit line increases

Room to Improve

  • 🐛 App crashes and bugs
  • 🤖 Poor customer service and unresponsive to issues
  • 💳 Difficult to get credit limit increases
  • 💳 Unfair credit reporting practices
  • 💳 Holding funds hostage and difficult to access money
BILL AP & AR Business Payments#3

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Worth Considering
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
  • 🔒 Security concerns with account verification
  • 🤷‍♀️ Inconsistent app functionality compared to website

More Echeck Scanner apps to explore

FAQ about Echeck Scanner

What are the best echeck scanner apps for iPhone?
Amex tops our echeck scanner apps ranking as of October 2026, with a 4.9-star average from 4.4M App Store ratings, and it's free to download.
Yes — 20 of the top echeck scanner apps we rank are free to download, including Amex and Discover Mobile.
Amex shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ echeck scanner apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.