Best Echeck Scanner Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Out of 250+ echeck scanner apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Echeck Scanner Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AmexAmexFree4.9★ (4.4M)YesNoNov 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (607K)NoNoNov 2026
3BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoNov 2026
4MobilePay by Certegy LLCMobilePay by Certegy LLCFree5.0★ (4)NoNoSep 2026
5eChecksPro Mobile CheckbookeChecksPro Mobile CheckbookFree1.0★ (2)NoNoMay 2026
6CashCloud - Business PaymentsCashCloud - Business PaymentsFree5.0★ (2)NoNoSep 2026
7rapid! Payrapid! PayFree4.5★ (199K)NoNoNov 2026
8Barclays USBarclays USFree4.9★ (565K)NoNoNov 2026

Top Picks for Echeck Scanner

Amex#1

Amex by American Express

Payments, Balance & Rewards
Editor's Choice
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#26in Finance
Amex screenshot 1
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Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features
  • 💳 Prestigious card status and recognition

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
  • 🕰️ Slow or delayed payment processing
  • 🔒 Security issues with closed accounts
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(607K ratings)
Free
#28in Business
Square Point of Sale (POS) screenshot 1
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Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
BILL AP & AR Business Payments#3

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Worth Considering
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
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This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
  • 🔒 Security concerns with account verification
  • 🤷‍♀️ Inconsistent app functionality compared to website

More Echeck Scanner apps to explore

FAQ about Echeck Scanner

What are the best echeck scanner apps for iPhone?
Amex tops our echeck scanner apps ranking as of October 2026, with a 4.9-star average from 4.4M App Store ratings, and it's free to download.
Yes — 20 of the top echeck scanner apps we rank are free to download, including Amex and Square Point of Sale (POS).
Amex shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ echeck scanner apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.