Best Equifax Lock Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Looking for free equifax lock apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Equifax Lock Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myEquifaxmyEquifaxFree4.8★ (41K)NoNoAug 2026
2TransUnion®TransUnion®Free4.6★ (39K)NoNoAug 2026
3Kikoff – Build Credit QuicklyKikoff – Build Credit QuicklyFree4.9★ (265K)NoNoAug 2026
4Experian®Experian®Free4.8★ (2.7M)NoYesAug 2026
5LifeLock IdentityLifeLock IdentityFree4.8★ (195K)YesYesAug 2026
6Folder LockFolder LockFree4.2★ (1.8K)YesYesAug 2026
7TECNOBOOKING LOCK SYSTEMTECNOBOOKING LOCK SYSTEMFreeNoNoMay 2026
8SecureData Lock AdminSecureData Lock AdminFreeNoNoMay 2026

Top Picks for Equifax Lock

myEquifax#1

myEquifax by Equifax

Start your credit journey
Editor's Choice
💰 Finance
4.8😞(41K ratings)
Free
#76in Finance
myEquifax screenshot 1
myEquifax screenshot 2
myEquifax screenshot 3
myEquifax screenshot 4
myEquifax screenshot 5
myEquifax screenshot 6

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

What We Love

  • 👍 Convenient credit monitoring
  • 🚀 Easy to use app layout
  • 🔒 Secure login experience

Room to Improve

  • 🐛 Login issues and inability to create an account
  • 🔍 Difficulty finding credit freeze/unfreeze functionality
  • 🚫 Limited app functionality compared to website
TransUnion®#2

TransUnion® by TransUnion

Your scores, reports & offers
Strong Contender
💰 Finance
4.6😞(39K ratings)
Free
TransUnion® screenshot 1
TransUnion® screenshot 2
TransUnion® screenshot 3
TransUnion® screenshot 4
TransUnion® screenshot 5

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information
Kikoff – Build Credit Quickly#3

Kikoff – Build Credit Quickly by Kikoff Inc.

Equifax, Experian + TransUnion
Worth Considering
💰 Finance
4.9😊(265K ratings)
Free
#55in Finance
Kikoff – Build Credit Quickly screenshot 1
Kikoff – Build Credit Quickly screenshot 2
Kikoff – Build Credit Quickly screenshot 3
Kikoff – Build Credit Quickly screenshot 4
Kikoff – Build Credit Quickly screenshot 5
Kikoff – Build Credit Quickly screenshot 6

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score

More Equifax Lock apps to explore

4
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
5
LifeLock Identity
LifeLock Identity
LifeLock Identity
Identity Theft Protection
Free

This app helps protect your personal information from identity theft and financial fraud. It detects potential threats, alerts you to suspicious activity, and offers assistance if your identity is compromised. Features include credit monitoring, identity locking, and social media monitoring.

Identity theft protectionFinancial fraud preventionThreat detection and alerts
💰 Finance
(195K)
free with in-app purchases
6
Folder Lock
Folder Lock
Folder Lock
No. 1 in Folder Locking App
Free

Secure your private files, photos, videos, and sensitive information with password protection and encryption. This app also functions as a file manager, allowing wireless transfers and secure browsing, acting as a comprehensive tool for smartphone data security and privacy.

Password-protect files and foldersEncrypt sensitive dataSecure private photos and videos
🔧 Utilities
(1.8K)
free with in-app purchases
7
TECNOBOOKING LOCK SYSTEM
TECNOBOOKING LOCK SYSTEM
TECNOBOOKING LOCK SYSTEM
by Hugo Martinez
Free
🔧 Utilities
(0)
8
SecureData Lock Admin
SecureData Lock Admin
SecureData Lock Admin
by SecureData, Inc.
Free
🔧 Utilities
(0)
9
Calculator Lock :Private Vault
Calculator Lock :Private Vault
Calculator Lock :Private Vault
Hide photos & videos in vault
Free
🔧 Utilities
(0)
10
App Lock For iPhone
App Lock For iPhone
App Lock For iPhone
App locker, Block Apps & Hide
Free

Secure your private photos, videos, and files with this app locker. It offers features like break-in alerts, fake password protection, and a secret camera to safeguard your personal content from prying eyes.

Hide photos, videos, passwords, files & contactsBreak-in alerts with intruder photosCustomizable album covers and themes
📷 Photo & Video
(2)
free with in-app purchases
11
LockPLUS by NL Lock
LockPLUS by NL Lock
LockPLUS by NL Lock
by NL Lock&Electronics
Free
📊 Productivity
(0)
12
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
13
KeepLock - Photo Lock
KeepLock - Photo Lock
KeepLock - Photo Lock
Lock Private Photos & Videos
Free
🔧 Utilities
(0)
14
Master Lock Vault Enterprise
Master Lock Vault Enterprise
Master Lock Vault Enterprise
Enterprise Accounts Only
Free

Securely manage and unlock Master Lock Bluetooth® padlocks and lock boxes for your organization. This app allows authorized users to access devices using their phone and patented digital key encryption, with detailed activity logs.

Unlock Bluetooth padlocks and lock boxesManage organizational security devicesDigital key encryption
🌟 Lifestyle
(2.1K)
free
15
Private gallery LOCK!
Private gallery LOCK!
Private gallery LOCK!
Private images in one place
Free
📷 Photo & Video
(0)
16
Sciener Hotel Lock Tool
Sciener Hotel Lock Tool
Sciener Hotel Lock Tool
by 上根 陈
Free
🔧 Utilities
(0)
17
ID Lock Updater
ID Lock Updater
ID Lock Updater
Keep your ID Lock up to date
Free
🔧 Utilities
(0)
18
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Build credit for a credit card
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(327K)
free with in-app purchases
19
Southern Lock & Supply
Southern Lock & Supply
Southern Lock & Supply
Locksmith Store & Resource
Free
🛍️ Shopping
(0)
20
Pealock - Electronic Lock
Pealock - Electronic Lock
Pealock - Electronic Lock
Pealock is an electronic lock
Free
⚽ Sports
(0)

FAQ about Equifax Lock

What are the best equifax lock apps for iPhone?
myEquifax tops our equifax lock apps ranking as of August 2026, with a 4.8-star average from 41K App Store ratings, and it's free to download.
Yes — 20 of the top equifax lock apps we rank are free to download, including myEquifax and TransUnion®.
myEquifax has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ equifax lock apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit.
The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features.

Related searches