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Best Equifax Lock Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Looking for free equifax lock apps? 20 of our 248+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Equifax Lock Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myEquifaxmyEquifaxFree4.8★ (44K)NoNoSep 2026
2TransUnion®TransUnion®Free4.6★ (39K)NoNoSep 2026
3Experian®Experian®Free4.8★ (2.7M)NoYesSep 2026
4LifeLock IdentityLifeLock IdentityFree4.8★ (195K)YesYesSep 2026
5Luxus LockLuxus LockFree—NoNoMay 2026
6Kikoff: Build Credit QuicklyKikoff: Build Credit QuicklyFree4.9★ (270K)NoNoSep 2026
7Folder LockFolder LockFree4.2★ (1.8K)YesYesAug 2026
8SecureData Lock AdminSecureData Lock AdminFree—NoNoMay 2026

Top Picks for Equifax Lock

myEquifax#1

myEquifax by Equifax

Start your credit journey
Editor's Choice
💰 Finance
4.8😞(44K ratings)
Free
#77in Finance
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Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

What We Love

  • 👍 Convenient credit monitoring
  • 🚀 Easy to use app layout
  • 🔒 Secure login experience

Room to Improve

  • 🐛 Login issues and inability to create an account
  • 🔍 Difficulty finding credit freeze/unfreeze functionality
  • 🚫 Limited app functionality compared to website
TransUnion®#2

TransUnion® by TransUnion

Your scores, reports & offers
Strong Contender
💰 Finance
4.6😞(39K ratings)
Free
#93in Finance
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Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information
  • 📞 Poor customer support
  • 🔑 Password management problems
Experian®#3

Experian® by Experian

Control Your Credit & Finances
Worth Considering
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#28in Finance
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Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription

More Equifax Lock apps to explore

FAQ about Equifax Lock

What are the best equifax lock apps for iPhone?
myEquifax tops our equifax lock apps ranking as of September 2026, with a 4.8-star average from 44K App Store ratings, and it's free to download.
Yes — 20 of the top equifax lock apps we rank are free to download, including myEquifax and TransUnion®.
myEquifax has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ equifax lock apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit.
The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features.

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